2026 data Public-data reference. official source

CITIZENS FINANCIAL GROUP, INC.

14.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

14.2K consumer complaints filed with the CFPB

This profile shows CITIZENS FINANCIAL GROUP, INC.'s complaint history from CFPB public records. 14,179 consumers have filed complaints since 2011. The company has a 100% timely response rate and has provided relief in 20.2% of cases.

14.2K
Total Complaints
100%
Timely Response
4.8%
Disputed
20.2%
Relief Provided
55
States Active
2011
Since

Total complaints

14.2K

Filed since 2011

Timely response

100%

CFPB-tracked response window

Relief rate

20.2%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.2%
Industry median

Share closed with monetary or non-monetary relief.

CITIZENS FINANCIAL GROUP, INC. complaint mix by product

Total complaints: 14.2K

CITIZENS FINANCIAL GROUP, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 4,917 complaints (40.3%), resolution 25.4% Checking or 40.3% Mortgage: 2,964 complaints (24.3%), resolution 10.7% Mortgage 24.3% Bank account: 1,943 complaints (15.9%), resolution 46.9% Bank account 15.9% Credit reporting,: 699 complaints (5.7%), resolution 1.4% Credit reporting: 645 complaints (5.3%), resolution 1.2% Debt collection: 541 complaints (4.4%), resolution 5.5% Credit card: 502 complaints (4.1%), resolution 25.9%
  • Checking or 5K 40.3% 25% relief
  • Mortgage 3K 24.3% 11% relief
  • Bank account 2K 15.9% 47% relief
  • Credit reporting, 699 5.7% 1% relief
  • Credit reporting 645 5.3% 1% relief
  • Debt collection 541 4.4% 6% relief
  • Credit card 502 4.1% 26% relief

How CITIZENS FINANCIAL GROUP, INC.'s 14.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 4.9K
Mortgage 3.0K
Bank account or service 1.9K
Credit reporting, credit repair services, or other personal consumer reports 699
Credit reporting or other personal consumer reports 645
Debt collection 541
Credit card 502
Credit card or prepaid card 368
Money transfer, virtual currency, or money service 349
Vehicle loan or lease 343
Student loan 282
Consumer Loan 262
Payday loan, title loan, or personal loan 229
Payday loan, title loan, personal loan, or advance loan 91
Money transfers 21
Credit reporting 8
Prepaid card 6
Debt or credit management 5
Other financial service 3
Payday loan 1

Top States

State Complaints
PA 2.4K
NY 2.0K
MA 2.0K
OH 809
MI 769
NJ 610
FL 569
RI 523
IL 427
CT 416
CA 415
NH 383
TX 299
GA 246
DE 243
VA 210
MD 205
NC 157
VT 118
AZ 100

Top Issues

Issue Complaints
Managing an account 2.9K
Trouble during payment process 923
Account opening, closing, or management 740
Incorrect information on your report 701
Improper use of your report 548
Opening an account 544
Closing an account 524
Problems caused by my funds being low 502
Loan servicing, payments, escrow account 497
Deposits and withdrawals 484
Problem caused by your funds being low 434
Problem with a lender or other company charging your account 432
Struggling to pay mortgage 381
Loan modification,collection,foreclosure 375
Managing the loan or lease 319
Applying for a mortgage or refinancing an existing mortgage 253
Attempts to collect debt not owed 219
Problem with a purchase shown on your statement 196
Application, originator, mortgage broker 185
Fraud or scam 162

Yearly Trend

Year Complaints Timely
2011 16 93.8%
2012 799 99.9%
2013 644 100%
2014 687 100%
2015 674 100%
2016 761 100%
2017 746 99.9%
2018 790 100%
2019 848 100%
2020 716 100%
2021 1.0K 100%
2022 1.4K 100%
2023 1.5K 100%
2024 1.5K 99.9%
2025 1.5K 100%
2026 499 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CITIZENS FINANCIAL GROUP, INC.

CITIZENS FINANCIAL GROUP, INC. has accumulated 14,179 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 3,409 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CITIZENS FINANCIAL GROUP, INC. reports a 100% timely-response rate and has closed 79.6% of cases with a written explanation to the consumer. 20.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CITIZENS FINANCIAL GROUP, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CITIZENS FINANCIAL GROUP, INC. have?

CITIZENS FINANCIAL GROUP, INC. has received 14,179 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CITIZENS FINANCIAL GROUP, INC. respond to complaints on time?

CITIZENS FINANCIAL GROUP, INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about CITIZENS FINANCIAL GROUP, INC.?

The most common issue reported against CITIZENS FINANCIAL GROUP, INC. is "Managing an account" in the "Checking or savings account" product category.

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