Student loan

99.6K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Student loan products filed with the CFPB. 99,583 complaints have been filed across 606 companies. The most commonly reported issue is "Dealing with your lender or servicer".

99.6K
Total Complaints
606
Companies
Dealing with your lender or servicer
Top Issue

Companies with Most Student loan Complaints

# Company Complaints
1 Navient Solutions, LLC. 29.9K
2 MOHELA 15.3K
3 Nelnet, Inc. 11.3K
4 AES/PHEAA 10.0K
5 Maximus Federal Services, Inc. 5.2K
6 EdFinancial Services 4.3K
7 SLM CORPORATION 3.1K
8 WELLS FARGO & COMPANY 1.7K
9 Servicer under contract with Federal Student Aid 1.6K
10 DISCOVER BANK 1.3K
11 ACS Education Services 991
12 GREAT LAKES 971
13 TRANSWORLD SYSTEMS INC 939
14 JPMORGAN CHASE & CO. 847
15 CITIBANK, N.A. 691
16 HEARTLAND PAYMENT SYSTEMS INC 544
17 Genesis Lending 464
18 KEYCORP 461
19 ECMC GROUP, INC. 347
20 Central Research Inc 344
21 First Associates Loan Servicing LLC 289
22 CITIZENS FINANCIAL GROUP, INC. 282
23 TRANSUNION INTERMEDIATE HOLDINGS, INC. 244
24 Climb Credit Inc. 231
25 Experian Information Solutions Inc. 226
26 HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) 222
27 EQUIFAX, INC. 220
28 Equitable Acceptance Corp 172
29 Earnest Inc. 162
30 SOFI TECHNOLOGIES, INC. 159
31 Premier Student Loan Center 156
32 EXPERT GLOBAL SOLUTIONS, INC. 150
33 Ameritech Financial 148
34 Utah System of Higher Education 142
35 BANK OF AMERICA, NATIONAL ASSOCIATION 140
36 Goal Structured Solutions, LLC 126
37 PNC Bank N.A. 121
38 Massachusetts Educational Financing Authority 115
39 IOWA STUDENT LOAN LIQUIDITY CORPORATION 114
40 Ascendium Education Group 107
41 ORG GC GP BUYER, LLC 107
42 Social Finance, Inc. 106
43 ACCESS GROUP INC. 104
44 Texas Guaranteed 102
45 Performant Financial Corporation 97
46 Oklahoma Student Loan Authority 95
47 National Enterprise Systems, Inc. 94
48 IQOR US INC 93
49 United Student Aid (USA) Funds 93
50 Georgia Student Finance Authority 88

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Student loan

99,583 consumer complaints have been filed with the CFPB under the "Student loan" product category, naming 606 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Student loan, the single most common underlying consumer complaint is "Dealing with your lender or servicer". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Student loan, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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