Total complaints
14.2K
Filed since 2011
14.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
14.2K consumer complaints filed with the CFPB
This profile shows CITIZENS FINANCIAL GROUP, INC.'s complaint history from CFPB public records. 14,179 consumers have filed complaints since 2011. The company has a 100% timely response rate and has provided relief in 20.2% of cases.
Total complaints
14.2K
Filed since 2011
Timely response
100%
CFPB-tracked response window
Relief rate
20.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How CITIZENS FINANCIAL GROUP, INC.'s 14.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 4.9K |
| Mortgage | 3.0K |
| Bank account or service | 1.9K |
| Credit reporting, credit repair services, or other personal consumer reports | 699 |
| Credit reporting or other personal consumer reports | 645 |
| Debt collection | 541 |
| Credit card | 502 |
| Credit card or prepaid card | 368 |
| Money transfer, virtual currency, or money service | 349 |
| Vehicle loan or lease | 343 |
| Student loan | 282 |
| Consumer Loan | 262 |
| Payday loan, title loan, or personal loan | 229 |
| Payday loan, title loan, personal loan, or advance loan | 91 |
| Money transfers | 21 |
| Credit reporting | 8 |
| Prepaid card | 6 |
| Debt or credit management | 5 |
| Other financial service | 3 |
| Payday loan | 1 |
| State | Complaints |
|---|---|
| PA | 2.4K |
| NY | 2.0K |
| MA | 2.0K |
| OH | 809 |
| MI | 769 |
| NJ | 610 |
| FL | 569 |
| RI | 523 |
| IL | 427 |
| CT | 416 |
| CA | 415 |
| NH | 383 |
| TX | 299 |
| GA | 246 |
| DE | 243 |
| VA | 210 |
| MD | 205 |
| NC | 157 |
| VT | 118 |
| AZ | 100 |
| Issue | Complaints |
|---|---|
| Managing an account | 2.9K |
| Trouble during payment process | 923 |
| Account opening, closing, or management | 740 |
| Incorrect information on your report | 701 |
| Improper use of your report | 548 |
| Opening an account | 544 |
| Closing an account | 524 |
| Problems caused by my funds being low | 502 |
| Loan servicing, payments, escrow account | 497 |
| Deposits and withdrawals | 484 |
| Problem caused by your funds being low | 434 |
| Problem with a lender or other company charging your account | 432 |
| Struggling to pay mortgage | 381 |
| Loan modification,collection,foreclosure | 375 |
| Managing the loan or lease | 319 |
| Applying for a mortgage or refinancing an existing mortgage | 253 |
| Attempts to collect debt not owed | 219 |
| Problem with a purchase shown on your statement | 196 |
| Application, originator, mortgage broker | 185 |
| Fraud or scam | 162 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 16 | 93.8% |
| 2012 | 799 | 99.9% |
| 2013 | 644 | 100% |
| 2014 | 687 | 100% |
| 2015 | 674 | 100% |
| 2016 | 761 | 100% |
| 2017 | 746 | 99.9% |
| 2018 | 790 | 100% |
| 2019 | 848 | 100% |
| 2020 | 716 | 100% |
| 2021 | 1.0K | 100% |
| 2022 | 1.4K | 100% |
| 2023 | 1.5K | 100% |
| 2024 | 1.5K | 99.9% |
| 2025 | 1.5K | 100% |
| 2026 | 499 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
CITIZENS FINANCIAL GROUP, INC. has accumulated 14,179 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 3,409 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CITIZENS FINANCIAL GROUP, INC. reports a 100% timely-response rate and has closed 79.6% of cases with a written explanation to the consumer. 20.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CITIZENS FINANCIAL GROUP, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
CITIZENS FINANCIAL GROUP, INC. has received 14,179 consumer complaints filed with the Consumer Financial Protection Bureau.
CITIZENS FINANCIAL GROUP, INC. has a 100% timely response rate to CFPB complaints.
The most common issue reported against CITIZENS FINANCIAL GROUP, INC. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.