2026 data Public-data reference. official source

Ocwen Financial Corporation

32.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

32.9K consumer complaints filed with the CFPB

This profile shows Ocwen Financial Corporation's complaint history from CFPB public records. 32,891 consumers have filed complaints since 2011. The company has a 98.4% timely response rate and has provided relief in 5.2% of cases.

32.9K
Total Complaints
98.4%
Timely Response
16.2%
Disputed
5.2%
Relief Provided
61
States Active
2011
Since

Total complaints

32.9K

Filed since 2011

Timely response

98.4%

CFPB-tracked response window

Relief rate

5.2%

Closed with monetary or non-monetary relief

Timely response rate 98.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.2%
Industry median

Share closed with monetary or non-monetary relief.

Ocwen Financial Corporation complaint mix by product

Total complaints: 32.9K

Ocwen Financial Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 32.9K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 30,992 complaints (94.4%), resolution 5.4% Mortgage 94.4% Debt collection: 897 complaints (2.7%), resolution 1.7% Credit reporting,: 601 complaints (1.8%), resolution 1.8% Credit reporting: 206 complaints (0.6%), resolution 1.5% Bank account: 58 complaints (0.2%), resolution 5.2% Credit reporting: 41 complaints (0.1%), resolution 2.4% Consumer Loan: 31 complaints (0.1%), resolution 6.5%
  • Mortgage 31K 94.4% 5% relief
  • Debt collection 897 2.7% 2% relief
  • Credit reporting, 601 1.8% 2% relief
  • Credit reporting 206 0.6% 2% relief
  • Bank account 58 0.2% 5% relief
  • Credit reporting 41 0.1% 2% relief
  • Consumer Loan 31 0.1% 7% relief

How Ocwen Financial Corporation's 32.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 31.0K
Debt collection 897
Credit reporting, credit repair services, or other personal consumer reports 601
Credit reporting or other personal consumer reports 206
Bank account or service 58
Credit reporting 41
Consumer Loan 31
Money transfer, virtual currency, or money service 15
Debt or credit management 11
Credit card or prepaid card 8
Credit card 7
Checking or savings account 7
Payday loan, title loan, or personal loan 6
Other financial service 3
Money transfers 2
Student loan 2
Vehicle loan or lease 2
Payday loan 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
CA 5.5K
FL 3.4K
NY 2.1K
TX 2.1K
NJ 1.6K
GA 1.5K
PA 1.3K
MD 1.3K
IL 1.0K
VA 921
OH 903
MI 898
MA 845
NC 741
AZ 717
WA 660
CO 614
CT 442
MO 415
SC 392

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 10.7K
Loan servicing, payments, escrow account 9.1K
Struggling to pay mortgage 3.8K
Trouble during payment process 3.7K
Other 808
Incorrect information on your report 783
Settlement process and costs 717
Application, originator, mortgage broker 645
Applying for a mortgage or refinancing an existing mortgage 524
Closing on a mortgage 450
Credit decision / Underwriting 293
Cont'd attempts collect debt not owed 210
Problem with a credit reporting company's investigation into an existing problem 190
Disclosure verification of debt 175
Attempts to collect debt not owed 126
False statements or representation 103
Written notification about debt 85
Communication tactics 80
Problem with a company's investigation into an existing problem 59
Took or threatened to take negative or legal action 56

Yearly Trend

Year Complaints Timely
2011 54 90.7%
2012 3.8K 98.1%
2013 4.8K 99.7%
2014 6.3K 94.8%
2015 4.4K 97.2%
2016 3.0K 100%
2017 2.1K 100%
2018 1.2K 100%
2019 1.3K 99.9%
2020 1.2K 99.8%
2021 1.0K 100%
2022 982 100%
2023 800 99.9%
2024 794 100%
2025 896 99.9%
2026 369 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Ocwen Financial Corporation

Ocwen Financial Corporation has accumulated 32,891 consumer complaints in the CFPB public database, with filings active across 61 U.S. states. Of those submissions, 5,139 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Ocwen Financial Corporation reports a 98.4% timely-response rate and has closed 91.1% of cases with a written explanation to the consumer. 5.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 16.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Ocwen Financial Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Ocwen Financial Corporation have?

Ocwen Financial Corporation has received 32,891 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Ocwen Financial Corporation respond to complaints on time?

Ocwen Financial Corporation has a 98.4% timely response rate to CFPB complaints.

What is the most common complaint about Ocwen Financial Corporation?

The most common issue reported against Ocwen Financial Corporation is "Loan modification,collection,foreclosure" in the "Mortgage" product category.

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