Total complaints
496
Filed since 2011
496 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
496 consumer complaints filed with the CFPB
This profile shows FIRST NIAGARA FINANCIAL GROUP, INC.'s complaint history from CFPB public records. 496 consumers have filed complaints since 2011. The company has a 97% timely response rate and has provided relief in 26.8% of cases.
Total complaints
496
Filed since 2011
Timely response
97%
CFPB-tracked response window
Relief rate
26.8%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How FIRST NIAGARA FINANCIAL GROUP, INC.'s 496 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Bank account or service | 287 |
| Mortgage | 101 |
| Credit card | 64 |
| Consumer Loan | 38 |
| Debt collection | 6 |
| State | Complaints |
|---|---|
| NY | 260 |
| PA | 108 |
| CT | 60 |
| MA | 12 |
| NJ | 10 |
| CA | 9 |
| FL | 4 |
| OH | 3 |
| ME | 2 |
| NV | 2 |
| AZ | 2 |
| NE | 2 |
| GA | 2 |
| TX | 2 |
| NC | 2 |
| NH | 1 |
| AK | 1 |
| VT | 1 |
| DC | 1 |
| MO | 1 |
| Issue | Complaints |
|---|---|
| Account opening, closing, or management | 122 |
| Deposits and withdrawals | 74 |
| Problems caused by my funds being low | 57 |
| Loan servicing, payments, escrow account | 38 |
| Loan modification,collection,foreclosure | 33 |
| Using a debit or ATM card | 22 |
| Application, originator, mortgage broker | 19 |
| Managing the loan or lease | 13 |
| Billing disputes | 13 |
| Making/receiving payments, sending money | 12 |
| Identity theft / Fraud / Embezzlement | 11 |
| Managing the line of credit | 8 |
| Problems when you are unable to pay | 8 |
| Other | 6 |
| Credit decision / Underwriting | 6 |
| Communication tactics | 4 |
| Shopping for a loan or lease | 4 |
| Billing statement | 4 |
| Settlement process and costs | 3 |
| Rewards | 3 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 1 | 100% |
| 2012 | 124 | 90.3% |
| 2013 | 103 | 99% |
| 2014 | 92 | 100% |
| 2015 | 90 | 100% |
| 2016 | 84 | 100% |
| 2017 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
FIRST NIAGARA FINANCIAL GROUP, INC. has accumulated 496 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2017-03-01, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FIRST NIAGARA FINANCIAL GROUP, INC. reports a 97% timely-response rate and has closed 72% of cases with a written explanation to the consumer. 26.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 16.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Bank account or service", and the single most common underlying issue is "Account opening, closing, or management".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST NIAGARA FINANCIAL GROUP, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
FIRST NIAGARA FINANCIAL GROUP, INC. has received 496 consumer complaints filed with the Consumer Financial Protection Bureau.
FIRST NIAGARA FINANCIAL GROUP, INC. has a 97% timely response rate to CFPB complaints.
The most common issue reported against FIRST NIAGARA FINANCIAL GROUP, INC. is "Account opening, closing, or management" in the "Bank account or service" product category.
Read our methodology — how this data is sourced, computed, and verified.