2026 data Public-data reference. official source

ZIONS BANCORPORATION

859 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

859 consumer complaints filed with the CFPB

This profile shows ZIONS BANCORPORATION's complaint history from CFPB public records. 859 consumers have filed complaints since 2011. The company has a 99.8% timely response rate and has provided relief in 15.6% of cases.

859
Total Complaints
99.8%
Timely Response
6.5%
Disputed
15.6%
Relief Provided
32
States Active
2011
Since

Total complaints

859

Filed since 2011

Timely response

99.8%

CFPB-tracked response window

Relief rate

15.6%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.6%
Industry median

Share closed with monetary or non-monetary relief.

ZIONS BANCORPORATION complaint mix by product

Total complaints: 859

ZIONS BANCORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 859 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 297 complaints (39.1%), resolution 15.2% Checking or 39.1% Mortgage: 171 complaints (22.5%), resolution 11.1% Mortgage 22.5% Bank account: 158 complaints (20.8%), resolution 26.6% Bank account 20.8% Money transfer,: 39 complaints (5.1%), resolution 7.7% Debt collection: 39 complaints (5.1%), resolution 2.6% Credit reporting: 29 complaints (3.8%), resolution 3.4% Credit reporting,: 26 complaints (3.4%), resolution 3.8%
  • Checking or 297 39.1% 15% relief
  • Mortgage 171 22.5% 11% relief
  • Bank account 158 20.8% 27% relief
  • Money transfer, 39 5.1% 8% relief
  • Debt collection 39 5.1% 3% relief
  • Credit reporting 29 3.8% 3% relief
  • Credit reporting, 26 3.4% 4% relief

How ZIONS BANCORPORATION's 859 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 297
Mortgage 171
Bank account or service 158
Money transfer, virtual currency, or money service 39
Debt collection 39
Credit reporting or other personal consumer reports 29
Credit reporting, credit repair services, or other personal consumer reports 26
Credit card 25
Credit card or prepaid card 23
Consumer Loan 15
Payday loan, title loan, or personal loan 12
Vehicle loan or lease 9
Payday loan, title loan, personal loan, or advance loan 8
Money transfers 7
Credit reporting 1

Top States

State Complaints
CA 163
TX 138
NV 135
AZ 125
UT 123
CO 60
ID 19
WA 10
VA 8
FL 8
NY 7
NM 5
GA 4
PA 4
OR 3
TN 3
MT 3
WI 3
IA 2
OH 2

Top Issues

Issue Complaints
Managing an account 188
Account opening, closing, or management 63
Trouble during payment process 45
Closing an account 41
Deposits and withdrawals 39
Problems caused by my funds being low 38
Problem caused by your funds being low 36
Incorrect information on your report 35
Loan servicing, payments, escrow account 29
Loan modification,collection,foreclosure 26
Applying for a mortgage or refinancing an existing mortgage 26
Fraud or scam 24
Struggling to pay mortgage 20
Problem with a lender or other company charging your account 16
Opening an account 15
Managing the loan or lease 13
Application, originator, mortgage broker 10
Improper use of your report 10
Using a debit or ATM card 9
Making/receiving payments, sending money 9

Yearly Trend

Year Complaints Timely
2011 1 100%
2012 35 100%
2013 46 97.8%
2014 66 100%
2015 38 100%
2016 76 100%
2017 74 100%
2018 64 100%
2019 73 100%
2020 49 100%
2021 46 100%
2022 48 97.9%
2023 62 100%
2024 60 100%
2025 77 100%
2026 44 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ZIONS BANCORPORATION

ZIONS BANCORPORATION has accumulated 859 consumer complaints in the CFPB public database, with filings active across 32 U.S. states. Of those submissions, 206 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ZIONS BANCORPORATION reports a 99.8% timely-response rate and has closed 82.4% of cases with a written explanation to the consumer. 15.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ZIONS BANCORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ZIONS BANCORPORATION have?

ZIONS BANCORPORATION has received 859 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ZIONS BANCORPORATION respond to complaints on time?

ZIONS BANCORPORATION has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about ZIONS BANCORPORATION?

The most common issue reported against ZIONS BANCORPORATION is "Managing an account" in the "Checking or savings account" product category.

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