Total complaints
36.3K
Filed since 2011
36.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
36.3K consumer complaints filed with the CFPB
This profile shows DISCOVER BANK's complaint history from CFPB public records. 36,320 consumers have filed complaints since 2011. The company has a 100% timely response rate and has provided relief in 28.7% of cases.
Total complaints
36.3K
Filed since 2011
Timely response
100%
CFPB-tracked response window
Relief rate
28.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How DISCOVER BANK's 36.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit card | 9.1K |
| Credit reporting or other personal consumer reports | 7.1K |
| Credit card or prepaid card | 6.6K |
| Credit reporting, credit repair services, or other personal consumer reports | 4.6K |
| Debt collection | 4.5K |
| Checking or savings account | 1.6K |
| Student loan | 1.3K |
| Bank account or service | 443 |
| Money transfer, virtual currency, or money service | 276 |
| Mortgage | 206 |
| Payday loan, title loan, or personal loan | 160 |
| Consumer Loan | 114 |
| Payday loan, title loan, personal loan, or advance loan | 104 |
| Credit reporting | 67 |
| Debt or credit management | 43 |
| Prepaid card | 10 |
| Money transfers | 9 |
| Vehicle loan or lease | 3 |
| Other financial service | 2 |
| State | Complaints |
|---|---|
| CA | 4.3K |
| FL | 3.8K |
| NY | 3.2K |
| TX | 2.9K |
| GA | 2.1K |
| PA | 1.7K |
| IL | 1.6K |
| NJ | 1.5K |
| NC | 1.1K |
| OH | 989 |
| MD | 938 |
| MI | 929 |
| MA | 867 |
| VA | 842 |
| AZ | 639 |
| SC | 536 |
| TN | 513 |
| MO | 445 |
| NV | 444 |
| MN | 435 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 6.8K |
| Problem with a purchase shown on your statement | 3.9K |
| Improper use of your report | 3.5K |
| Attempts to collect debt not owed | 1.9K |
| Getting a credit card | 1.6K |
| Problem with a company's investigation into an existing problem | 1.5K |
| Other features, terms, or problems | 1.2K |
| Problem with a credit reporting company's investigation into an existing problem | 1.1K |
| Closing your account | 1.1K |
| Managing an account | 958 |
| Problem when making payments | 845 |
| Fees or interest | 732 |
| Billing disputes | 603 |
| Took or threatened to take negative or legal action | 592 |
| Written notification about debt | 562 |
| False statements or representation | 501 |
| Communication tactics | 486 |
| Other | 439 |
| Identity theft / Fraud / Embezzlement | 408 |
| Trouble using your card | 386 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 57 | 94.7% |
| 2012 | 843 | 98.6% |
| 2013 | 901 | 100% |
| 2014 | 1.0K | 100% |
| 2015 | 1.3K | 100% |
| 2016 | 1.4K | 100% |
| 2017 | 1.5K | 100% |
| 2018 | 1.6K | 100% |
| 2019 | 1.8K | 100% |
| 2020 | 2.0K | 100% |
| 2021 | 2.7K | 100% |
| 2022 | 3.3K | 100% |
| 2023 | 4.1K | 100% |
| 2024 | 5.5K | 100% |
| 2025 | 6.7K | 100% |
| 2026 | 1.6K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
DISCOVER BANK has accumulated 36,320 consumer complaints in the CFPB public database, with filings active across 62 U.S. states. Of those submissions, 10,304 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, DISCOVER BANK reports a 100% timely-response rate and has closed 70.9% of cases with a written explanation to the consumer. 28.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DISCOVER BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
DISCOVER BANK has received 36,320 consumer complaints filed with the Consumer Financial Protection Bureau.
DISCOVER BANK has a 100% timely response rate to CFPB complaints.
The most common issue reported against DISCOVER BANK is "Incorrect information on your report" in the "Credit card" product category.
Read our methodology — how this data is sourced, computed, and verified.