Vehicle loan or lease

71.4K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Vehicle loan or lease products filed with the CFPB. 71,370 complaints have been filed across 988 companies. The most commonly reported issue is "Managing the loan or lease".

71.4K
Total Complaints
988
Companies
Managing the loan or lease
Top Issue

Companies with Most Vehicle loan or lease Complaints

# Company Complaints
1 ALLY FINANCIAL INC. 5.2K
2 CREDIT ACCEPTANCE CORPORATION 4.0K
3 WELLS FARGO & COMPANY 3.7K
4 Westlake Services, LLC 3.7K
5 Santander Consumer USA Holdings Inc. 3.5K
6 CAPITAL ONE FINANCIAL CORPORATION 3.5K
7 SANTANDER HOLDINGS USA, INC. 3.4K
8 HYUNDAI CAPITAL AMERICA 2.5K
9 TOYOTA MOTOR CREDIT CORPORATION 2.4K
10 General Motors Financial Company, Inc. 2.2K
11 Bridgecrest Acceptance Corporation 2.0K
12 JPMORGAN CHASE & CO. 1.8K
13 Exeter Finance, LLC. 1.8K
14 NISSAN MOTOR ACCEPTANCE COMPANY LLC 1.4K
15 AMERICAN HONDA FINANCE CORP 1.4K
16 NAVY FEDERAL CREDIT UNION 1.3K
17 American Credit Acceptance, LLC 1.1K
18 TRUIST FINANCIAL CORPORATION 1.1K
19 BANK OF AMERICA, NATIONAL ASSOCIATION 911
20 Global Lending Services LLC 867
21 FORD MOTOR CREDIT CO. 810
22 CarMax, Inc. 790
23 Mercedes Benz Financial Services 776
24 TD BANK US HOLDING COMPANY 762
25 FC HoldCo LLC 716
26 BMW Financial Services NA, LLC 682
27 VW Credit 665
28 U.S. BANCORP 660
29 Consumer Portfolio Services, Inc. 579
30 PNC Bank N.A. 572
31 TRANSUNION INTERMEDIATE HOLDINGS, INC. 546
32 Experian Information Solutions Inc. 512
33 UNITED SERVICES AUTOMOBILE ASSOCIATION 510
34 FIFTH THIRD FINANCIAL CORPORATION 491
35 Carvana Group, LLC 469
36 EQUIFAX, INC. 445
37 World Omni Financial Corp. 437
38 Byrider Franchising, LLC 434
39 PENTAGON FEDERAL CREDIT UNION 400
40 CITIZENS FINANCIAL GROUP, INC. 343
41 United PanAm Financial Corp. 331
42 HUNTINGTON NATIONAL BANK, THE 322
43 OneMain Finance Corporation 320
44 BMO Bank, N.A. 273
45 Tesla, Inc. 244
46 Stellantis Financial Services US Corp. 225
47 M&T BANK CORPORATION 212
48 DriveTime 211
49 LOBEL FINANCIAL CORPORATION 201
50 BB&T CORPORATION 199

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Vehicle loan or lease

71,370 consumer complaints have been filed with the CFPB under the "Vehicle loan or lease" product category, naming 988 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Vehicle loan or lease, the single most common underlying consumer complaint is "Managing the loan or lease". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Vehicle loan or lease, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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