Total complaints
4.6K
Filed since 2013
4.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4.6K consumer complaints filed with the CFPB
This profile shows Netspend Corporation's complaint history from CFPB public records. 4,563 consumers have filed complaints since 2013. The company has a 97.6% timely response rate and has provided relief in 1.2% of cases.
Total complaints
4.6K
Filed since 2013
Timely response
97.6%
CFPB-tracked response window
Relief rate
1.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Netspend Corporation's 4.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit card or prepaid card | 2.0K |
| Prepaid card | 1.1K |
| Checking or savings account | 1.0K |
| Money transfer, virtual currency, or money service | 150 |
| Credit card | 132 |
| Bank account or service | 131 |
| Credit reporting, credit repair services, or other personal consumer reports | 17 |
| Debt collection | 13 |
| Credit reporting or other personal consumer reports | 5 |
| Money transfers | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Debt or credit management | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| CA | 640 |
| TX | 365 |
| FL | 287 |
| NY | 257 |
| OH | 180 |
| GA | 168 |
| PA | 160 |
| IL | 154 |
| MI | 127 |
| NC | 125 |
| MD | 121 |
| NJ | 108 |
| VA | 104 |
| WA | 101 |
| AZ | 100 |
| MO | 98 |
| TN | 97 |
| IN | 87 |
| CO | 85 |
| NV | 80 |
| Issue | Complaints |
|---|---|
| Problem getting a card or closing an account | 603 |
| Problem with a purchase or transfer | 594 |
| Trouble using the card | 592 |
| Managing an account | 559 |
| Unexpected or other fees | 317 |
| Opening an account | 216 |
| Getting a credit card | 179 |
| Advertising | 158 |
| Fraud or scam | 133 |
| Closing an account | 130 |
| Managing, opening, or closing account | 116 |
| Unauthorized transactions/trans. issues | 109 |
| Problem with a purchase shown on your statement | 103 |
| Problem with a lender or other company charging your account | 85 |
| Other features, terms, or problems | 65 |
| Trouble using your card | 59 |
| Account opening, closing, or management | 47 |
| Closing your account | 46 |
| Using a debit or ATM card | 44 |
| Advertising and marketing, including promotional offers | 39 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 45 | 97.8% |
| 2015 | 199 | 99.5% |
| 2016 | 222 | 98.6% |
| 2017 | 248 | 99.6% |
| 2018 | 259 | 99.2% |
| 2019 | 331 | 99.7% |
| 2020 | 431 | 99.5% |
| 2021 | 492 | 98.8% |
| 2022 | 472 | 97% |
| 2023 | 493 | 98.6% |
| 2024 | 519 | 86.9% |
| 2025 | 681 | 99.6% |
| 2026 | 170 | 98.8% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Netspend Corporation has accumulated 4,563 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 2,013 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Netspend Corporation reports a 97.6% timely-response rate and has closed 98.7% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card or prepaid card", and the single most common underlying issue is "Problem getting a card or closing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Netspend Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Netspend Corporation has received 4,563 consumer complaints filed with the Consumer Financial Protection Bureau.
Netspend Corporation has a 97.6% timely response rate to CFPB complaints.
The most common issue reported against Netspend Corporation is "Problem getting a card or closing an account" in the "Credit card or prepaid card" product category.
Read our methodology — how this data is sourced, computed, and verified.