Zions Bancorporation
1.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Zions Bancorporation complaint mix by product
- Checking or 409 42.1% – 14% relief
- Mortgage 209 21.5% – 10% relief
- Bank account 169 17.4% – 26% relief
- Money transfer, 62 6.4% – 7% relief
- Debt collection 45 4.6% – 2% relief
- Credit reporting 42 4.3% – 2% relief
- Credit reporting, 35 3.6% – 3% relief
How Zions Bancorporation's 1.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 409 |
| Mortgage | 209 |
| Bank account or service | 169 |
| Money transfer, virtual currency, or money service | 62 |
| Debt collection | 45 |
| Credit reporting or other personal consumer reports | 42 |
| Credit reporting, credit repair services, or other personal consumer reports | 35 |
| Credit card | 32 |
| Credit card or prepaid card | 32 |
| Consumer Loan | 16 |
| Payday loan, title loan, or personal loan | 15 |
| Vehicle loan or lease | 12 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Money transfers | 7 |
| Credit reporting | 1 |
| Student loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 209 |
| TX | 194 |
| NV | 169 |
| UT | 156 |
| AZ | 147 |
| CO | 74 |
| ID | 25 |
| WA | 11 |
| GA | 10 |
| FL | 9 |
| NM | 8 |
| VA | 8 |
| NY | 8 |
| PA | 6 |
| TN | 4 |
| NC | 4 |
| MT | 3 |
| WI | 3 |
| OR | 3 |
| MI | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 269 |
| Account opening, closing, or management | 68 |
| Trouble during payment process | 66 |
| Closing an account | 49 |
| Problem caused by your funds being low | 43 |
| Incorrect information on your report | 42 |
| Deposits and withdrawals | 41 |
| Problems caused by my funds being low | 39 |
| Fraud or scam | 37 |
| Applying for a mortgage or refinancing an existing mortgage | 33 |
| Loan servicing, payments, escrow account | 30 |
| Loan modification,collection,foreclosure | 26 |
| Problem with a lender or other company charging your account | 24 |
| Struggling to pay mortgage | 24 |
| Opening an account | 23 |
| Improper use of your report | 19 |
| Managing the loan or lease | 13 |
| Problem with a purchase shown on your statement | 11 |
| Other transaction problem | 11 |
| Application, originator, mortgage broker | 11 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 1 | 100% |
| 2012 | 35 | 100% |
| 2013 | 46 | 97.8% |
| 2014 | 66 | 100% |
| 2015 | 44 | 100% |
| 2016 | 84 | 100% |
| 2017 | 83 | 100% |
| 2018 | 84 | 100% |
| 2019 | 84 | 100% |
| 2020 | 59 | 100% |
| 2021 | 57 | 100% |
| 2022 | 67 | 98.5% |
| 2023 | 78 | 100% |
| 2024 | 81 | 100% |
| 2025 | 126 | 100% |
| 2026 | 100 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Zions Bancorporation
Zions Bancorporation's 1,095 logged complaints stay concentrated: only 33 states show a filing on record. Only 37.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2011 through 2026-06-24.
Zions Bancorporation answers 99.8% of complaints inside the CFPB's tracked window and closes 83.5% with a written explanation. 14.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zions Bancorporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Zions Bancorporation have?
1,095, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Zions Bancorporation respond to complaints on time?
99.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Zions Bancorporation?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.