2026 data Public-data reference. official source

ALLY FINANCIAL INC.

22.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

22.9K consumer complaints filed with the CFPB

This profile shows ALLY FINANCIAL INC.'s complaint history from CFPB public records. 22,901 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 11.9% of cases.

22.9K
Total Complaints
100%
Timely Response
2.2%
Disputed
11.9%
Relief Provided
57
States Active
2012
Since

Total complaints

22.9K

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

11.9%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.9%
Industry median

Share closed with monetary or non-monetary relief.

ALLY FINANCIAL INC. complaint mix by product

Total complaints: 22.9K

ALLY FINANCIAL INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22.9K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 5,229 complaints (24.2%), resolution 7.3% Vehicle loan 24.2% Credit reporting: 5,105 complaints (23.6%), resolution 3.5% Credit reporting 23.6% Credit reporting,: 3,535 complaints (16.3%), resolution 6.2% Credit reporting, 16.3% Checking or: 3,069 complaints (14.2%), resolution 33.8% Checking or 14.2% Debt collection: 2,021 complaints (9.3%), resolution 5.8% Debt collection 9.3% Consumer Loan: 1,935 complaints (8.9%), resolution 15.5% Consumer Loan 8.9% Bank account: 733 complaints (3.4%), resolution 42.3%
  • Vehicle loan 5K 24.2% 7% relief
  • Credit reporting 5K 23.6% 4% relief
  • Credit reporting, 4K 16.3% 6% relief
  • Checking or 3K 14.2% 34% relief
  • Debt collection 2K 9.3% 6% relief
  • Consumer Loan 2K 8.9% 16% relief
  • Bank account 733 3.4% 42% relief

How ALLY FINANCIAL INC.'s 22.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 5.2K
Credit reporting or other personal consumer reports 5.1K
Credit reporting, credit repair services, or other personal consumer reports 3.5K
Checking or savings account 3.1K
Debt collection 2.0K
Consumer Loan 1.9K
Bank account or service 733
Credit card 343
Money transfer, virtual currency, or money service 264
Mortgage 250
Credit card or prepaid card 165
Payday loan, title loan, or personal loan 130
Payday loan, title loan, personal loan, or advance loan 55
Credit reporting 36
Debt or credit management 16
Money transfers 6
Student loan 5
Other financial service 3
Prepaid card 1

Top States

State Complaints
FL 2.4K
TX 2.3K
CA 2.2K
GA 1.5K
NY 1.2K
IL 1.1K
PA 1.1K
NJ 896
MI 839
NC 822
OH 766
MD 673
VA 538
AZ 470
TN 458
MA 413
SC 402
LA 358
MO 358
AL 356

Top Issues

Issue Complaints
Improper use of your report 4.3K
Incorrect information on your report 3.7K
Managing the loan or lease 2.9K
Managing an account 2.1K
Problems at the end of the loan or lease 1.0K
Problem with a credit reporting company's investigation into an existing problem 748
Attempts to collect debt not owed 698
Problem with a company's investigation into an existing problem 694
Struggling to pay your loan 621
Getting a loan or lease 589
Repossession 459
Account opening, closing, or management 405
Problems when you are unable to pay 397
Closing an account 392
Took or threatened to take negative or legal action 353
Communication tactics 316
Opening an account 282
Written notification about debt 225
Taking out the loan or lease 225
False statements or representation 190

Yearly Trend

Year Complaints Timely
2012 224 100%
2013 360 100%
2014 642 99.8%
2015 714 100%
2016 821 100%
2017 980 100%
2018 927 100%
2019 930 100%
2020 1.3K 100%
2021 1.8K 100%
2022 2.1K 100%
2023 2.6K 100%
2024 3.4K 100%
2025 4.3K 100%
2026 1.8K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ALLY FINANCIAL INC.

ALLY FINANCIAL INC. has accumulated 22,901 consumer complaints in the CFPB public database, with filings active across 57 U.S. states. Of those submissions, 6,773 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ALLY FINANCIAL INC. reports a 100% timely-response rate and has closed 85.8% of cases with a written explanation to the consumer. 11.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ALLY FINANCIAL INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ALLY FINANCIAL INC. have?

ALLY FINANCIAL INC. has received 22,901 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ALLY FINANCIAL INC. respond to complaints on time?

ALLY FINANCIAL INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about ALLY FINANCIAL INC.?

The most common issue reported against ALLY FINANCIAL INC. is "Improper use of your report" in the "Vehicle loan or lease" product category.

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