2026 data Public-data reference. official source

FIRST HORIZON BANK

1.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.3K consumer complaints filed with the CFPB

This profile shows FIRST HORIZON BANK's complaint history from CFPB public records. 1,265 consumers have filed complaints since 2011. The company has a 99.1% timely response rate and has provided relief in 15.8% of cases.

1.3K
Total Complaints
99.1%
Timely Response
6.4%
Disputed
15.8%
Relief Provided
43
States Active
2011
Since

Total complaints

1.3K

Filed since 2011

Timely response

99.1%

CFPB-tracked response window

Relief rate

15.8%

Closed with monetary or non-monetary relief

Timely response rate 99.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.8%
Industry median

Share closed with monetary or non-monetary relief.

FIRST HORIZON BANK complaint mix by product

Total complaints: 1.3K

FIRST HORIZON BANK complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 521 complaints (44.8%), resolution 15.0% Checking or 44.8% Mortgage: 342 complaints (29.4%), resolution 19.3% Mortgage 29.4% Bank account: 126 complaints (10.8%), resolution 24.6% Bank account 10.8% Credit reporting,: 60 complaints (5.2%), resolution 10.0% Money transfer,: 43 complaints (3.7%), resolution 9.3% Credit reporting: 38 complaints (3.3%), resolution 7.9% Debt collection: 34 complaints (2.9%), resolution 5.9%
  • Checking or 521 44.8% 15% relief
  • Mortgage 342 29.4% 19% relief
  • Bank account 126 10.8% 25% relief
  • Credit reporting, 60 5.2% 10% relief
  • Money transfer, 43 3.7% 9% relief
  • Credit reporting 38 3.3% 8% relief
  • Debt collection 34 2.9% 6% relief

How FIRST HORIZON BANK's 1.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 521
Mortgage 342
Bank account or service 126
Credit reporting, credit repair services, or other personal consumer reports 60
Money transfer, virtual currency, or money service 43
Credit reporting or other personal consumer reports 38
Debt collection 34
Credit card 26
Credit card or prepaid card 20
Payday loan, title loan, or personal loan 17
Prepaid card 14
Vehicle loan or lease 12
Consumer Loan 4
Payday loan, title loan, personal loan, or advance loan 3
Other financial service 2
Credit reporting 2
Money transfers 1

Top States

State Complaints
TN 422
NC 128
FL 115
LA 73
CA 59
TX 59
GA 45
VA 32
MS 31
AR 28
MD 25
NY 23
SC 22
PA 18
NJ 16
AZ 15
AL 15
MA 14
WA 12
IL 8

Top Issues

Issue Complaints
Managing an account 345
Loan modification,collection,foreclosure 89
Trouble during payment process 76
Loan servicing, payments, escrow account 73
Incorrect information on your report 72
Opening an account 58
Account opening, closing, or management 56
Problem with a lender or other company charging your account 44
Closing an account 41
Deposits and withdrawals 38
Problem caused by your funds being low 32
Struggling to pay mortgage 31
Problems caused by my funds being low 22
Applying for a mortgage or refinancing an existing mortgage 22
Attempts to collect debt not owed 21
Closing on a mortgage 18
Improper use of your report 18
Fraud or scam 18
Problem with a credit reporting company's investigation into an existing problem 14
Other transaction problem 13

Yearly Trend

Year Complaints Timely
2011 2 100%
2012 94 98.9%
2013 74 98.6%
2014 60 98.3%
2015 57 100%
2016 53 100%
2017 64 98.4%
2018 80 100%
2019 64 100%
2020 103 99%
2021 119 99.2%
2022 103 98.1%
2023 96 95.8%
2024 125 100%
2025 112 100%
2026 59 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST HORIZON BANK

FIRST HORIZON BANK has accumulated 1,265 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 276 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST HORIZON BANK reports a 99.1% timely-response rate and has closed 83.6% of cases with a written explanation to the consumer. 15.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST HORIZON BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST HORIZON BANK have?

FIRST HORIZON BANK has received 1,265 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST HORIZON BANK respond to complaints on time?

FIRST HORIZON BANK has a 99.1% timely response rate to CFPB complaints.

What is the most common complaint about FIRST HORIZON BANK?

The most common issue reported against FIRST HORIZON BANK is "Managing an account" in the "Checking or savings account" product category.

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