Credit card or prepaid card

206.4K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Credit card or prepaid card products filed with the CFPB. 206,356 complaints have been filed across 768 companies. The most commonly reported issue is "Problem with a purchase shown on your statement".

206.4K
Total Complaints
768
Companies
Problem with a purchase shown on your statement
Top Issue

Companies with Most Credit card or prepaid card Complaints

# Company Complaints
1 Capital One Financial Corporation 26.6K
2 Citibank, N.a. 25.0K
3 JPMorgan Chase & Co. 18.4K
4 Bank of America, National Association 16.8K
5 Synchrony Financial 16.2K
6 American Express Company 13.9K
7 Bread Financial Holdings, Inc. 11.6K
8 Discover Bank 8.4K
9 Barclays Bank Delaware 7.6K
10 U.S. Bancorp 6.9K
11 Wells Fargo & Company 6.9K
12 TD Bank Us Holding Company 3.8K
13 Comerica 2.9K
14 Goldman Sachs Bank USA 2.7K
15 Netspend Corporation 2.4K
16 Transunion Intermediate Holdings, Inc. 2.1K
17 Equifax, Inc. 2.0K
18 Experian Information Solutions Inc. 1.9K
19 Navy Federal Credit Union 1.9K
20 United Services Automobile Association 1.8K
21 Conduent Incorporated 1.4K
22 Block, Inc. 1.3K
23 CLGF Holdco 1, LLC 1.1K
24 Incomm Holdings Inc. 1.1K
25 PNC Bank N.A. 1.0K
26 Paypal Holdings, Inc 1.0K
27 Chime Financial Inc 966
28 Atlanticus Services Corporation 936
29 First National Bank of Omaha 931
30 HSBC North America Holdings Inc. 858
31 Fifth Third Financial Corporation 808
32 Synovus Bank 718
33 Pentagon Federal Credit Union 604
34 Keycorp 568
35 Truist Financial Corporation 555
36 Avant Holding Company, Inc. 500
37 Blackhawk Network Holdings Inc. 480
38 Citizens Financial Group, Inc. 477
39 Regions Financial Corporation 453
40 Continental Finance Company, LLC 447
41 Bbva Financial Corporation 434
42 Fiserv Finxact Core 413
43 Upgrade, Inc. 297
44 Self Financial Inc. 291
45 Encore Capital Group Inc. 291
46 Credit Karma, LLC 268
47 Colony Brands, Inc. 231
48 Army and Air Force Exchange Service 227
49 Ally Financial Inc. 219
50 BMO Bank National Association 191

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Credit card or prepaid card

206,356 consumer complaints have been filed with the CFPB under the "Credit card or prepaid card" product category, naming 768 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system, the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Credit card or prepaid card, the single most common underlying consumer complaint is "Problem with a purchase shown on your statement". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief, two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share, the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Credit card or prepaid card, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.