Checking or savings account

376.7K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Checking or savings account products filed with the CFPB. 376,737 complaints have been filed across 987 companies. The most commonly reported issue is "Managing an account".

376.7K
Total Complaints
987
Companies
Managing an account
Top Issue

Companies with Most Checking or savings account Complaints

# Company Complaints
1 Wells Fargo & Company 46.3K
2 JPMorgan Chase & Co. 45.7K
3 Bank of America, National Association 43.9K
4 Navy Federal Credit Union 19.8K
5 Citibank, N.a. 19.5K
6 Capital One Financial Corporation 19.5K
7 Chime Financial Inc 17.4K
8 U.S. Bancorp 11.2K
9 PNC Bank N.A. 11.2K
10 Truist Financial Corporation 9.5K
11 TD Bank Us Holding Company 8.8K
12 Block, Inc. 7.8K
13 United Services Automobile Association 6.9K
14 Citizens Financial Group, Inc. 6.4K
15 Ally Financial Inc. 4.3K
16 Sofi Technologies, Inc. 4.3K
17 Fifth Third Financial Corporation 4.2K
18 Huntington National Bank, the 4.0K
19 Regions Financial Corporation 4.0K
20 Paypal Holdings, Inc 3.9K
21 Keycorp 3.3K
22 BMO Bank National Association 3.3K
23 Goldman Sachs Bank USA 3.2K
24 M&T Bank Corporation 2.6K
25 Bbva Financial Corporation 2.3K
26 Discover Bank 2.1K
27 Early Warning Services, LLC 2.0K
28 American Express Company 1.9K
29 Comerica 1.9K
30 Fidelity National Information Services, Inc. (FNIS) 1.8K
31 Suntrust Banks, Inc. 1.8K
32 HSBC North America Holdings Inc. 1.8K
33 Credit Karma, LLC 1.5K
34 Robinhood Markets Inc. 1.5K
35 Synchrony Financial 1.4K
36 Netspend Corporation 1.4K
37 FinCo Services Inc DBA Current 1.3K
38 Santander Holdings USA, Inc. 1.3K
39 Pentagon Federal Credit Union 1.1K
40 BB&T Corporation 1.0K
41 Santander Bank, National Association 1.0K
42 Charles Schwab Corporation, the 1.0K
43 Webster Bank, National Association 986
44 Bank of the West 905
45 First Citizens Bancshares, Inc. 834
46 MoneyLion Inc. 783
47 Axos Financial, Inc. 744
48 Tcf National Bank 727
49 Morgan Stanley & Co. LLC 699
50 Optum Bank, Inc. 677

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Checking or savings account

376,737 consumer complaints have been filed with the CFPB under the "Checking or savings account" product category, naming 987 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system, the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Checking or savings account, the single most common underlying consumer complaint is "Managing an account". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief, two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share, the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Checking or savings account, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.