CFPB · Single-product concentration

Seterus, Inc.

4.5K CFPB complaints · 95.2% in "Mortgage" · top issue Loan servicing, payments, escrow account.

4.5K CFPB complaints

Seterus, Inc.: 95.2% of 4.5K CFPB complaints sit in "Mortgage". Timely 99.70006685981726% · relief 4.399019389347003%. Allegations, not findings.

  • Volume rank #125 of 342
  • Single-product concentration
  • -99.7% filings 2012 to 2021

CFPB relief outcome brief

CCDB company seterus-inc

4.399019389347003% relief · 99.70006685981726% timely · 4.5K filings · Mortgage

Nearest relief peer: Arvest Bank Group, Inc. (4.4% relief)

Seterus, Inc. (this)4.4%Robinhood Markets Inc.0%The CBE Group, Inc.45.5%Upgrade, Inc.3.9%World Acceptance Corporation12.6%
Closed-with-relief % among Seterus, Inc. and nearest filing-volume peers

Seterus, Inc. closes 4.399019389347003% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 4.5K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Seterus, Inc. complaint mix by product

Total complaints: 4.5K

Seterus, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 4,272 complaints (95.3%), resolution 4.5% Mortgage 95.3% Debt collection: 121 complaints (2.7%), resolution 1.7% Credit reporting,: 77 complaints (1.7%), resolution 2.6% Bank account: 7 complaints (0.2%), resolution 28.6% Credit reporting: 5 complaints (0.1%), resolution 0.0% Consumer Loan: 2 complaints (0.0%), resolution 0.0% Credit card: 1 complaints (0.0%), resolution 0.0%
  • Mortgage 4K 95.3% 5% relief
  • Debt collection 121 2.7% 2% relief
  • Credit reporting, 77 1.7% 3% relief
  • Bank account 7 0.2% 29% relief
  • Credit reporting 5 0.1% 0% relief
  • Consumer Loan 2 0.0% 0% relief
  • Credit card 1 0.0% 0% relief

How Seterus, Inc.'s 4.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 4.3K
Debt collection 121
Credit reporting, credit repair services, or other personal consumer reports 77
Bank account or service 7
Credit reporting 5
Consumer Loan 2
Credit card 1
Money transfers 1
Checking or savings account 1

Nationwide filing states for Seterus, Inc.

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
FL
15.4% of this company's filings
FL693CA594NY367GA257NJ233IL190MI180PA151

Seterus, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-99.7% vs 2012
05001,0001,500 201220132014201520162017201820192021 1

Top States

State Complaints
FL 693
CA 594
NY 367
GA 257
NJ 233
IL 190
MI 180
PA 151
MD 150
TX 139
VA 120
AZ 119
NC 96
WA 90
MA 89
OH 82
NV 70
WI 61
CO 59
MN 56

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 1.8K
Loan modification,collection,foreclosure 1.5K
Trouble during payment process 329
Struggling to pay mortgage 269
Other 113
Settlement process and costs 96
Application, originator, mortgage broker 88
Incorrect information on your report 70
Credit decision / Underwriting 54
Cont'd attempts collect debt not owed 28
Problem with a credit reporting company's investigation into an existing problem 25
Communication tactics 25
Applying for a mortgage or refinancing an existing mortgage 23
Closing on a mortgage 22
Disclosure verification of debt 21
Attempts to collect debt not owed 15
False statements or representation 9
Took or threatened to take negative or legal action 9
Incorrect information on credit report 5
Improper contact or sharing of info 5

Yearly Trend

Year Complaints Timely
2012 341 99.4%
2013 432 99.1%
2014 641 99.7%
2015 1.1K 100%
2016 940 99.6%
2017 626 100%
2018 355 99.7%
2019 47 100%
2021 1 0%

Source: CFPB Consumer Complaint Database

Seterus, Inc. filings cluster in one product

Seterus, Inc.'s 4,487 logged complaints reach a nationwide footprint - 55 states have at least one filing. Only 26.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2021-03-16.

Seterus, Inc. answers 99.70006685981726% of complaints inside the CFPB's tracked window and closes 95.201069757076% with a written explanation. 4.399019389347003% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Seterus, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Seterus, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Seterus, Inc. (#125 of 342; 99.70006685981726% timely; 4.399019389347003% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration