Total complaints
2.2K
Filed since 2011
2.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2.2K consumer complaints filed with the CFPB
This profile shows PHH Mortgage Services Corporation's complaint history from CFPB public records. 2,169 consumers have filed complaints since 2011. The company has a 99.4% timely response rate and has provided relief in 19% of cases.
Total complaints
2.2K
Filed since 2011
Timely response
99.4%
CFPB-tracked response window
Relief rate
19%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How PHH Mortgage Services Corporation's 2.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 2.1K |
| Debt collection | 37 |
| Credit reporting, credit repair services, or other personal consumer reports | 29 |
| Credit reporting | 4 |
| Bank account or service | 3 |
| Payday loan, title loan, or personal loan | 1 |
| State | Complaints |
|---|---|
| CA | 250 |
| FL | 191 |
| NY | 158 |
| NJ | 144 |
| PA | 129 |
| TX | 100 |
| VA | 84 |
| GA | 79 |
| MD | 70 |
| OH | 70 |
| IL | 70 |
| MI | 69 |
| CO | 55 |
| AZ | 54 |
| MA | 50 |
| MN | 47 |
| WA | 47 |
| NC | 39 |
| CT | 35 |
| MO | 28 |
| Issue | Complaints |
|---|---|
| Loan modification,collection,foreclosure | 728 |
| Loan servicing, payments, escrow account | 682 |
| Trouble during payment process | 217 |
| Struggling to pay mortgage | 165 |
| Application, originator, mortgage broker | 120 |
| Settlement process and costs | 65 |
| Credit decision / Underwriting | 38 |
| Other | 29 |
| Incorrect information on your report | 27 |
| Closing on a mortgage | 22 |
| Applying for a mortgage or refinancing an existing mortgage | 17 |
| Problem with a credit reporting company's investigation into an existing problem | 10 |
| Communication tactics | 10 |
| Disclosure verification of debt | 9 |
| Cont'd attempts collect debt not owed | 6 |
| False statements or representation | 3 |
| Incorrect information on credit report | 3 |
| Took or threatened to take negative or legal action | 3 |
| Attempts to collect debt not owed | 3 |
| Improper use of your report | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 3 | 100% |
| 2012 | 268 | 98.9% |
| 2013 | 350 | 99.4% |
| 2014 | 335 | 98.8% |
| 2015 | 329 | 98.8% |
| 2016 | 316 | 99.7% |
| 2017 | 214 | 100% |
| 2018 | 154 | 100% |
| 2019 | 200 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
PHH Mortgage Services Corporation has accumulated 2,169 consumer complaints in the CFPB public database, with filings active across 52 U.S. states. Of those submissions, 354 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2019-06-28, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, PHH Mortgage Services Corporation reports a 99.4% timely-response rate and has closed 79.9% of cases with a written explanation to the consumer. 19% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 17.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PHH Mortgage Services Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
PHH Mortgage Services Corporation has received 2,169 consumer complaints filed with the Consumer Financial Protection Bureau.
PHH Mortgage Services Corporation has a 99.4% timely response rate to CFPB complaints.
The most common issue reported against PHH Mortgage Services Corporation is "Loan modification,collection,foreclosure" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.