2026 data Public-data reference. official source

TRUIST FINANCIAL CORPORATION

17.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

17.3K consumer complaints filed with the CFPB

This profile shows TRUIST FINANCIAL CORPORATION's complaint history from CFPB public records. 17,342 consumers have filed complaints since 2019. The company has a 98.9% timely response rate and has provided relief in 10.3% of cases.

17.3K
Total Complaints
98.9%
Timely Response
0%
Disputed
10.3%
Relief Provided
56
States Active
2019
Since

Total complaints

17.3K

Filed since 2019

Timely response

98.9%

CFPB-tracked response window

Relief rate

10.3%

Closed with monetary or non-monetary relief

Timely response rate 98.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.3%
Industry median

Share closed with monetary or non-monetary relief.

TRUIST FINANCIAL CORPORATION complaint mix by product

Total complaints: 17.3K

TRUIST FINANCIAL CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 6,996 complaints (44.5%), resolution 13.0% Checking or 44.5% Credit reporting: 2,638 complaints (16.8%), resolution 3.4% Credit reporting 16.8% Mortgage: 1,950 complaints (12.4%), resolution 15.3% Mortgage 12.4% Credit reporting,: 1,402 complaints (8.9%), resolution 4.7% Credit reporting, 8.9% Vehicle loan: 1,109 complaints (7.1%), resolution 9.1% Vehicle loan 7.1% Debt collection: 1,022 complaints (6.5%), resolution 6.5% Debt collection 6.5% Credit card: 601 complaints (3.8%), resolution 17.5%
  • Checking or 7K 44.5% 13% relief
  • Credit reporting 3K 16.8% 3% relief
  • Mortgage 2K 12.4% 15% relief
  • Credit reporting, 1K 8.9% 5% relief
  • Vehicle loan 1K 7.1% 9% relief
  • Debt collection 1K 6.5% 7% relief
  • Credit card 601 3.8% 18% relief

How TRUIST FINANCIAL CORPORATION's 17.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 7.0K
Credit reporting or other personal consumer reports 2.6K
Mortgage 1.9K
Credit reporting, credit repair services, or other personal consumer reports 1.4K
Vehicle loan or lease 1.1K
Debt collection 1.0K
Credit card 601
Money transfer, virtual currency, or money service 570
Credit card or prepaid card 427
Payday loan, title loan, personal loan, or advance loan 336
Payday loan, title loan, or personal loan 242
Student loan 21
Debt or credit management 16
Prepaid card 12

Top States

State Complaints
FL 3.2K
GA 2.4K
TX 1.4K
NC 1.4K
VA 1.2K
MD 1.2K
PA 732
CA 591
SC 567
TN 524
NY 442
NJ 331
AL 311
IL 300
OH 261
DC 185
AZ 156
KY 153
LA 153
MI 141

Top Issues

Issue Complaints
Managing an account 4.0K
Incorrect information on your report 1.9K
Improper use of your report 1.7K
Trouble during payment process 1.2K
Closing an account 1.1K
Opening an account 747
Problem with a lender or other company charging your account 673
Problem caused by your funds being low 488
Problem with a company's investigation into an existing problem 442
Attempts to collect debt not owed 439
Managing the loan or lease 406
Problem with a purchase shown on your statement 351
Problem with a credit reporting company's investigation into an existing problem 307
Fraud or scam 289
Struggling to pay mortgage 278
Took or threatened to take negative or legal action 262
Applying for a mortgage or refinancing an existing mortgage 196
Problems at the end of the loan or lease 191
Getting a credit card 187
Problem when making payments 177

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 1.3K 99.8%
2021 2.0K 100%
2022 3.0K 93.9%
2023 2.7K 99.8%
2024 3.1K 99.9%
2025 3.9K 99.9%
2026 1.3K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About TRUIST FINANCIAL CORPORATION

TRUIST FINANCIAL CORPORATION has accumulated 17,342 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 5,641 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, TRUIST FINANCIAL CORPORATION reports a 98.9% timely-response rate and has closed 88.7% of cases with a written explanation to the consumer. 10.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TRUIST FINANCIAL CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does TRUIST FINANCIAL CORPORATION have?

TRUIST FINANCIAL CORPORATION has received 17,342 consumer complaints filed with the Consumer Financial Protection Bureau.

Does TRUIST FINANCIAL CORPORATION respond to complaints on time?

TRUIST FINANCIAL CORPORATION has a 98.9% timely response rate to CFPB complaints.

What is the most common complaint about TRUIST FINANCIAL CORPORATION?

The most common issue reported against TRUIST FINANCIAL CORPORATION is "Managing an account" in the "Checking or savings account" product category.

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