2026 data Public-data reference. official source

Specialized Loan Servicing Holdings LLC

6.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

6.8K consumer complaints filed with the CFPB

This profile shows Specialized Loan Servicing Holdings LLC's complaint history from CFPB public records. 6,820 consumers have filed complaints since 2012. The company has a 99.1% timely response rate and has provided relief in 0.6% of cases.

6.8K
Total Complaints
99.1%
Timely Response
8.8%
Disputed
0.6%
Relief Provided
52
States Active
2012
Since

Total complaints

6.8K

Filed since 2012

Timely response

99.1%

CFPB-tracked response window

Relief rate

0.6%

Closed with monetary or non-monetary relief

Timely response rate 99.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.6%
Industry median

Share closed with monetary or non-monetary relief.

Specialized Loan Servicing Holdings LLC complaint mix by product

Total complaints: 6.8K

Specialized Loan Servicing Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 6,163 complaints (90.6%), resolution 0.6% Mortgage 90.6% Debt collection: 295 complaints (4.3%), resolution 0.0% Credit reporting,: 286 complaints (4.2%), resolution 0.0% Credit reporting: 28 complaints (0.4%), resolution 0.0% Payday loan,: 18 complaints (0.3%), resolution 0.0% Bank account: 10 complaints (0.1%), resolution 0.0% Consumer Loan: 5 complaints (0.1%), resolution 0.0%
  • Mortgage 6K 90.6% 1% relief
  • Debt collection 295 4.3% 0% relief
  • Credit reporting, 286 4.2% 0% relief
  • Credit reporting 28 0.4% 0% relief
  • Payday loan, 18 0.3% 0% relief
  • Bank account 10 0.1% 0% relief
  • Consumer Loan 5 0.1% 0% relief

How Specialized Loan Servicing Holdings LLC's 6.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 6.2K
Debt collection 295
Credit reporting, credit repair services, or other personal consumer reports 286
Credit reporting or other personal consumer reports 28
Payday loan, title loan, or personal loan 18
Bank account or service 10
Consumer Loan 5
Credit reporting 4
Money transfer, virtual currency, or money service 3
Checking or savings account 3
Credit card or prepaid card 2
Payday loan, title loan, personal loan, or advance loan 1
Credit card 1
Payday loan 1

Top States

State Complaints
CA 1.5K
FL 696
NY 414
GA 341
TX 304
NJ 296
MD 258
VA 255
IL 214
PA 210
NC 168
AZ 161
MA 150
WA 147
MI 129
OH 115
CO 95
TN 95
CT 93
SC 76

Top Issues

Issue Complaints
Trouble during payment process 1.9K
Loan modification,collection,foreclosure 1.4K
Struggling to pay mortgage 1.3K
Loan servicing, payments, escrow account 902
Incorrect information on your report 317
Applying for a mortgage or refinancing an existing mortgage 148
Closing on a mortgage 123
Other 95
Problem with a credit reporting company's investigation into an existing problem 87
Attempts to collect debt not owed 82
Application, originator, mortgage broker 71
Settlement process and costs 65
False statements or representation 45
Written notification about debt 44
Took or threatened to take negative or legal action 33
Credit decision / Underwriting 33
Cont'd attempts collect debt not owed 31
Disclosure verification of debt 31
Improper use of your report 16
Communication tactics 16

Yearly Trend

Year Complaints Timely
2012 184 98.9%
2013 372 99.7%
2014 499 100%
2015 622 99.5%
2016 793 98.4%
2017 585 99.7%
2018 503 99.4%
2019 674 98.5%
2020 723 97.8%
2021 734 99.5%
2022 489 99.2%
2023 470 99.4%
2024 172 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Specialized Loan Servicing Holdings LLC

Specialized Loan Servicing Holdings LLC has accumulated 6,820 consumer complaints in the CFPB public database, with filings active across 52 U.S. states. Of those submissions, 1,815 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2024-07-11, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Specialized Loan Servicing Holdings LLC reports a 99.1% timely-response rate and has closed 92.2% of cases with a written explanation to the consumer. 0.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Specialized Loan Servicing Holdings LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Specialized Loan Servicing Holdings LLC have?

Specialized Loan Servicing Holdings LLC has received 6,820 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Specialized Loan Servicing Holdings LLC respond to complaints on time?

Specialized Loan Servicing Holdings LLC has a 99.1% timely response rate to CFPB complaints.

What is the most common complaint about Specialized Loan Servicing Holdings LLC?

The most common issue reported against Specialized Loan Servicing Holdings LLC is "Trouble during payment process" in the "Mortgage" product category.

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