2026 data Public-data reference. official source

PHH Mortgage Services Corporation

2.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2.2K consumer complaints filed with the CFPB

This profile shows PHH Mortgage Services Corporation's complaint history from CFPB public records. 2,169 consumers have filed complaints since 2011. The company has a 99.4% timely response rate and has provided relief in 19% of cases.

2.2K
Total Complaints
99.4%
Timely Response
17.6%
Disputed
19%
Relief Provided
52
States Active
2011
Since

Total complaints

2.2K

Filed since 2011

Timely response

99.4%

CFPB-tracked response window

Relief rate

19%

Closed with monetary or non-monetary relief

Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 19.0%
Industry median

Share closed with monetary or non-monetary relief.

PHH Mortgage Services Corporation complaint mix by product

Total complaints: 2.2K

PHH Mortgage Services Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 2,095 complaints (96.6%), resolution 19.5% Mortgage 96.6% Debt collection: 37 complaints (1.7%), resolution 8.1% Credit reporting,: 29 complaints (1.3%), resolution 0.0% Credit reporting: 4 complaints (0.2%), resolution 25.0% Bank account: 3 complaints (0.1%), resolution 0.0% Payday loan,: 1 complaints (0.0%), resolution 0.0%
  • Mortgage 2K 96.6% 20% relief
  • Debt collection 37 1.7% 8% relief
  • Credit reporting, 29 1.3% 0% relief
  • Credit reporting 4 0.2% 25% relief
  • Bank account 3 0.1% 0% relief
  • Payday loan, 1 0.0% 0% relief

How PHH Mortgage Services Corporation's 2.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 2.1K
Debt collection 37
Credit reporting, credit repair services, or other personal consumer reports 29
Credit reporting 4
Bank account or service 3
Payday loan, title loan, or personal loan 1

Top States

State Complaints
CA 250
FL 191
NY 158
NJ 144
PA 129
TX 100
VA 84
GA 79
MD 70
OH 70
IL 70
MI 69
CO 55
AZ 54
MA 50
MN 47
WA 47
NC 39
CT 35
MO 28

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 728
Loan servicing, payments, escrow account 682
Trouble during payment process 217
Struggling to pay mortgage 165
Application, originator, mortgage broker 120
Settlement process and costs 65
Credit decision / Underwriting 38
Other 29
Incorrect information on your report 27
Closing on a mortgage 22
Applying for a mortgage or refinancing an existing mortgage 17
Problem with a credit reporting company's investigation into an existing problem 10
Communication tactics 10
Disclosure verification of debt 9
Cont'd attempts collect debt not owed 6
False statements or representation 3
Incorrect information on credit report 3
Took or threatened to take negative or legal action 3
Attempts to collect debt not owed 3
Improper use of your report 2

Yearly Trend

Year Complaints Timely
2011 3 100%
2012 268 98.9%
2013 350 99.4%
2014 335 98.8%
2015 329 98.8%
2016 316 99.7%
2017 214 100%
2018 154 100%
2019 200 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About PHH Mortgage Services Corporation

PHH Mortgage Services Corporation has accumulated 2,169 consumer complaints in the CFPB public database, with filings active across 52 U.S. states. Of those submissions, 354 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2019-06-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, PHH Mortgage Services Corporation reports a 99.4% timely-response rate and has closed 79.9% of cases with a written explanation to the consumer. 19% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 17.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PHH Mortgage Services Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does PHH Mortgage Services Corporation have?

PHH Mortgage Services Corporation has received 2,169 consumer complaints filed with the Consumer Financial Protection Bureau.

Does PHH Mortgage Services Corporation respond to complaints on time?

PHH Mortgage Services Corporation has a 99.4% timely response rate to CFPB complaints.

What is the most common complaint about PHH Mortgage Services Corporation?

The most common issue reported against PHH Mortgage Services Corporation is "Loan modification,collection,foreclosure" in the "Mortgage" product category.

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