2026 data Public-data reference. official source

UNITED SERVICES AUTOMOBILE ASSOCIATION

14.7K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

14.7K consumer complaints filed with the CFPB

This profile shows UNITED SERVICES AUTOMOBILE ASSOCIATION's complaint history from CFPB public records. 14,667 consumers have filed complaints since 2011. The company has a 99.5% timely response rate and has provided relief in 16.8% of cases.

14.7K
Total Complaints
99.5%
Timely Response
3.6%
Disputed
16.8%
Relief Provided
59
States Active
2011
Since

Total complaints

14.7K

Filed since 2011

Timely response

99.5%

CFPB-tracked response window

Relief rate

16.8%

Closed with monetary or non-monetary relief

Timely response rate 99.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.8%
Industry median

Share closed with monetary or non-monetary relief.

UNITED SERVICES AUTOMOBILE ASSOCIATION complaint mix by product

Total complaints: 14.7K

UNITED SERVICES AUTOMOBILE ASSOCIATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14.7K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 5,088 complaints (40.9%), resolution 12.3% Checking or 40.9% Credit card: 1,555 complaints (12.5%), resolution 30.1% Credit card 12.5% Credit card: 1,409 complaints (11.3%), resolution 11.9% Credit card 11.3% Bank account: 1,325 complaints (10.7%), resolution 30.9% Bank account 10.7% Credit reporting,: 1,082 complaints (8.7%), resolution 10.1% Credit reporting, 8.7% Credit reporting: 1,004 complaints (8.1%), resolution 15.3% Credit reporting 8.1% Debt collection: 969 complaints (7.8%), resolution 16.3% Debt collection 7.8%
  • Checking or 5K 40.9% 12% relief
  • Credit card 2K 12.5% 30% relief
  • Credit card 1K 11.3% 12% relief
  • Bank account 1K 10.7% 31% relief
  • Credit reporting, 1K 8.7% 10% relief
  • Credit reporting 1K 8.1% 15% relief
  • Debt collection 969 7.8% 16% relief

How UNITED SERVICES AUTOMOBILE ASSOCIATION's 14.7K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 5.1K
Credit card 1.6K
Credit card or prepaid card 1.4K
Bank account or service 1.3K
Credit reporting, credit repair services, or other personal consumer reports 1.1K
Credit reporting or other personal consumer reports 1.0K
Debt collection 969
Mortgage 797
Vehicle loan or lease 510
Money transfer, virtual currency, or money service 496
Consumer Loan 221
Payday loan, title loan, or personal loan 103
Payday loan, title loan, personal loan, or advance loan 56
Money transfers 20
Credit reporting 17
Debt or credit management 7
Prepaid card 4
Student loan 3
Payday loan 1

Top States

State Complaints
TX 1.8K
FL 1.6K
CA 1.2K
GA 1.1K
VA 740
NC 621
MD 483
NY 446
AZ 412
CO 363
PA 337
WA 327
SC 316
NV 294
IL 292
OH 289
TN 280
NJ 254
AL 244
MI 206

Top Issues

Issue Complaints
Managing an account 3.3K
Incorrect information on your report 1.3K
Problem with a purchase shown on your statement 746
Closing an account 671
Problem with a lender or other company charging your account 550
Deposits and withdrawals 508
Account opening, closing, or management 507
Improper use of your report 430
Attempts to collect debt not owed 422
Problem with a credit reporting company's investigation into an existing problem 324
Fraud or scam 310
Managing the loan or lease 260
Other features, terms, or problems 254
Opening an account 254
Problem caused by your funds being low 237
Problem when making payments 221
Fees or interest 211
Problem with a company's investigation into an existing problem 200
Getting a credit card 181
Trouble during payment process 165

Yearly Trend

Year Complaints Timely
2011 16 6.3%
2012 346 84.1%
2013 374 100%
2014 495 100%
2015 637 100%
2016 845 100%
2017 932 99.9%
2018 909 100%
2019 1.1K 100%
2020 1.3K 100%
2021 1.1K 100%
2022 1.2K 99.9%
2023 1.2K 100%
2024 1.6K 99.9%
2025 2.0K 100%
2026 684 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About UNITED SERVICES AUTOMOBILE ASSOCIATION

UNITED SERVICES AUTOMOBILE ASSOCIATION has accumulated 14,667 consumer complaints in the CFPB public database, with filings active across 59 U.S. states. Of those submissions, 4,718 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, UNITED SERVICES AUTOMOBILE ASSOCIATION reports a 99.5% timely-response rate and has closed 83.1% of cases with a written explanation to the consumer. 16.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating UNITED SERVICES AUTOMOBILE ASSOCIATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does UNITED SERVICES AUTOMOBILE ASSOCIATION have?

UNITED SERVICES AUTOMOBILE ASSOCIATION has received 14,667 consumer complaints filed with the Consumer Financial Protection Bureau.

Does UNITED SERVICES AUTOMOBILE ASSOCIATION respond to complaints on time?

UNITED SERVICES AUTOMOBILE ASSOCIATION has a 99.5% timely response rate to CFPB complaints.

What is the most common complaint about UNITED SERVICES AUTOMOBILE ASSOCIATION?

The most common issue reported against UNITED SERVICES AUTOMOBILE ASSOCIATION is "Managing an account" in the "Checking or savings account" product category.

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