Total complaints
22.9K
Filed since 2012
22.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
22.9K consumer complaints filed with the CFPB
This profile shows ALLY FINANCIAL INC.'s complaint history from CFPB public records. 22,901 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 11.9% of cases.
Total complaints
22.9K
Filed since 2012
Timely response
100%
CFPB-tracked response window
Relief rate
11.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How ALLY FINANCIAL INC.'s 22.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 5.2K |
| Credit reporting or other personal consumer reports | 5.1K |
| Credit reporting, credit repair services, or other personal consumer reports | 3.5K |
| Checking or savings account | 3.1K |
| Debt collection | 2.0K |
| Consumer Loan | 1.9K |
| Bank account or service | 733 |
| Credit card | 343 |
| Money transfer, virtual currency, or money service | 264 |
| Mortgage | 250 |
| Credit card or prepaid card | 165 |
| Payday loan, title loan, or personal loan | 130 |
| Payday loan, title loan, personal loan, or advance loan | 55 |
| Credit reporting | 36 |
| Debt or credit management | 16 |
| Money transfers | 6 |
| Student loan | 5 |
| Other financial service | 3 |
| Prepaid card | 1 |
| State | Complaints |
|---|---|
| FL | 2.4K |
| TX | 2.3K |
| CA | 2.2K |
| GA | 1.5K |
| NY | 1.2K |
| IL | 1.1K |
| PA | 1.1K |
| NJ | 896 |
| MI | 839 |
| NC | 822 |
| OH | 766 |
| MD | 673 |
| VA | 538 |
| AZ | 470 |
| TN | 458 |
| MA | 413 |
| SC | 402 |
| LA | 358 |
| MO | 358 |
| AL | 356 |
| Issue | Complaints |
|---|---|
| Improper use of your report | 4.3K |
| Incorrect information on your report | 3.7K |
| Managing the loan or lease | 2.9K |
| Managing an account | 2.1K |
| Problems at the end of the loan or lease | 1.0K |
| Problem with a credit reporting company's investigation into an existing problem | 748 |
| Attempts to collect debt not owed | 698 |
| Problem with a company's investigation into an existing problem | 694 |
| Struggling to pay your loan | 621 |
| Getting a loan or lease | 589 |
| Repossession | 459 |
| Account opening, closing, or management | 405 |
| Problems when you are unable to pay | 397 |
| Closing an account | 392 |
| Took or threatened to take negative or legal action | 353 |
| Communication tactics | 316 |
| Opening an account | 282 |
| Written notification about debt | 225 |
| Taking out the loan or lease | 225 |
| False statements or representation | 190 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 224 | 100% |
| 2013 | 360 | 100% |
| 2014 | 642 | 99.8% |
| 2015 | 714 | 100% |
| 2016 | 821 | 100% |
| 2017 | 980 | 100% |
| 2018 | 927 | 100% |
| 2019 | 930 | 100% |
| 2020 | 1.3K | 100% |
| 2021 | 1.8K | 100% |
| 2022 | 2.1K | 100% |
| 2023 | 2.6K | 100% |
| 2024 | 3.4K | 100% |
| 2025 | 4.3K | 100% |
| 2026 | 1.8K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
ALLY FINANCIAL INC. has accumulated 22,901 consumer complaints in the CFPB public database, with filings active across 57 U.S. states. Of those submissions, 6,773 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ALLY FINANCIAL INC. reports a 100% timely-response rate and has closed 85.8% of cases with a written explanation to the consumer. 11.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Improper use of your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ALLY FINANCIAL INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
ALLY FINANCIAL INC. has received 22,901 consumer complaints filed with the Consumer Financial Protection Bureau.
ALLY FINANCIAL INC. has a 100% timely response rate to CFPB complaints.
The most common issue reported against ALLY FINANCIAL INC. is "Improper use of your report" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.