LoanCare, LLC
8.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LoanCare, LLC complaint mix by product
- Mortgage 7K 86.8% – 0% relief
- Credit reporting, 526 6.5% – 0% relief
- Credit reporting 349 4.3% – 0% relief
- Debt collection 169 2.1% – 0% relief
- Money transfer, 11 0.1% – 0% relief
- Payday loan, 8 0.1% – 0% relief
- Checking or 7 0.1% – 0% relief
How LoanCare, LLC's 8.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 7.0K |
| Credit reporting, credit repair services, or other personal consumer reports | 526 |
| Credit reporting or other personal consumer reports | 349 |
| Debt collection | 169 |
| Money transfer, virtual currency, or money service | 11 |
| Payday loan, title loan, or personal loan | 8 |
| Checking or savings account | 7 |
| Credit card | 7 |
| Debt or credit management | 4 |
| Credit card or prepaid card | 3 |
| Credit reporting | 3 |
| Bank account or service | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Vehicle loan or lease | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 1.2K |
| FL | 871 |
| TX | 784 |
| NJ | 354 |
| MI | 317 |
| GA | 311 |
| NY | 300 |
| WA | 277 |
| MD | 267 |
| AZ | 261 |
| VA | 240 |
| PA | 234 |
| NC | 229 |
| IL | 218 |
| CO | 169 |
| OH | 158 |
| SC | 139 |
| MA | 116 |
| TN | 109 |
| OR | 109 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 3.9K |
| Struggling to pay mortgage | 1.3K |
| Loan servicing, payments, escrow account | 811 |
| Incorrect information on your report | 774 |
| Applying for a mortgage or refinancing an existing mortgage | 232 |
| Closing on a mortgage | 226 |
| Problem with a credit reporting company's investigation into an existing problem | 207 |
| Loan modification,collection,foreclosure | 155 |
| Improper use of your report | 98 |
| Problem with a company's investigation into an existing problem | 96 |
| Attempts to collect debt not owed | 64 |
| Took or threatened to take negative or legal action | 37 |
| Written notification about debt | 27 |
| False statements or representation | 24 |
| Application, originator, mortgage broker | 21 |
| Credit monitoring or identity theft protection services | 17 |
| Settlement process and costs | 17 |
| Credit decision / Underwriting | 15 |
| Communication tactics | 13 |
| Other | 8 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 53 | 92.5% |
| 2013 | 103 | 93.2% |
| 2014 | 112 | 99.1% |
| 2015 | 188 | 100% |
| 2016 | 358 | 100% |
| 2017 | 612 | 99.8% |
| 2018 | 565 | 98.8% |
| 2019 | 1.0K | 98.8% |
| 2020 | 1.0K | 100% |
| 2021 | 1.2K | 99.7% |
| 2022 | 632 | 100% |
| 2023 | 676 | 95.1% |
| 2024 | 410 | 98.8% |
| 2025 | 650 | 98.6% |
| 2026 | 530 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About LoanCare, LLC
LoanCare, LLC's 8,110 logged complaints reach a nationwide footprint - 56 states have at least one filing on record. 53% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2012 through 2026-06-26.
LoanCare, LLC answers 99% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LoanCare, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does LoanCare, LLC have?
8,110, per the CFPB's public complaint count for this company (see the full breakdown above).
Does LoanCare, LLC respond to complaints on time?
99% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about LoanCare, LLC?
"Trouble during payment process", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.