2026 data Public-data reference. official source

Seterus, Inc.

4.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

4.0K consumer complaints filed with the CFPB

This profile shows Seterus, Inc.'s complaint history from CFPB public records. 4,032 consumers have filed complaints since 2012. The company has a 99.7% timely response rate and has provided relief in 4.5% of cases.

4.0K
Total Complaints
99.7%
Timely Response
19.7%
Disputed
4.5%
Relief Provided
54
States Active
2012
Since

Total complaints

4.0K

Filed since 2012

Timely response

99.7%

CFPB-tracked response window

Relief rate

4.5%

Closed with monetary or non-monetary relief

Timely response rate 99.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.5%
Industry median

Share closed with monetary or non-monetary relief.

Seterus, Inc. complaint mix by product

Total complaints: 4.0K

Seterus, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 3,845 complaints (95.4%), resolution 4.6% Mortgage 95.4% Debt collection: 106 complaints (2.6%), resolution 1.9% Credit reporting,: 64 complaints (1.6%), resolution 1.6% Bank account: 7 complaints (0.2%), resolution 28.6% Credit reporting: 5 complaints (0.1%), resolution 0.0% Consumer Loan: 2 complaints (0.0%), resolution 0.0% Checking or: 1 complaints (0.0%), resolution 0.0%
  • Mortgage 4K 95.4% 5% relief
  • Debt collection 106 2.6% 2% relief
  • Credit reporting, 64 1.6% 2% relief
  • Bank account 7 0.2% 29% relief
  • Credit reporting 5 0.1% 0% relief
  • Consumer Loan 2 0.0% 0% relief
  • Checking or 1 0.0% 0% relief

How Seterus, Inc.'s 4.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 3.8K
Debt collection 106
Credit reporting, credit repair services, or other personal consumer reports 64
Bank account or service 7
Credit reporting 5
Consumer Loan 2
Checking or savings account 1
Credit card 1
Money transfers 1

Top States

State Complaints
FL 619
CA 527
NY 328
GA 228
NJ 211
IL 173
MI 166
MD 135
PA 134
TX 124
AZ 107
VA 103
NC 88
WA 82
MA 81
OH 72
NV 65
WI 57
OR 53
MN 53

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 1.6K
Loan modification,collection,foreclosure 1.4K
Trouble during payment process 244
Struggling to pay mortgage 216
Other 113
Application, originator, mortgage broker 84
Settlement process and costs 82
Incorrect information on your report 56
Credit decision / Underwriting 50
Cont'd attempts collect debt not owed 28
Problem with a credit reporting company's investigation into an existing problem 22
Disclosure verification of debt 21
Communication tactics 21
Applying for a mortgage or refinancing an existing mortgage 20
Closing on a mortgage 18
False statements or representation 9
Attempts to collect debt not owed 9
Incorrect information on credit report 5
Took or threatened to take negative or legal action 5
Written notification about debt 4

Yearly Trend

Year Complaints Timely
2012 342 99.4%
2013 432 99.1%
2014 642 99.7%
2015 986 100%
2016 815 99.5%
2017 535 100%
2018 251 99.6%
2019 28 100%
2021 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Seterus, Inc.

Seterus, Inc. has accumulated 4,032 consumer complaints in the CFPB public database, with filings active across 54 U.S. states. Of those submissions, 744 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2021-03-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Seterus, Inc. reports a 99.7% timely-response rate and has closed 95.1% of cases with a written explanation to the consumer. 4.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 19.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan servicing, payments, escrow account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Seterus, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Seterus, Inc. have?

Seterus, Inc. has received 4,032 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Seterus, Inc. respond to complaints on time?

Seterus, Inc. has a 99.7% timely response rate to CFPB complaints.

What is the most common complaint about Seterus, Inc.?

The most common issue reported against Seterus, Inc. is "Loan servicing, payments, escrow account" in the "Mortgage" product category.

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