2026 data Public-data reference. official source

Netspend Corporation

4.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

4.6K consumer complaints filed with the CFPB

This profile shows Netspend Corporation's complaint history from CFPB public records. 4,563 consumers have filed complaints since 2013. The company has a 97.6% timely response rate and has provided relief in 1.2% of cases.

4.6K
Total Complaints
97.6%
Timely Response
1.1%
Disputed
1.2%
Relief Provided
55
States Active
2013
Since

Total complaints

4.6K

Filed since 2013

Timely response

97.6%

CFPB-tracked response window

Relief rate

1.2%

Closed with monetary or non-monetary relief

Timely response rate 97.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.2%
Industry median

Share closed with monetary or non-monetary relief.

Netspend Corporation complaint mix by product

Total complaints: 4.6K

Netspend Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4.6K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 1,998 complaints (44.1%), resolution 0.0% Credit card 44.1% Prepaid card: 1,085 complaints (23.9%), resolution 3.5% Prepaid card 23.9% Checking or: 1,019 complaints (22.5%), resolution 0.0% Checking or 22.5% Money transfer,: 150 complaints (3.3%), resolution 0.0% Credit card: 132 complaints (2.9%), resolution 0.8% Bank account: 131 complaints (2.9%), resolution 10.7% Credit reporting,: 17 complaints (0.4%), resolution 0.0%
  • Credit card 2K 44.1% 0% relief
  • Prepaid card 1K 23.9% 4% relief
  • Checking or 1K 22.5% 0% relief
  • Money transfer, 150 3.3% 0% relief
  • Credit card 132 2.9% 1% relief
  • Bank account 131 2.9% 11% relief
  • Credit reporting, 17 0.4% 0% relief

How Netspend Corporation's 4.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card or prepaid card 2.0K
Prepaid card 1.1K
Checking or savings account 1.0K
Money transfer, virtual currency, or money service 150
Credit card 132
Bank account or service 131
Credit reporting, credit repair services, or other personal consumer reports 17
Debt collection 13
Credit reporting or other personal consumer reports 5
Money transfers 4
Payday loan, title loan, or personal loan 3
Debt or credit management 3
Payday loan, title loan, personal loan, or advance loan 2
Vehicle loan or lease 1

Top States

State Complaints
CA 640
TX 365
FL 287
NY 257
OH 180
GA 168
PA 160
IL 154
MI 127
NC 125
MD 121
NJ 108
VA 104
WA 101
AZ 100
MO 98
TN 97
IN 87
CO 85
NV 80

Top Issues

Issue Complaints
Problem getting a card or closing an account 603
Problem with a purchase or transfer 594
Trouble using the card 592
Managing an account 559
Unexpected or other fees 317
Opening an account 216
Getting a credit card 179
Advertising 158
Fraud or scam 133
Closing an account 130
Managing, opening, or closing account 116
Unauthorized transactions/trans. issues 109
Problem with a purchase shown on your statement 103
Problem with a lender or other company charging your account 85
Other features, terms, or problems 65
Trouble using your card 59
Account opening, closing, or management 47
Closing your account 46
Using a debit or ATM card 44
Advertising and marketing, including promotional offers 39

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 45 97.8%
2015 199 99.5%
2016 222 98.6%
2017 248 99.6%
2018 259 99.2%
2019 331 99.7%
2020 431 99.5%
2021 492 98.8%
2022 472 97%
2023 493 98.6%
2024 519 86.9%
2025 681 99.6%
2026 170 98.8%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Netspend Corporation

Netspend Corporation has accumulated 4,563 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 2,013 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Netspend Corporation reports a 97.6% timely-response rate and has closed 98.7% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card or prepaid card", and the single most common underlying issue is "Problem getting a card or closing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Netspend Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Netspend Corporation have?

Netspend Corporation has received 4,563 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Netspend Corporation respond to complaints on time?

Netspend Corporation has a 97.6% timely response rate to CFPB complaints.

What is the most common complaint about Netspend Corporation?

The most common issue reported against Netspend Corporation is "Problem getting a card or closing an account" in the "Credit card or prepaid card" product category.

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