CFPB · Higher closed-with-relief share

Pentagon Federal Credit Union

6.3K CFPB complaints · 23.2% relief (high band) · top issue Incorrect information on your report.

6.3K CFPB complaints

Pentagon Federal Credit Union closes 23.2% with relief (upper third) on 6.3K filings. Timely 99.8% · top product Checking or savings account. Allegations, not findings.

  • Volume rank #97 of 342
  • Higher closed-with-relief share
  • +8840% filings 2011 to 2026

CFPB relief outcome brief

CCDB company pentagon-federal-credit-union

23.2% relief · 99.8% timely · 6.3K filings · Checking or savings account

Nearest relief peer: Beacon Financial Corporation (23.3% relief)

Pentagon Federal Credit Unio…23.2%Sofi Technologies, Inc.8%Kikoff Inc.3.2%Servicer under contract with…0%Cavalry Investments, LLC20.8%
Closed-with-relief % among Pentagon Federal Credit Union and nearest filing-volume peers

Pentagon Federal Credit Union closes 23.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 6.3K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 23.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pentagon Federal Credit Union complaint mix by product

Total complaints: 6.3K

Pentagon Federal Credit Union complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 1,083 complaints (20.9%), resolution 28.3% Checking or 20.9% Credit reporting: 859 complaints (16.6%), resolution 12.7% Credit reporting 16.6% Mortgage: 817 complaints (15.8%), resolution 29.1% Mortgage 15.8% Credit reporting,: 759 complaints (14.7%), resolution 21.9% Credit reporting, 14.7% Credit card: 604 complaints (11.7%), resolution 25.3% Credit card 11.7% Vehicle loan: 542 complaints (10.5%), resolution 25.1% Vehicle loan 10.5% Credit card: 516 complaints (10.0%), resolution 27.1% Credit card 10.0%
  • Checking or 1K 20.9% 28% relief
  • Credit reporting 859 16.6% 13% relief
  • Mortgage 817 15.8% 29% relief
  • Credit reporting, 759 14.7% 22% relief
  • Credit card 604 11.7% 25% relief
  • Vehicle loan 542 10.5% 25% relief
  • Credit card 516 10.0% 27% relief

Heavy-volume mix: how Pentagon Federal Credit Union's 6.3K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Checking or savings account 1.1K
Credit reporting or other personal consumer reports 859
Mortgage 817
Credit reporting, credit repair services, or other personal consumer reports 759
Credit card or prepaid card 604
Vehicle loan or lease 542
Credit card 516
Debt collection 479
Payday loan, title loan, or personal loan 166
Bank account or service 165
Payday loan, title loan, personal loan, or advance loan 88
Consumer Loan 84
Money transfer, virtual currency, or money service 65
Student loan 42
Prepaid card 6
Credit reporting 5
Debt or credit management 3
Other financial service 2
Money transfers 1
Payday loan 1

Nationwide filing states for Pentagon Federal Credit Union

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
CA
11% of this company's filings
CA691FL582TX570GA419VA415NY364MD323NC249

Pentagon Federal Credit Union rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
447
+8840% vs 2011
02004006008001,000 201120132015201720192021202320252026 447

Top States

State Complaints
CA 691
FL 582
TX 570
GA 419
VA 415
NY 364
MD 323
NC 249
PA 217
NJ 208
IL 198
PR 130
AZ 127
DC 107
NV 105
OH 103
MI 103
MA 99
SC 88
AL 83

Top Issues

Issue Complaints
Incorrect information on your report 894
Managing an account 657
Improper use of your report 567
Trouble during payment process 272
Managing the loan or lease 225
Problem with a purchase shown on your statement 204
Attempts to collect debt not owed 200
Applying for a mortgage or refinancing an existing mortgage 197
Problem with a company's investigation into an existing problem 184
Getting a credit card 183
Opening an account 167
Problem with a credit reporting company's investigation into an existing problem 148
Other features, terms, or problems 138
Closing an account 136
Problem when making payments 135
Getting a loan or lease 128
Took or threatened to take negative or legal action 125
Closing on a mortgage 105
Account opening, closing, or management 96
Problems at the end of the loan or lease 78

Yearly Trend

Year Complaints Timely
2011 5 100%
2012 69 98.6%
2013 123 98.4%
2014 102 98%
2015 115 99.1%
2016 160 99.4%
2017 202 100%
2018 277 100%
2019 280 99.6%
2020 508 100%
2021 649 100%
2022 816 99.9%
2023 778 99.7%
2024 845 100%
2025 911 99.9%
2026 447 100%

Source: CFPB Consumer Complaint Database

Pentagon Federal Credit Union in the higher-relief third

Pentagon Federal Credit Union's 6,287 logged complaints reach a nationwide footprint - 57 states have at least one filing. Only 38.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2011 through 2026-06-26. Closed-with-relief 23.2% sits in the upper third of the corpus.

Pentagon Federal Credit Union closes 23.2% with monetary or non-monetary relief and answers 99.8% inside the CFPB window; 76.4% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Checking or savings account" · top issue "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pentagon Federal Credit Union.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pentagon Federal Credit Union: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pentagon Federal Credit Union (#97 of 342; 99.8% timely; 23.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Higher closed-with-relief share