Mortgage

453.1K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Mortgage products filed with the CFPB. 453,098 complaints have been filed across 2.5K companies. The most commonly reported issue is "Loan modification,collection,foreclosure".

453.1K
Total Complaints
2.5K
Companies
Loan modification,collection,foreclosure
Top Issue

Companies with Most Mortgage Complaints

# Company Complaints
1 Wells Fargo & Company 49.5K
2 Bank of America, National Association 48.3K
3 Ocwen Financial Corporation 35.2K
4 JPMorgan Chase & Co. 25.6K
5 Nationstar Mortgage LLC 18.6K
6 Shellpoint Partners, LLC 16.1K
7 Select Portfolio Servicing, Inc. 14.8K
8 Ditech Financial LLC 13.6K
9 Mr. Cooper Group Inc. 13.3K
10 Citibank, N.a. 10.4K
11 U.S. Bancorp 8.9K
12 Freedom Mortgage Company 8.6K
13 Specialized Loan Servicing Holdings LLC 7.9K
14 PNC Bank N.A. 7.4K
15 LoanCare, LLC 7.0K
16 Rocket Mortgage, LLC 6.9K
17 Carrington Mortgage Services, LLC 6.1K
18 Pennymac Loan Services, LLC. 5.0K
19 HSBC North America Holdings Inc. 4.8K
20 Caliber Home Loans, Inc. 4.3K
21 Seterus, Inc. 4.3K
22 M&T Bank Corporation 4.1K
23 Flagstar Bank, N.A. 3.8K
24 Suntrust Banks, Inc. 3.7K
25 Citizens Financial Group, Inc. 3.7K
26 Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) 3.6K
27 Fay Servicing, LLC 3.6K
28 Rushmore Loan Management Services LLC 3.4K
29 Fifth Third Financial Corporation 3.3K
30 Truist Financial Corporation 2.8K
31 RoundPoint Mortgage Servicing LLC 2.7K
32 Selene Holdings LLC 2.7K
33 Lakeview Loan Servicing, LLC 2.7K
34 LD Holdings Group, LLC 2.5K
35 PHH Mortgage Services Corporation 2.4K
36 Navy Federal Credit Union 2.2K
37 Dovenmuehle Mortgage, Inc. 2.2K
38 United Shore Financial Services, LLC 1.9K
39 AmeriHome Mortgage Company, LLC 1.8K
40 TD Bank Us Holding Company 1.8K
41 Cit Bank, National Association 1.7K
42 Selene Finance LP 1.6K
43 Amerisave Mortgage Corporation 1.6K
44 Planet Home Lending, LLC 1.5K
45 Midfirst Bank 1.3K
46 BSI Financial Holdings, Inc. 1.3K
47 BB&T Corporation 1.3K
48 Everbank, National Association 1.3K
49 CrossCountry Mortgage LLC 1.3K
50 Capital One Financial Corporation 1.2K

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Mortgage

453,098 consumer complaints have been filed with the CFPB under the "Mortgage" product category, naming 2,469 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system, the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Mortgage, the single most common underlying consumer complaint is "Loan modification,collection,foreclosure". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief, two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share, the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Mortgage, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.