CFPB · Faster timely-response band

Mr. Cooper Group Inc.

15.4K CFPB complaints · 100% timely (fast band) · top issue Trouble during payment process.

15.4K CFPB complaints

Mr. Cooper Group Inc. answers 100% on time (upper third) across 15.4K filings. Relief 0.2% · top product Mortgage. Allegations, not findings.

  • Volume rank #50 of 342
  • Faster timely-response band
  • +1129.5% filings 2017 to 2026

CFPB relief outcome brief

CCDB company mr-cooper-group-inc

0.2% relief · 100% timely · 15.4K filings · Mortgage

Nearest relief peer: Peer Advisors, LLC (0.2% relief)

Mr. Cooper Group Inc. (this)0.2%Affirm Holdings, Inc0%Ditech Financial LLC8.4%Fifth Third Financial Corpor…17.5%Select Portfolio Servicing, …0.9%
Closed-with-relief % among Mr. Cooper Group Inc. and nearest filing-volume peers

Mr. Cooper Group Inc. closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Mr. Cooper Group Inc.'s 15.4K filings include narrative text

53.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mr. Cooper Group Inc. complaint mix by product

Total complaints: 15.4K

Mr. Cooper Group Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 13,321 complaints (86.5%), resolution 0.2% Mortgage 86.5% Credit reporting,: 796 complaints (5.2%), resolution 0.3% Credit reporting: 755 complaints (4.9%), resolution 0.0% Debt collection: 457 complaints (3.0%), resolution 0.2% Debt or: 27 complaints (0.2%), resolution 0.0% Money transfer,: 26 complaints (0.2%), resolution 0.0% Checking or: 16 complaints (0.1%), resolution 0.0%
  • Mortgage 13K 86.5% 0% relief
  • Credit reporting, 796 5.2% 0% relief
  • Credit reporting 755 4.9% 0% relief
  • Debt collection 457 3.0% 0% relief
  • Debt or 27 0.2% 0% relief
  • Money transfer, 26 0.2% 0% relief
  • Checking or 16 0.1% 0% relief

Heavy-volume mix: how Mr. Cooper Group Inc.'s 15.4K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Mortgage 13.3K
Credit reporting, credit repair services, or other personal consumer reports 796
Credit reporting or other personal consumer reports 755
Debt collection 457
Debt or credit management 27
Money transfer, virtual currency, or money service 26
Checking or savings account 16
Credit card or prepaid card 10
Payday loan, title loan, or personal loan 7
Payday loan, title loan, personal loan, or advance loan 6
Credit card 5
Student loan 3
Prepaid card 1

Nationwide filing states for Mr. Cooper Group Inc.

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
CA
14% of this company's filings
CA2.2KFL1.7KTX1.2KNY807GA746NJ661IL647PA604

Mr. Cooper Group Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
541
+1129.5% vs 2017
01,0002,0003,000 2017201820192020202120222023202420252026 541

Top States

State Complaints
CA 2.2K
FL 1.7K
TX 1.2K
NY 807
GA 746
NJ 661
IL 647
PA 604
MD 469
VA 424
NC 385
MI 375
OH 362
MA 320
CO 304
WA 276
AZ 274
LA 252
SC 242
TN 210

Top Issues

Issue Complaints
Trouble during payment process 7.8K
Struggling to pay mortgage 3.5K
Incorrect information on your report 1.2K
Applying for a mortgage or refinancing an existing mortgage 890
Closing on a mortgage 584
Problem with a credit reporting company's investigation into an existing problem 312
Problem with a company's investigation into an existing problem 258
Improper use of your report 228
Attempts to collect debt not owed 180
Took or threatened to take negative or legal action 88
Written notification about debt 83
False statements or representation 73
Credit monitoring or identity theft protection services 34
Communication tactics 28
Unable to get your credit report or credit score 15
Problem with customer service 11
Managing an account 10
Confusing or missing disclosures 9
Problem with fraud alerts or security freezes 8
Problem when making payments 7

Yearly Trend

Year Complaints Timely
2017 44 100%
2018 400 100%
2019 1.9K 100%
2020 1.4K 100%
2021 2.1K 99.9%
2022 1.9K 99.9%
2023 2.1K 99.9%
2024 2.4K 100%
2025 2.6K 100%
2026 541 100%

Source: CFPB Consumer Complaint Database

Mr. Cooper Group Inc. in the faster-timely third

Mr. Cooper Group Inc.'s 15,430 logged complaints reach a nationwide footprint - 56 states have at least one filing. 53.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-03-08. Timely response 100% sits in the upper third of the corpus.

Mr. Cooper Group Inc. answers 100% of complaints inside the CFPB's tracked window (timely band: fast) and closes 0.2% with relief; 99.8% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Mortgage" · top issue "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mr. Cooper Group Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mr. Cooper Group Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mr. Cooper Group Inc. (#50 of 342; 100% timely; 0.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band