2026 data Public-data reference. official source

Caliber Home Loans, Inc.

3.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3.9K consumer complaints filed with the CFPB

This profile shows Caliber Home Loans, Inc.'s complaint history from CFPB public records. 3,855 consumers have filed complaints since 2011. The company has a 99.2% timely response rate and has provided relief in 6.3% of cases.

3.9K
Total Complaints
99.2%
Timely Response
11%
Disputed
6.3%
Relief Provided
50
States Active
2011
Since

Total complaints

3.9K

Filed since 2011

Timely response

99.2%

CFPB-tracked response window

Relief rate

6.3%

Closed with monetary or non-monetary relief

Timely response rate 99.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.3%
Industry median

Share closed with monetary or non-monetary relief.

Caliber Home Loans, Inc. complaint mix by product

Total complaints: 3.9K

Caliber Home Loans, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.9K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 3,518 complaints (91.5%), resolution 6.3% Mortgage 91.5% Credit reporting,: 173 complaints (4.5%), resolution 9.8% Debt collection: 116 complaints (3.0%), resolution 1.7% Credit reporting: 25 complaints (0.7%), resolution 0.0% Credit reporting: 7 complaints (0.2%), resolution 0.0% Money transfer,: 3 complaints (0.1%), resolution 0.0% Credit card: 3 complaints (0.1%), resolution 0.0%
  • Mortgage 4K 91.5% 6% relief
  • Credit reporting, 173 4.5% 10% relief
  • Debt collection 116 3.0% 2% relief
  • Credit reporting 25 0.7% 0% relief
  • Credit reporting 7 0.2% 0% relief
  • Money transfer, 3 0.1% 0% relief
  • Credit card 3 0.1% 0% relief

How Caliber Home Loans, Inc.'s 3.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 3.5K
Credit reporting, credit repair services, or other personal consumer reports 173
Debt collection 116
Credit reporting or other personal consumer reports 25
Credit reporting 7
Money transfer, virtual currency, or money service 3
Credit card or prepaid card 3
Consumer Loan 3
Payday loan, title loan, or personal loan 2
Checking or savings account 2
Bank account or service 2
Vehicle loan or lease 1

Top States

State Complaints
CA 551
FL 442
NY 299
NJ 222
TX 222
GA 168
MD 152
PA 140
IL 116
VA 115
WA 108
NC 99
MI 91
MA 90
AZ 76
OH 69
CO 66
IN 53
CT 52
TN 49

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 1.1K
Trouble during payment process 691
Loan servicing, payments, escrow account 661
Struggling to pay mortgage 476
Applying for a mortgage or refinancing an existing mortgage 177
Incorrect information on your report 150
Closing on a mortgage 103
Other 98
Application, originator, mortgage broker 88
Problem with a credit reporting company's investigation into an existing problem 73
Settlement process and costs 41
Attempts to collect debt not owed 31
Improper use of your report 26
Disclosure verification of debt 19
Cont'd attempts collect debt not owed 18
Credit decision / Underwriting 17
Written notification about debt 16
Problem with a company's investigation into an existing problem 12
Took or threatened to take negative or legal action 10
Communication tactics 8

Yearly Trend

Year Complaints Timely
2011 1 100%
2012 67 100%
2013 191 100%
2014 427 97.7%
2015 514 99.6%
2016 669 99.9%
2017 519 99.2%
2018 334 99.4%
2019 270 99.3%
2020 222 100%
2021 193 99%
2022 268 98.5%
2023 155 98.1%
2024 25 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Caliber Home Loans, Inc.

Caliber Home Loans, Inc. has accumulated 3,855 consumer complaints in the CFPB public database, with filings active across 50 U.S. states. Of those submissions, 984 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2024-12-19, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Caliber Home Loans, Inc. reports a 99.2% timely-response rate and has closed 93% of cases with a written explanation to the consumer. 6.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 11% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Caliber Home Loans, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Caliber Home Loans, Inc. have?

Caliber Home Loans, Inc. has received 3,855 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Caliber Home Loans, Inc. respond to complaints on time?

Caliber Home Loans, Inc. has a 99.2% timely response rate to CFPB complaints.

What is the most common complaint about Caliber Home Loans, Inc.?

The most common issue reported against Caliber Home Loans, Inc. is "Loan modification,collection,foreclosure" in the "Mortgage" product category.

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