Credit card

323.6K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Credit card products filed with the CFPB. 323,575 complaints have been filed across 1.0K companies. The most commonly reported issue is "Problem with a purchase shown on your statement".

323.6K
Total Complaints
1.0K
Companies
Problem with a purchase shown on your statement
Top Issue

Companies with Most Credit card Complaints

# Company Complaints
1 Citibank, N.a. 39.6K
2 Capital One Financial Corporation 38.7K
3 JPMorgan Chase & Co. 27.0K
4 Synchrony Financial 26.5K
5 Bank of America, National Association 20.8K
6 American Express Company 19.5K
7 Equifax, Inc. 18.3K
8 Transunion Intermediate Holdings, Inc. 17.0K
9 Experian Information Solutions Inc. 16.1K
10 Wells Fargo & Company 11.5K
11 Discover Bank 11.1K
12 Barclays Bank Delaware 9.4K
13 Bread Financial Holdings, Inc. 8.6K
14 Goldman Sachs Bank USA 6.5K
15 U.S. Bancorp 6.3K
16 TD Bank Us Holding Company 4.6K
17 Navy Federal Credit Union 3.5K
18 CLGF Holdco 1, LLC 2.5K
19 United Services Automobile Association 2.0K
20 Chime Financial Inc 1.7K
21 Atlanticus Services Corporation 1.6K
22 Paypal Holdings, Inc 1.6K
23 First National Bank of Omaha 1.3K
24 PNC Bank N.A. 1.1K
25 Continental Finance Company, LLC 1.1K
26 Block, Inc. 1.0K
27 Truist Financial Corporation 870
28 HSBC North America Holdings Inc. 855
29 Avant Holding Company, Inc. 801
30 Self Financial Inc. 799
31 Synovus Bank 769
32 Affirm Holdings, Inc 743
33 Fifth Third Financial Corporation 737
34 Encore Capital Group Inc. 727
35 Resurgent Capital Services L.P. 677
36 Citizens Financial Group, Inc. 626
37 Pending Company Match 589
38 BMO Bank National Association 527
39 Pentagon Federal Credit Union 516
40 First Portfolio Servicing Inc 489
41 Ally Financial Inc. 485
42 Bilt Technologies, Inc. 478
43 Robinhood Markets Inc. 475
44 Portfolio Recovery Associates, LLC 420
45 Klarna AB 416
46 Regions Financial Corporation 387
47 OneMain Finance Corporation 374
48 Army and Air Force Exchange Service 358
49 Sofi Technologies, Inc. 331
50 Keycorp 288

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Credit card

323,575 consumer complaints have been filed with the CFPB under the "Credit card" product category, naming 1,038 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system, the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Credit card, the single most common underlying consumer complaint is "Problem with a purchase shown on your statement". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief, two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share, the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Credit card, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.