2026 data Public-data reference. official source

U.S. BANCORP

38.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

38.4K consumer complaints filed with the CFPB

This profile shows U.S. BANCORP's complaint history from CFPB public records. 38,358 consumers have filed complaints since 2011. The company has a 99.8% timely response rate and has provided relief in 33.1% of cases.

38.4K
Total Complaints
99.8%
Timely Response
6.3%
Disputed
33.1%
Relief Provided
59
States Active
2011
Since

Total complaints

38.4K

Filed since 2011

Timely response

99.8%

CFPB-tracked response window

Relief rate

33.1%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 33.1%
Industry median

Share closed with monetary or non-monetary relief.

U.S. BANCORP complaint mix by product

Total complaints: 38.4K

U.S. BANCORP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 38.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 8,384 complaints (25.0%), resolution 21.2% Checking or 25.0% Mortgage: 7,476 complaints (22.3%), resolution 25.4% Mortgage 22.3% Credit card: 5,501 complaints (16.4%), resolution 42.7% Credit card 16.4% Credit card: 4,615 complaints (13.8%), resolution 41.7% Credit card 13.8% Bank account: 3,531 complaints (10.5%), resolution 27.3% Bank account 10.5% Credit reporting,: 2,042 complaints (6.1%), resolution 54.5% Credit reporting, 6.1% Credit reporting: 1,964 complaints (5.9%), resolution 63.8%
  • Checking or 8K 25.0% 21% relief
  • Mortgage 7K 22.3% 25% relief
  • Credit card 6K 16.4% 43% relief
  • Credit card 5K 13.8% 42% relief
  • Bank account 4K 10.5% 27% relief
  • Credit reporting, 2K 6.1% 55% relief
  • Credit reporting 2K 5.9% 64% relief

How U.S. BANCORP's 38.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 8.4K
Mortgage 7.5K
Credit card or prepaid card 5.5K
Credit card 4.6K
Bank account or service 3.5K
Credit reporting, credit repair services, or other personal consumer reports 2.0K
Credit reporting or other personal consumer reports 2.0K
Debt collection 1.6K
Prepaid card 948
Money transfer, virtual currency, or money service 672
Vehicle loan or lease 660
Consumer Loan 536
Payday loan, title loan, or personal loan 185
Student loan 86
Payday loan, title loan, personal loan, or advance loan 67
Credit reporting 58
Money transfers 32
Payday loan 17
Debt or credit management 14
Other financial service 14

Top States

State Complaints
CA 7.0K
IL 2.3K
OH 2.3K
FL 2.0K
TX 1.8K
MN 1.5K
CO 1.4K
MO 1.3K
WA 1.3K
OR 1.1K
PA 1.1K
NY 1.1K
AZ 1.0K
WI 919
NV 861
GA 846
TN 779
MI 649
NC 606
NJ 594

Top Issues

Issue Complaints
Managing an account 4.9K
Loan modification,collection,foreclosure 2.2K
Incorrect information on your report 2.2K
Improper use of your report 1.5K
Account opening, closing, or management 1.5K
Loan servicing, payments, escrow account 1.4K
Trouble during payment process 1.4K
Problem with a purchase shown on your statement 1.4K
Closing an account 1.3K
Trouble using the card 1.2K
Problem getting a card or closing an account 1.1K
Opening an account 956
Deposits and withdrawals 932
Other features, terms, or problems 871
Struggling to pay mortgage 841
Getting a credit card 807
Fees or interest 627
Problems caused by my funds being low 602
Problem with a lender or other company charging your account 599
Problem caused by your funds being low 583

Yearly Trend

Year Complaints Timely
2011 66 98.5%
2012 1.5K 98.2%
2013 2.0K 99.2%
2014 2.5K 98.4%
2015 2.4K 99.8%
2016 2.3K 100%
2017 2.2K 100%
2018 1.9K 100%
2019 2.0K 100%
2020 3.4K 100%
2021 3.1K 100%
2022 2.9K 100%
2023 3.1K 100%
2024 3.4K 100%
2025 4.1K 100%
2026 1.4K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About U.S. BANCORP

U.S. BANCORP has accumulated 38,358 consumer complaints in the CFPB public database, with filings active across 59 U.S. states. Of those submissions, 9,959 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, U.S. BANCORP reports a 99.8% timely-response rate and has closed 66.6% of cases with a written explanation to the consumer. 33.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating U.S. BANCORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does U.S. BANCORP have?

U.S. BANCORP has received 38,358 consumer complaints filed with the Consumer Financial Protection Bureau.

Does U.S. BANCORP respond to complaints on time?

U.S. BANCORP has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about U.S. BANCORP?

The most common issue reported against U.S. BANCORP is "Managing an account" in the "Checking or savings account" product category.

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