Total complaints
32.9K
Filed since 2011
32.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
32.9K consumer complaints filed with the CFPB
This profile shows Ocwen Financial Corporation's complaint history from CFPB public records. 32,891 consumers have filed complaints since 2011. The company has a 98.4% timely response rate and has provided relief in 5.2% of cases.
Total complaints
32.9K
Filed since 2011
Timely response
98.4%
CFPB-tracked response window
Relief rate
5.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Ocwen Financial Corporation's 32.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 31.0K |
| Debt collection | 897 |
| Credit reporting, credit repair services, or other personal consumer reports | 601 |
| Credit reporting or other personal consumer reports | 206 |
| Bank account or service | 58 |
| Credit reporting | 41 |
| Consumer Loan | 31 |
| Money transfer, virtual currency, or money service | 15 |
| Debt or credit management | 11 |
| Credit card or prepaid card | 8 |
| Credit card | 7 |
| Checking or savings account | 7 |
| Payday loan, title loan, or personal loan | 6 |
| Other financial service | 3 |
| Money transfers | 2 |
| Student loan | 2 |
| Vehicle loan or lease | 2 |
| Payday loan | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| CA | 5.5K |
| FL | 3.4K |
| NY | 2.1K |
| TX | 2.1K |
| NJ | 1.6K |
| GA | 1.5K |
| PA | 1.3K |
| MD | 1.3K |
| IL | 1.0K |
| VA | 921 |
| OH | 903 |
| MI | 898 |
| MA | 845 |
| NC | 741 |
| AZ | 717 |
| WA | 660 |
| CO | 614 |
| CT | 442 |
| MO | 415 |
| SC | 392 |
| Issue | Complaints |
|---|---|
| Loan modification,collection,foreclosure | 10.7K |
| Loan servicing, payments, escrow account | 9.1K |
| Struggling to pay mortgage | 3.8K |
| Trouble during payment process | 3.7K |
| Other | 808 |
| Incorrect information on your report | 783 |
| Settlement process and costs | 717 |
| Application, originator, mortgage broker | 645 |
| Applying for a mortgage or refinancing an existing mortgage | 524 |
| Closing on a mortgage | 450 |
| Credit decision / Underwriting | 293 |
| Cont'd attempts collect debt not owed | 210 |
| Problem with a credit reporting company's investigation into an existing problem | 190 |
| Disclosure verification of debt | 175 |
| Attempts to collect debt not owed | 126 |
| False statements or representation | 103 |
| Written notification about debt | 85 |
| Communication tactics | 80 |
| Problem with a company's investigation into an existing problem | 59 |
| Took or threatened to take negative or legal action | 56 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 54 | 90.7% |
| 2012 | 3.8K | 98.1% |
| 2013 | 4.8K | 99.7% |
| 2014 | 6.3K | 94.8% |
| 2015 | 4.4K | 97.2% |
| 2016 | 3.0K | 100% |
| 2017 | 2.1K | 100% |
| 2018 | 1.2K | 100% |
| 2019 | 1.3K | 99.9% |
| 2020 | 1.2K | 99.8% |
| 2021 | 1.0K | 100% |
| 2022 | 982 | 100% |
| 2023 | 800 | 99.9% |
| 2024 | 794 | 100% |
| 2025 | 896 | 99.9% |
| 2026 | 369 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Ocwen Financial Corporation has accumulated 32,891 consumer complaints in the CFPB public database, with filings active across 61 U.S. states. Of those submissions, 5,139 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Ocwen Financial Corporation reports a 98.4% timely-response rate and has closed 91.1% of cases with a written explanation to the consumer. 5.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 16.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Ocwen Financial Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Ocwen Financial Corporation has received 32,891 consumer complaints filed with the Consumer Financial Protection Bureau.
Ocwen Financial Corporation has a 98.4% timely response rate to CFPB complaints.
The most common issue reported against Ocwen Financial Corporation is "Loan modification,collection,foreclosure" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.