First Horizon Bank
1.5K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Horizon Bank complaint mix by product
- Checking or 658 46.3% – 16% relief
- Mortgage 394 27.7% – 17% relief
- Bank account 137 9.6% – 26% relief
- Credit reporting, 78 5.5% – 8% relief
- Credit reporting 59 4.2% – 12% relief
- Money transfer, 54 3.8% – 9% relief
- Debt collection 40 2.8% – 8% relief
How First Horizon Bank's 1.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 658 |
| Mortgage | 394 |
| Bank account or service | 137 |
| Credit reporting, credit repair services, or other personal consumer reports | 78 |
| Credit reporting or other personal consumer reports | 59 |
| Money transfer, virtual currency, or money service | 54 |
| Debt collection | 40 |
| Credit card | 36 |
| Credit card or prepaid card | 25 |
| Payday loan, title loan, or personal loan | 18 |
| Vehicle loan or lease | 16 |
| Prepaid card | 16 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| Consumer Loan | 5 |
| Other financial service | 3 |
| Credit reporting | 2 |
| Money transfers | 1 |
Top States
| State | Complaints |
|---|---|
| TN | 513 |
| NC | 157 |
| FL | 156 |
| LA | 97 |
| TX | 82 |
| CA | 65 |
| GA | 60 |
| AR | 37 |
| VA | 35 |
| MS | 34 |
| MD | 30 |
| NY | 27 |
| SC | 25 |
| AL | 21 |
| PA | 20 |
| NJ | 18 |
| MA | 15 |
| AZ | 15 |
| WA | 11 |
| NV | 9 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 427 |
| Incorrect information on your report | 95 |
| Trouble during payment process | 93 |
| Loan modification,collection,foreclosure | 91 |
| Opening an account | 76 |
| Loan servicing, payments, escrow account | 76 |
| Account opening, closing, or management | 64 |
| Closing an account | 55 |
| Problem with a lender or other company charging your account | 55 |
| Problem caused by your funds being low | 44 |
| Deposits and withdrawals | 40 |
| Struggling to pay mortgage | 33 |
| Applying for a mortgage or refinancing an existing mortgage | 31 |
| Closing on a mortgage | 31 |
| Fraud or scam | 23 |
| Attempts to collect debt not owed | 22 |
| Problems caused by my funds being low | 22 |
| Problem with a credit reporting company's investigation into an existing problem | 20 |
| Problem with a company's investigation into an existing problem | 18 |
| Improper use of your report | 18 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 2 | 100% |
| 2012 | 93 | 98.9% |
| 2013 | 74 | 98.6% |
| 2014 | 60 | 98.3% |
| 2015 | 63 | 100% |
| 2016 | 70 | 100% |
| 2017 | 79 | 98.7% |
| 2018 | 86 | 100% |
| 2019 | 73 | 100% |
| 2020 | 125 | 99.2% |
| 2021 | 138 | 99.3% |
| 2022 | 131 | 96.9% |
| 2023 | 125 | 96.8% |
| 2024 | 162 | 100% |
| 2025 | 149 | 100% |
| 2026 | 117 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First Horizon Bank
First Horizon Bank's 1,547 logged complaints reach a nationwide footprint - 44 states have at least one filing on record. Only 33.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2011 through 2026-06-25.
First Horizon Bank answers 99.1% of complaints inside the CFPB's tracked window and closes 83.5% with a written explanation. 15.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Horizon Bank.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First Horizon Bank have?
1,547, per the CFPB's public complaint count for this company (see the full breakdown above).
Does First Horizon Bank respond to complaints on time?
99.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about First Horizon Bank?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.