2026 data Public-data reference. official source

BSI Financial Holdings, Inc.

1.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.0K consumer complaints filed with the CFPB

This profile shows BSI Financial Holdings, Inc.'s complaint history from CFPB public records. 1,009 consumers have filed complaints since 2019. The company has a 99.6% timely response rate and has provided relief in 0.1% of cases.

1.0K
Total Complaints
99.6%
Timely Response
0%
Disputed
0.1%
Relief Provided
49
States Active
2019
Since

Total complaints

1.0K

Filed since 2019

Timely response

99.6%

CFPB-tracked response window

Relief rate

0.1%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median

Share closed with monetary or non-monetary relief.

BSI Financial Holdings, Inc. complaint mix by product

Total complaints: 1.0K

BSI Financial Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 853 complaints (84.5%), resolution 0.1% Mortgage 84.5% Credit reporting,: 61 complaints (6.0%), resolution 0.0% Credit reporting, 6.0% Credit reporting: 51 complaints (5.1%), resolution 0.0% Debt collection: 38 complaints (3.8%), resolution 0.0% Payday loan,: 5 complaints (0.5%), resolution 0.0% Checking or: 1 complaints (0.1%), resolution 0.0%
  • Mortgage 853 84.5% 0% relief
  • Credit reporting, 61 6.0% 0% relief
  • Credit reporting 51 5.1% 0% relief
  • Debt collection 38 3.8% 0% relief
  • Payday loan, 5 0.5% 0% relief
  • Checking or 1 0.1% 0% relief

How BSI Financial Holdings, Inc.'s 1.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 853
Credit reporting, credit repair services, or other personal consumer reports 61
Credit reporting or other personal consumer reports 51
Debt collection 38
Payday loan, title loan, or personal loan 5
Checking or savings account 1

Top States

State Complaints
CA 141
TX 104
FL 67
GA 66
CO 50
IL 40
PA 40
NJ 39
MD 36
NC 36
NY 33
AZ 30
VA 29
OR 24
OH 22
WA 19
IN 18
SC 17
TN 16
MA 14

Top Issues

Issue Complaints
Trouble during payment process 571
Struggling to pay mortgage 169
Incorrect information on your report 104
Closing on a mortgage 35
Applying for a mortgage or refinancing an existing mortgage 33
Improper use of your report 21
Problem with a credit reporting company's investigation into an existing problem 18
Attempts to collect debt not owed 17
Problem with a company's investigation into an existing problem 14
False statements or representation 10
Written notification about debt 5
Took or threatened to take negative or legal action 5
Problem when making payments 2
Charged fees or interest you didn't expect 2
Communication tactics 1
Money was taken from your bank account on the wrong day or for the wrong amount 1

Yearly Trend

Year Complaints Timely
2019 3 100%
2020 142 100%
2021 171 100%
2022 240 100%
2023 184 97.8%
2024 123 100%
2025 114 100%
2026 32 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About BSI Financial Holdings, Inc.

BSI Financial Holdings, Inc. has accumulated 1,009 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 431 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, BSI Financial Holdings, Inc. reports a 99.6% timely-response rate and has closed 99.6% of cases with a written explanation to the consumer. 0.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating BSI Financial Holdings, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does BSI Financial Holdings, Inc. have?

BSI Financial Holdings, Inc. has received 1,009 consumer complaints filed with the Consumer Financial Protection Bureau.

Does BSI Financial Holdings, Inc. respond to complaints on time?

BSI Financial Holdings, Inc. has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about BSI Financial Holdings, Inc.?

The most common issue reported against BSI Financial Holdings, Inc. is "Trouble during payment process" in the "Mortgage" product category.

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