Mortgage

374.7K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Mortgage products filed with the CFPB. 374,682 complaints have been filed across 2.2K companies. The most commonly reported issue is "Loan modification,collection,foreclosure".

374.7K
Total Complaints
2.2K
Companies
Loan modification,collection,foreclosure
Top Issue

Companies with Most Mortgage Complaints

# Company Complaints
1 BANK OF AMERICA, NATIONAL ASSOCIATION 45.3K
2 WELLS FARGO & COMPANY 43.8K
3 Ocwen Financial Corporation 31.0K
4 JPMORGAN CHASE & CO. 23.2K
5 NATIONSTAR MORTGAGE LLC 17.0K
6 Ditech Financial LLC 12.3K
7 SELECT PORTFOLIO SERVICING, INC. 11.9K
8 Shellpoint Partners, LLC 10.6K
9 CITIBANK, N.A. 9.7K
10 Mr. Cooper Group Inc. 9.4K
11 U.S. BANCORP 7.5K
12 PNC Bank N.A. 6.3K
13 Specialized Loan Servicing Holdings LLC 6.2K
14 Freedom Mortgage Company 5.8K
15 LoanCare, LLC 4.9K
16 CARRINGTON MORTGAGE SERVICES, LLC 4.7K
17 HSBC NORTH AMERICA HOLDINGS INC. 4.6K
18 Rocket Mortgage, LLC 4.3K
19 Seterus, Inc. 3.8K
20 Caliber Home Loans, Inc. 3.5K
21 PENNYMAC LOAN SERVICES, LLC. 3.5K
22 SUNTRUST BANKS, INC. 3.4K
23 M&T BANK CORPORATION 3.4K
24 Flagstar Bank, N.A. 3.2K
25 Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) 3.1K
26 CITIZENS FINANCIAL GROUP, INC. 3.0K
27 RUSHMORE LOAN MANAGEMENT SERVICES LLC 2.7K
28 FIFTH THIRD FINANCIAL CORPORATION 2.6K
29 Fay Servicing, LLC 2.6K
30 PHH Mortgage Services Corporation 2.1K
31 RoundPoint Mortgage Servicing LLC 2.0K
32 TRUIST FINANCIAL CORPORATION 1.9K
33 LAKEVIEW LOAN SERVICING, LLC 1.8K
34 Selene Holdings LLC 1.7K
35 CIT BANK, NATIONAL ASSOCIATION 1.7K
36 NAVY FEDERAL CREDIT UNION 1.6K
37 LD Holdings Group, LLC 1.6K
38 Dovenmuehle Mortgage, Inc. 1.5K
39 TD BANK US HOLDING COMPANY 1.4K
40 Selene Finance LP 1.4K
41 AmeriHome Mortgage Company, LLC 1.2K
42 United Shore Financial Services, LLC 1.2K
43 BB&T CORPORATION 1.2K
44 CAPITAL ONE FINANCIAL CORPORATION 1.2K
45 EVERBANK, NATIONAL ASSOCIATION 1.1K
46 Servis One, Inc., Titusville, PA Branch 1.0K
47 AMERISAVE MORTGAGE CORPORATION 1.0K
48 PLANET HOME LENDING, LLC 1.0K
49 SANTANDER BANK, NATIONAL ASSOCIATION 1.0K
50 MIDFIRST BANK 951

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Mortgage

374,682 consumer complaints have been filed with the CFPB under the "Mortgage" product category, naming 2,201 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Mortgage, the single most common underlying consumer complaint is "Loan modification,collection,foreclosure". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Mortgage, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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