2026 data Public-data reference. official source

M&T BANK CORPORATION

8.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

8.1K consumer complaints filed with the CFPB

This profile shows M&T BANK CORPORATION's complaint history from CFPB public records. 8,131 consumers have filed complaints since 2011. The company has a 99.5% timely response rate and has provided relief in 19.1% of cases.

8.1K
Total Complaints
99.5%
Timely Response
7%
Disputed
19.1%
Relief Provided
56
States Active
2011
Since

Total complaints

8.1K

Filed since 2011

Timely response

99.5%

CFPB-tracked response window

Relief rate

19.1%

Closed with monetary or non-monetary relief

Timely response rate 99.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 19.1%
Industry median

Share closed with monetary or non-monetary relief.

M&T BANK CORPORATION complaint mix by product

Total complaints: 8.1K

M&T BANK CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 3,393 complaints (45.3%), resolution 15.0% Mortgage 45.3% Checking or: 2,073 complaints (27.7%), resolution 29.0% Checking or 27.7% Bank account: 961 complaints (12.8%), resolution 18.8% Bank account 12.8% Credit reporting: 372 complaints (5.0%), resolution 5.6% Credit reporting,: 262 complaints (3.5%), resolution 13.7% Debt collection: 223 complaints (3.0%), resolution 9.9% Vehicle loan: 212 complaints (2.8%), resolution 18.4%
  • Mortgage 3K 45.3% 15% relief
  • Checking or 2K 27.7% 29% relief
  • Bank account 961 12.8% 19% relief
  • Credit reporting 372 5.0% 6% relief
  • Credit reporting, 262 3.5% 14% relief
  • Debt collection 223 3.0% 10% relief
  • Vehicle loan 212 2.8% 18% relief

How M&T BANK CORPORATION's 8.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 3.4K
Checking or savings account 2.1K
Bank account or service 961
Credit reporting or other personal consumer reports 372
Credit reporting, credit repair services, or other personal consumer reports 262
Debt collection 223
Vehicle loan or lease 212
Credit card 145
Consumer Loan 140
Money transfer, virtual currency, or money service 123
Credit card or prepaid card 107
Payday loan, title loan, or personal loan 60
Payday loan, title loan, personal loan, or advance loan 33
Debt or credit management 8
Money transfers 6
Credit reporting 6
Student loan 4
Prepaid card 2
Other financial service 1

Top States

State Complaints
NY 1.6K
MD 1.3K
PA 700
NJ 579
FL 411
CA 347
TX 303
DE 297
CT 292
VA 240
GA 215
MA 177
IL 122
NC 114
OH 100
WA 85
MI 85
DC 85
AZ 78
SC 74

Top Issues

Issue Complaints
Managing an account 1.3K
Trouble during payment process 824
Loan servicing, payments, escrow account 801
Loan modification,collection,foreclosure 765
Struggling to pay mortgage 496
Account opening, closing, or management 415
Incorrect information on your report 391
Deposits and withdrawals 249
Closing an account 232
Opening an account 219
Improper use of your report 198
Managing the loan or lease 172
Problem with a lender or other company charging your account 150
Problems caused by my funds being low 145
Applying for a mortgage or refinancing an existing mortgage 128
Problem caused by your funds being low 115
Closing on a mortgage 98
Application, originator, mortgage broker 91
Problem with a company's investigation into an existing problem 80
Making/receiving payments, sending money 78

Yearly Trend

Year Complaints Timely
2011 25 56%
2012 450 94.2%
2013 550 99.6%
2014 679 99.4%
2015 554 100%
2016 589 100%
2017 505 100%
2018 417 100%
2019 472 100%
2020 419 100%
2021 439 100%
2022 586 99.8%
2023 645 100%
2024 692 100%
2025 846 100%
2026 263 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About M&T BANK CORPORATION

M&T BANK CORPORATION has accumulated 8,131 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 1,674 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, M&T BANK CORPORATION reports a 99.5% timely-response rate and has closed 79.3% of cases with a written explanation to the consumer. 19.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating M&T BANK CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does M&T BANK CORPORATION have?

M&T BANK CORPORATION has received 8,131 consumer complaints filed with the Consumer Financial Protection Bureau.

Does M&T BANK CORPORATION respond to complaints on time?

M&T BANK CORPORATION has a 99.5% timely response rate to CFPB complaints.

What is the most common complaint about M&T BANK CORPORATION?

The most common issue reported against M&T BANK CORPORATION is "Managing an account" in the "Mortgage" product category.

Related