2026 data Public-data reference. official source

PNC Bank N.A.

26.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

26.3K consumer complaints filed with the CFPB

This profile shows PNC Bank N.A.'s complaint history from CFPB public records. 26,287 consumers have filed complaints since 2011. The company has a 99.6% timely response rate and has provided relief in 12.4% of cases.

26.3K
Total Complaints
99.6%
Timely Response
5.5%
Disputed
12.4%
Relief Provided
56
States Active
2011
Since

Total complaints

26.3K

Filed since 2011

Timely response

99.6%

CFPB-tracked response window

Relief rate

12.4%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.4%
Industry median

Share closed with monetary or non-monetary relief.

PNC Bank N.A. complaint mix by product

Total complaints: 26.3K

PNC Bank N.A. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 8,810 complaints (38.0%), resolution 15.8% Checking or 38.0% Mortgage: 6,350 complaints (27.4%), resolution 9.0% Mortgage 27.4% Bank account: 3,323 complaints (14.3%), resolution 22.6% Bank account 14.3% Money transfer,: 2,077 complaints (9.0%), resolution 3.9% Money transfer, 9.0% Credit reporting: 910 complaints (3.9%), resolution 1.1% Credit card: 888 complaints (3.8%), resolution 16.2% Credit card: 820 complaints (3.5%), resolution 13.0%
  • Checking or 9K 38.0% 16% relief
  • Mortgage 6K 27.4% 9% relief
  • Bank account 3K 14.3% 23% relief
  • Money transfer, 2K 9.0% 4% relief
  • Credit reporting 910 3.9% 1% relief
  • Credit card 888 3.8% 16% relief
  • Credit card 820 3.5% 13% relief

How PNC Bank N.A.'s 26.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 8.8K
Mortgage 6.3K
Bank account or service 3.3K
Money transfer, virtual currency, or money service 2.1K
Credit reporting or other personal consumer reports 910
Credit card 888
Credit card or prepaid card 820
Credit reporting, credit repair services, or other personal consumer reports 812
Debt collection 728
Vehicle loan or lease 572
Payday loan, title loan, or personal loan 336
Consumer Loan 320
Student loan 121
Payday loan, title loan, personal loan, or advance loan 88
Prepaid card 36
Money transfers 36
Credit reporting 29
Debt or credit management 16
Other financial service 12
Payday loan 3

Top States

State Complaints
PA 3.5K
FL 2.4K
OH 2.1K
NJ 1.9K
IL 1.7K
MD 1.6K
TX 1.3K
CA 1.3K
MI 1.1K
GA 1.1K
NC 1.0K
VA 788
IN 679
NY 636
KY 477
AL 477
DE 376
AZ 365
DC 330
MO 327

Top Issues

Issue Complaints
Managing an account 5.8K
Loan modification,collection,foreclosure 2.0K
Trouble during payment process 1.4K
Account opening, closing, or management 1.3K
Loan servicing, payments, escrow account 1.3K
Incorrect information on your report 987
Deposits and withdrawals 903
Closing an account 869
Problem with a lender or other company charging your account 825
Problem caused by your funds being low 679
Problems caused by my funds being low 656
Opening an account 602
Improper use of your report 553
Struggling to pay mortgage 520
Other transaction problem 494
Fraud or scam 481
Managing the loan or lease 370
Applying for a mortgage or refinancing an existing mortgage 323
Other service problem 288
Application, originator, mortgage broker 285

Yearly Trend

Year Complaints Timely
2011 34 64.7%
2012 1.4K 93.6%
2013 1.6K 99.6%
2014 1.8K 100%
2015 1.5K 100%
2016 1.5K 100%
2017 1.3K 100%
2018 1.3K 99.9%
2019 1.2K 100%
2020 3.7K 100%
2021 1.8K 100%
2022 2.0K 100%
2023 1.8K 100%
2024 2.0K 100%
2025 2.4K 100%
2026 892 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About PNC Bank N.A.

PNC Bank N.A. has accumulated 26,287 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 6,953 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, PNC Bank N.A. reports a 99.6% timely-response rate and has closed 83.3% of cases with a written explanation to the consumer. 12.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PNC Bank N.A.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does PNC Bank N.A. have?

PNC Bank N.A. has received 26,287 consumer complaints filed with the Consumer Financial Protection Bureau.

Does PNC Bank N.A. respond to complaints on time?

PNC Bank N.A. has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about PNC Bank N.A.?

The most common issue reported against PNC Bank N.A. is "Managing an account" in the "Checking or savings account" product category.

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