Total complaints
17.3K
Filed since 2019
17.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
17.3K consumer complaints filed with the CFPB
This profile shows TRUIST FINANCIAL CORPORATION's complaint history from CFPB public records. 17,342 consumers have filed complaints since 2019. The company has a 98.9% timely response rate and has provided relief in 10.3% of cases.
Total complaints
17.3K
Filed since 2019
Timely response
98.9%
CFPB-tracked response window
Relief rate
10.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How TRUIST FINANCIAL CORPORATION's 17.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 7.0K |
| Credit reporting or other personal consumer reports | 2.6K |
| Mortgage | 1.9K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.4K |
| Vehicle loan or lease | 1.1K |
| Debt collection | 1.0K |
| Credit card | 601 |
| Money transfer, virtual currency, or money service | 570 |
| Credit card or prepaid card | 427 |
| Payday loan, title loan, personal loan, or advance loan | 336 |
| Payday loan, title loan, or personal loan | 242 |
| Student loan | 21 |
| Debt or credit management | 16 |
| Prepaid card | 12 |
| State | Complaints |
|---|---|
| FL | 3.2K |
| GA | 2.4K |
| TX | 1.4K |
| NC | 1.4K |
| VA | 1.2K |
| MD | 1.2K |
| PA | 732 |
| CA | 591 |
| SC | 567 |
| TN | 524 |
| NY | 442 |
| NJ | 331 |
| AL | 311 |
| IL | 300 |
| OH | 261 |
| DC | 185 |
| AZ | 156 |
| KY | 153 |
| LA | 153 |
| MI | 141 |
| Issue | Complaints |
|---|---|
| Managing an account | 4.0K |
| Incorrect information on your report | 1.9K |
| Improper use of your report | 1.7K |
| Trouble during payment process | 1.2K |
| Closing an account | 1.1K |
| Opening an account | 747 |
| Problem with a lender or other company charging your account | 673 |
| Problem caused by your funds being low | 488 |
| Problem with a company's investigation into an existing problem | 442 |
| Attempts to collect debt not owed | 439 |
| Managing the loan or lease | 406 |
| Problem with a purchase shown on your statement | 351 |
| Problem with a credit reporting company's investigation into an existing problem | 307 |
| Fraud or scam | 289 |
| Struggling to pay mortgage | 278 |
| Took or threatened to take negative or legal action | 262 |
| Applying for a mortgage or refinancing an existing mortgage | 196 |
| Problems at the end of the loan or lease | 191 |
| Getting a credit card | 187 |
| Problem when making payments | 177 |
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2020 | 1.3K | 99.8% |
| 2021 | 2.0K | 100% |
| 2022 | 3.0K | 93.9% |
| 2023 | 2.7K | 99.8% |
| 2024 | 3.1K | 99.9% |
| 2025 | 3.9K | 99.9% |
| 2026 | 1.3K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
TRUIST FINANCIAL CORPORATION has accumulated 17,342 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 5,641 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, TRUIST FINANCIAL CORPORATION reports a 98.9% timely-response rate and has closed 88.7% of cases with a written explanation to the consumer. 10.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TRUIST FINANCIAL CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
TRUIST FINANCIAL CORPORATION has received 17,342 consumer complaints filed with the Consumer Financial Protection Bureau.
TRUIST FINANCIAL CORPORATION has a 98.9% timely response rate to CFPB complaints.
The most common issue reported against TRUIST FINANCIAL CORPORATION is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.