2026 data Public-data reference. official source

FIRST NIAGARA FINANCIAL GROUP, INC.

496 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

496 consumer complaints filed with the CFPB

This profile shows FIRST NIAGARA FINANCIAL GROUP, INC.'s complaint history from CFPB public records. 496 consumers have filed complaints since 2011. The company has a 97% timely response rate and has provided relief in 26.8% of cases.

496
Total Complaints
97%
Timely Response
16.9%
Disputed
26.8%
Relief Provided
25
States Active
2011
Since

Total complaints

496

Filed since 2011

Timely response

97%

CFPB-tracked response window

Relief rate

26.8%

Closed with monetary or non-monetary relief

Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 26.8%
Industry median

Share closed with monetary or non-monetary relief.

FIRST NIAGARA FINANCIAL GROUP, INC. complaint mix by product

Total complaints: 496

FIRST NIAGARA FINANCIAL GROUP, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 496 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Bank account: 287 complaints (57.9%), resolution 31.4% Bank account 57.9% Mortgage: 101 complaints (20.4%), resolution 17.8% Mortgage 20.4% Credit card: 64 complaints (12.9%), resolution 26.6% Credit card 12.9% Consumer Loan: 38 complaints (7.7%), resolution 21.1% Consumer Loan 7.7% Debt collection: 6 complaints (1.2%), resolution 0.0%
  • Bank account 287 57.9% 31% relief
  • Mortgage 101 20.4% 18% relief
  • Credit card 64 12.9% 27% relief
  • Consumer Loan 38 7.7% 21% relief
  • Debt collection 6 1.2% 0% relief

How FIRST NIAGARA FINANCIAL GROUP, INC.'s 496 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Bank account or service 287
Mortgage 101
Credit card 64
Consumer Loan 38
Debt collection 6

Top States

State Complaints
NY 260
PA 108
CT 60
MA 12
NJ 10
CA 9
FL 4
OH 3
ME 2
NV 2
AZ 2
NE 2
GA 2
TX 2
NC 2
NH 1
AK 1
VT 1
DC 1
MO 1

Top Issues

Issue Complaints
Account opening, closing, or management 122
Deposits and withdrawals 74
Problems caused by my funds being low 57
Loan servicing, payments, escrow account 38
Loan modification,collection,foreclosure 33
Using a debit or ATM card 22
Application, originator, mortgage broker 19
Managing the loan or lease 13
Billing disputes 13
Making/receiving payments, sending money 12
Identity theft / Fraud / Embezzlement 11
Managing the line of credit 8
Problems when you are unable to pay 8
Other 6
Credit decision / Underwriting 6
Communication tactics 4
Shopping for a loan or lease 4
Billing statement 4
Settlement process and costs 3
Rewards 3

Yearly Trend

Year Complaints Timely
2011 1 100%
2012 124 90.3%
2013 103 99%
2014 92 100%
2015 90 100%
2016 84 100%
2017 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST NIAGARA FINANCIAL GROUP, INC.

FIRST NIAGARA FINANCIAL GROUP, INC. has accumulated 496 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2017-03-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST NIAGARA FINANCIAL GROUP, INC. reports a 97% timely-response rate and has closed 72% of cases with a written explanation to the consumer. 26.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 16.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Bank account or service", and the single most common underlying issue is "Account opening, closing, or management".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST NIAGARA FINANCIAL GROUP, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST NIAGARA FINANCIAL GROUP, INC. have?

FIRST NIAGARA FINANCIAL GROUP, INC. has received 496 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST NIAGARA FINANCIAL GROUP, INC. respond to complaints on time?

FIRST NIAGARA FINANCIAL GROUP, INC. has a 97% timely response rate to CFPB complaints.

What is the most common complaint about FIRST NIAGARA FINANCIAL GROUP, INC.?

The most common issue reported against FIRST NIAGARA FINANCIAL GROUP, INC. is "Account opening, closing, or management" in the "Bank account or service" product category.

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