Total complaints
3.9K
Filed since 2011
3.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3.9K consumer complaints filed with the CFPB
This profile shows Caliber Home Loans, Inc.'s complaint history from CFPB public records. 3,855 consumers have filed complaints since 2011. The company has a 99.2% timely response rate and has provided relief in 6.3% of cases.
Total complaints
3.9K
Filed since 2011
Timely response
99.2%
CFPB-tracked response window
Relief rate
6.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Caliber Home Loans, Inc.'s 3.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 3.5K |
| Credit reporting, credit repair services, or other personal consumer reports | 173 |
| Debt collection | 116 |
| Credit reporting or other personal consumer reports | 25 |
| Credit reporting | 7 |
| Money transfer, virtual currency, or money service | 3 |
| Credit card or prepaid card | 3 |
| Consumer Loan | 3 |
| Payday loan, title loan, or personal loan | 2 |
| Checking or savings account | 2 |
| Bank account or service | 2 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| CA | 551 |
| FL | 442 |
| NY | 299 |
| NJ | 222 |
| TX | 222 |
| GA | 168 |
| MD | 152 |
| PA | 140 |
| IL | 116 |
| VA | 115 |
| WA | 108 |
| NC | 99 |
| MI | 91 |
| MA | 90 |
| AZ | 76 |
| OH | 69 |
| CO | 66 |
| IN | 53 |
| CT | 52 |
| TN | 49 |
| Issue | Complaints |
|---|---|
| Loan modification,collection,foreclosure | 1.1K |
| Trouble during payment process | 691 |
| Loan servicing, payments, escrow account | 661 |
| Struggling to pay mortgage | 476 |
| Applying for a mortgage or refinancing an existing mortgage | 177 |
| Incorrect information on your report | 150 |
| Closing on a mortgage | 103 |
| Other | 98 |
| Application, originator, mortgage broker | 88 |
| Problem with a credit reporting company's investigation into an existing problem | 73 |
| Settlement process and costs | 41 |
| Attempts to collect debt not owed | 31 |
| Improper use of your report | 26 |
| Disclosure verification of debt | 19 |
| Cont'd attempts collect debt not owed | 18 |
| Credit decision / Underwriting | 17 |
| Written notification about debt | 16 |
| Problem with a company's investigation into an existing problem | 12 |
| Took or threatened to take negative or legal action | 10 |
| Communication tactics | 8 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 1 | 100% |
| 2012 | 67 | 100% |
| 2013 | 191 | 100% |
| 2014 | 427 | 97.7% |
| 2015 | 514 | 99.6% |
| 2016 | 669 | 99.9% |
| 2017 | 519 | 99.2% |
| 2018 | 334 | 99.4% |
| 2019 | 270 | 99.3% |
| 2020 | 222 | 100% |
| 2021 | 193 | 99% |
| 2022 | 268 | 98.5% |
| 2023 | 155 | 98.1% |
| 2024 | 25 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Caliber Home Loans, Inc. has accumulated 3,855 consumer complaints in the CFPB public database, with filings active across 50 U.S. states. Of those submissions, 984 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2024-12-19, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Caliber Home Loans, Inc. reports a 99.2% timely-response rate and has closed 93% of cases with a written explanation to the consumer. 6.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 11% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Caliber Home Loans, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Caliber Home Loans, Inc. has received 3,855 consumer complaints filed with the Consumer Financial Protection Bureau.
Caliber Home Loans, Inc. has a 99.2% timely response rate to CFPB complaints.
The most common issue reported against Caliber Home Loans, Inc. is "Loan modification,collection,foreclosure" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.