Credit card

251.8K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Credit card products filed with the CFPB. 251,790 complaints have been filed across 943 companies. The most commonly reported issue is "Problem with a purchase shown on your statement".

251.8K
Total Complaints
943
Companies
Problem with a purchase shown on your statement
Top Issue

Companies with Most Credit card Complaints

# Company Complaints
1 CITIBANK, N.A. 29.6K
2 CAPITAL ONE FINANCIAL CORPORATION 29.4K
3 JPMORGAN CHASE & CO. 20.3K
4 SYNCHRONY FINANCIAL 19.6K
5 EQUIFAX, INC. 17.9K
6 TRANSUNION INTERMEDIATE HOLDINGS, INC. 16.4K
7 BANK OF AMERICA, NATIONAL ASSOCIATION 16.0K
8 Experian Information Solutions Inc. 15.4K
9 AMERICAN EXPRESS COMPANY 14.0K
10 DISCOVER BANK 9.1K
11 WELLS FARGO & COMPANY 8.6K
12 BARCLAYS BANK DELAWARE 7.1K
13 Bread Financial Holdings, Inc. 5.8K
14 U.S. BANCORP 4.6K
15 GOLDMAN SACHS BANK USA 4.0K
16 TD BANK US HOLDING COMPANY 3.5K
17 NAVY FEDERAL CREDIT UNION 2.6K
18 CLGF Holdco 1, LLC 1.8K
19 UNITED SERVICES AUTOMOBILE ASSOCIATION 1.6K
20 Chime Financial Inc 1.2K
21 Paypal Holdings, Inc 1.1K
22 Atlanticus Services Corporation 1.1K
23 FIRST NATIONAL BANK OF OMAHA 1.1K
24 PNC Bank N.A. 888
25 Continental Finance Company, LLC 817
26 Block, Inc. 762
27 HSBC NORTH AMERICA HOLDINGS INC. 748
28 FIFTH THIRD FINANCIAL CORPORATION 622
29 Synovus Bank 615
30 ENCORE CAPITAL GROUP INC. 601
31 TRUIST FINANCIAL CORPORATION 601
32 Self Financial Inc. 573
33 Avant Holding Company, Inc. 543
34 Resurgent Capital Services L.P. 518
35 CITIZENS FINANCIAL GROUP, INC. 502
36 Affirm Holdings, Inc 471
37 PENTAGON FEDERAL CREDIT UNION 414
38 BMO Bank, N.A. 381
39 FIRST PORTFOLIO SERVICING INC 354
40 Portfolio Recovery Associates, LLC 344
41 ALLY FINANCIAL INC. 343
42 REGIONS FINANCIAL CORPORATION 311
43 Army and Air Force Exchange Service 273
44 OneMain Finance Corporation 254
45 KEYCORP 229
46 Bilt Technologies, Inc. 228
47 Colony Brands, Inc. 223
48 ROBINHOOD MARKETS INC. 221
49 Klarna AB 218
50 SUNTRUST BANKS, INC. 217

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Credit card

251,790 consumer complaints have been filed with the CFPB under the "Credit card" product category, naming 943 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Credit card, the single most common underlying consumer complaint is "Problem with a purchase shown on your statement". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Credit card, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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