Total complaints
38.4K
Filed since 2011
38.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
38.4K consumer complaints filed with the CFPB
This profile shows U.S. BANCORP's complaint history from CFPB public records. 38,358 consumers have filed complaints since 2011. The company has a 99.8% timely response rate and has provided relief in 33.1% of cases.
Total complaints
38.4K
Filed since 2011
Timely response
99.8%
CFPB-tracked response window
Relief rate
33.1%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How U.S. BANCORP's 38.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 8.4K |
| Mortgage | 7.5K |
| Credit card or prepaid card | 5.5K |
| Credit card | 4.6K |
| Bank account or service | 3.5K |
| Credit reporting, credit repair services, or other personal consumer reports | 2.0K |
| Credit reporting or other personal consumer reports | 2.0K |
| Debt collection | 1.6K |
| Prepaid card | 948 |
| Money transfer, virtual currency, or money service | 672 |
| Vehicle loan or lease | 660 |
| Consumer Loan | 536 |
| Payday loan, title loan, or personal loan | 185 |
| Student loan | 86 |
| Payday loan, title loan, personal loan, or advance loan | 67 |
| Credit reporting | 58 |
| Money transfers | 32 |
| Payday loan | 17 |
| Debt or credit management | 14 |
| Other financial service | 14 |
| State | Complaints |
|---|---|
| CA | 7.0K |
| IL | 2.3K |
| OH | 2.3K |
| FL | 2.0K |
| TX | 1.8K |
| MN | 1.5K |
| CO | 1.4K |
| MO | 1.3K |
| WA | 1.3K |
| OR | 1.1K |
| PA | 1.1K |
| NY | 1.1K |
| AZ | 1.0K |
| WI | 919 |
| NV | 861 |
| GA | 846 |
| TN | 779 |
| MI | 649 |
| NC | 606 |
| NJ | 594 |
| Issue | Complaints |
|---|---|
| Managing an account | 4.9K |
| Loan modification,collection,foreclosure | 2.2K |
| Incorrect information on your report | 2.2K |
| Improper use of your report | 1.5K |
| Account opening, closing, or management | 1.5K |
| Loan servicing, payments, escrow account | 1.4K |
| Trouble during payment process | 1.4K |
| Problem with a purchase shown on your statement | 1.4K |
| Closing an account | 1.3K |
| Trouble using the card | 1.2K |
| Problem getting a card or closing an account | 1.1K |
| Opening an account | 956 |
| Deposits and withdrawals | 932 |
| Other features, terms, or problems | 871 |
| Struggling to pay mortgage | 841 |
| Getting a credit card | 807 |
| Fees or interest | 627 |
| Problems caused by my funds being low | 602 |
| Problem with a lender or other company charging your account | 599 |
| Problem caused by your funds being low | 583 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 66 | 98.5% |
| 2012 | 1.5K | 98.2% |
| 2013 | 2.0K | 99.2% |
| 2014 | 2.5K | 98.4% |
| 2015 | 2.4K | 99.8% |
| 2016 | 2.3K | 100% |
| 2017 | 2.2K | 100% |
| 2018 | 1.9K | 100% |
| 2019 | 2.0K | 100% |
| 2020 | 3.4K | 100% |
| 2021 | 3.1K | 100% |
| 2022 | 2.9K | 100% |
| 2023 | 3.1K | 100% |
| 2024 | 3.4K | 100% |
| 2025 | 4.1K | 100% |
| 2026 | 1.4K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
U.S. BANCORP has accumulated 38,358 consumer complaints in the CFPB public database, with filings active across 59 U.S. states. Of those submissions, 9,959 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, U.S. BANCORP reports a 99.8% timely-response rate and has closed 66.6% of cases with a written explanation to the consumer. 33.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating U.S. BANCORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
U.S. BANCORP has received 38,358 consumer complaints filed with the Consumer Financial Protection Bureau.
U.S. BANCORP has a 99.8% timely response rate to CFPB complaints.
The most common issue reported against U.S. BANCORP is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.