Vehicle loan or lease

97.9K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Vehicle loan or lease products filed with the CFPB. 97,854 complaints have been filed across 1.1K companies. The most commonly reported issue is "Managing the loan or lease".

97.9K
Total Complaints
1.1K
Companies
Managing the loan or lease
Top Issue

Companies with Most Vehicle loan or lease Complaints

# Company Complaints
1 Ally Financial Inc. 7.1K
2 Credit Acceptance Corporation 5.1K
3 Westlake Services, LLC 5.1K
4 Santander Holdings USA, Inc. 5.0K
5 Wells Fargo & Company 4.7K
6 Capital One Financial Corporation 4.7K
7 Santander Consumer USA Holdings Inc. 4.2K
8 Hyundai Capital America 3.8K
9 Toyota Motor Credit Corporation 3.4K
10 General Motors Financial Company, Inc. 2.9K
11 Bridgecrest Acceptance Corporation 2.9K
12 JPMorgan Chase & Co. 2.5K
13 Exeter Finance, LLC. 2.4K
14 Nissan Motor Acceptance Company LLC 2.0K
15 American Honda Finance Corp 2.0K
16 Navy Federal Credit Union 1.8K
17 Truist Financial Corporation 1.6K
18 American Credit Acceptance, LLC 1.5K
19 Bank of America, National Association 1.3K
20 Global Lending Services LLC 1.2K
21 Mercedes Benz Financial Services 1.1K
22 Ford Motor Credit Co. 1.1K
23 CarMax, Inc. 1.1K
24 TD Bank Us Holding Company 1.1K
25 VW Credit 1.0K
26 BMW Financial Services NA, LLC 1.0K
27 FC HoldCo LLC 978
28 U.S. Bancorp 892
29 Consumer Portfolio Services, Inc. 770
30 Carvana Group, LLC 739
31 PNC Bank N.A. 726
32 Fifth Third Financial Corporation 688
33 United Services Automobile Association 668
34 Transunion Intermediate Holdings, Inc. 653
35 World Omni Financial Corp. 638
36 Experian Information Solutions Inc. 629
37 Byrider Franchising, LLC 567
38 Equifax, Inc. 542
39 Pentagon Federal Credit Union 542
40 OneMain Finance Corporation 452
41 United PanAm Financial Corp. 451
42 Citizens Financial Group, Inc. 443
43 Tesla, Inc. 419
44 Huntington National Bank, the 416
45 BMO Bank National Association 360
46 Stellantis Financial Services US Corp. 347
47 DriveTime 294
48 M&T Bank Corporation 265
49 Lobel Financial Corporation 262
50 Larry H. Miller Group of Companies 252

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Vehicle loan or lease

97,854 consumer complaints have been filed with the CFPB under the "Vehicle loan or lease" product category, naming 1,124 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system, the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Vehicle loan or lease, the single most common underlying consumer complaint is "Managing the loan or lease". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief, two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share, the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Vehicle loan or lease, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.