Bank account or service

86.2K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Bank account or service products filed with the CFPB. 86,198 complaints have been filed across 454 companies. The most commonly reported issue is "Account opening, closing, or management".

86.2K
Total Complaints
454
Companies
Account opening, closing, or management
Top Issue

Companies with Most Bank account or service Complaints

# Company Complaints
1 Bank of America, National Association 13.9K
2 Wells Fargo & Company 13.3K
3 JPMorgan Chase & Co. 9.8K
4 Citibank, N.a. 4.4K
5 U.S. Bancorp 3.7K
6 PNC Bank N.A. 3.5K
7 TD Bank Us Holding Company 3.1K
8 Suntrust Banks, Inc. 2.6K
9 Capital One Financial Corporation 2.4K
10 Citizens Financial Group, Inc. 2.0K
11 Regions Financial Corporation 1.9K
12 BB&T Corporation 1.7K
13 Fifth Third Financial Corporation 1.5K
14 Santander Bank, National Association 1.4K
15 United Services Automobile Association 1.4K
16 HSBC North America Holdings Inc. 1.0K
17 M&T Bank Corporation 1.0K
18 Navy Federal Credit Union 974
19 Bbva Financial Corporation 955
20 Keycorp 952
21 Tcf National Bank 895
22 Paypal Holdings, Inc 802
23 Huntington National Bank, the 797
24 Ally Financial Inc. 777
25 Synchrony Financial 743
26 Comerica 743
27 Discover Bank 486
28 Bank of the West 458
29 American Express Company 447
30 U.S. Bank National Association - San Francisco Main Branch 385
31 BMO Bank National Association 365
32 First Niagara Financial Group, Inc. 293
33 Fidelity National Information Services, Inc. (FNIS) 238
34 People'S United Bank, National Association 235
35 Webster Bank, National Association 228
36 Huntington National Bank, the - Firstmerit Bank, N.a. Branch 217
37 Scottrade Bank 191
38 Popular Bank 186
39 First Data Corporation 184
40 Flagstar Bank, National Association 177
41 Zions Bancorporation 169
42 Banco Popular De Puerto Rico 168
43 Bank of New York Mellon Corporation, the 166
44 Pentagon Federal Credit Union 165
45 Empowerment Ventures, LLC 149
46 Netspend Corporation 147
47 First Citizens Bancshares, Inc. 144
48 First Horizon Bank 137
49 Associated Banc-Corp 136
50 Cit Bank, National Association 135

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Bank account or service

86,198 consumer complaints have been filed with the CFPB under the "Bank account or service" product category, naming 454 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system, the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Bank account or service, the single most common underlying consumer complaint is "Account opening, closing, or management". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief, two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share, the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Bank account or service, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.