2026 data Public-data reference. official source

Mr. Cooper Group Inc.

11.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

11.0K consumer complaints filed with the CFPB

This profile shows Mr. Cooper Group Inc.'s complaint history from CFPB public records. 11,013 consumers have filed complaints since 2012. The company has a 99.9% timely response rate and has provided relief in 0.2% of cases.

11.0K
Total Complaints
99.9%
Timely Response
0.1%
Disputed
0.2%
Relief Provided
56
States Active
2012
Since

Total complaints

11.0K

Filed since 2012

Timely response

99.9%

CFPB-tracked response window

Relief rate

0.2%

Closed with monetary or non-monetary relief

Timely response rate 99.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median

Share closed with monetary or non-monetary relief.

Mr. Cooper Group Inc. complaint mix by product

Total complaints: 11.0K

Mr. Cooper Group Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 9,436 complaints (85.9%), resolution 0.2% Mortgage 85.9% Credit reporting: 608 complaints (5.5%), resolution 0.0% Credit reporting,: 576 complaints (5.2%), resolution 0.3% Debt collection: 313 complaints (2.8%), resolution 0.0% Debt or: 20 complaints (0.2%), resolution 0.0% Money transfer,: 19 complaints (0.2%), resolution 0.0% Checking or: 13 complaints (0.1%), resolution 0.0%
  • Mortgage 9K 85.9% 0% relief
  • Credit reporting 608 5.5% 0% relief
  • Credit reporting, 576 5.2% 0% relief
  • Debt collection 313 2.8% 0% relief
  • Debt or 20 0.2% 0% relief
  • Money transfer, 19 0.2% 0% relief
  • Checking or 13 0.1% 0% relief

How Mr. Cooper Group Inc.'s 11.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 9.4K
Credit reporting or other personal consumer reports 608
Credit reporting, credit repair services, or other personal consumer reports 576
Debt collection 313
Debt or credit management 20
Money transfer, virtual currency, or money service 19
Checking or savings account 13
Payday loan, title loan, or personal loan 7
Credit card or prepaid card 7
Payday loan, title loan, personal loan, or advance loan 5
Credit card 4
Student loan 3
Consumer Loan 1
Prepaid card 1

Top States

State Complaints
CA 1.5K
FL 1.2K
TX 893
NY 631
GA 522
NJ 475
IL 473
PA 430
MD 332
VA 295
MI 269
NC 262
OH 255
MA 238
AZ 199
LA 195
CO 184
WA 181
SC 172
TN 153

Top Issues

Issue Complaints
Trouble during payment process 5.4K
Struggling to pay mortgage 2.6K
Incorrect information on your report 933
Applying for a mortgage or refinancing an existing mortgage 628
Closing on a mortgage 369
Problem with a credit reporting company's investigation into an existing problem 217
Problem with a company's investigation into an existing problem 185
Improper use of your report 184
Attempts to collect debt not owed 130
Written notification about debt 64
Took or threatened to take negative or legal action 56
False statements or representation 40
Credit monitoring or identity theft protection services 26
Communication tactics 19
Unable to get your credit report or credit score 12
Managing an account 9
Problem with customer service 7
Problem when making payments 7
Loan servicing, payments, escrow account 7
Confusing or missing disclosures 6

Yearly Trend

Year Complaints Timely
2012 5 100%
2013 3 100%
2014 2 100%
2015 2 100%
2017 37 100%
2018 314 100%
2019 1.4K 100%
2020 1.1K 100%
2021 1.4K 99.9%
2022 1.3K 99.9%
2023 1.5K 99.9%
2024 1.7K 99.8%
2025 1.8K 99.9%
2026 449 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mr. Cooper Group Inc.

Mr. Cooper Group Inc. has accumulated 11,013 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 3,737 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mr. Cooper Group Inc. reports a 99.9% timely-response rate and has closed 99.7% of cases with a written explanation to the consumer. 0.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mr. Cooper Group Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mr. Cooper Group Inc. have?

Mr. Cooper Group Inc. has received 11,013 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mr. Cooper Group Inc. respond to complaints on time?

Mr. Cooper Group Inc. has a 99.9% timely response rate to CFPB complaints.

What is the most common complaint about Mr. Cooper Group Inc.?

The most common issue reported against Mr. Cooper Group Inc. is "Trouble during payment process" in the "Mortgage" product category.

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