2026 data Public-data reference. official source

DISCOVER BANK

36.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

36.3K consumer complaints filed with the CFPB

This profile shows DISCOVER BANK's complaint history from CFPB public records. 36,320 consumers have filed complaints since 2011. The company has a 100% timely response rate and has provided relief in 28.7% of cases.

36.3K
Total Complaints
100%
Timely Response
3.3%
Disputed
28.7%
Relief Provided
62
States Active
2011
Since

Total complaints

36.3K

Filed since 2011

Timely response

100%

CFPB-tracked response window

Relief rate

28.7%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 28.7%
Industry median

Share closed with monetary or non-monetary relief.

DISCOVER BANK complaint mix by product

Total complaints: 36.3K

DISCOVER BANK complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 9,092 complaints (26.1%), resolution 31.5% Credit card 26.1% Credit reporting: 7,094 complaints (20.3%), resolution 27.9% Credit reporting 20.3% Credit card: 6,590 complaints (18.9%), resolution 24.5% Credit card 18.9% Credit reporting,: 4,622 complaints (13.3%), resolution 30.7% Credit reporting, 13.3% Debt collection: 4,500 complaints (12.9%), resolution 33.5% Debt collection 12.9% Checking or: 1,650 complaints (4.7%), resolution 24.2% Student loan: 1,335 complaints (3.8%), resolution 20.4%
  • Credit card 9K 26.1% 32% relief
  • Credit reporting 7K 20.3% 28% relief
  • Credit card 7K 18.9% 25% relief
  • Credit reporting, 5K 13.3% 31% relief
  • Debt collection 5K 12.9% 34% relief
  • Checking or 2K 4.7% 24% relief
  • Student loan 1K 3.8% 20% relief

How DISCOVER BANK's 36.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 9.1K
Credit reporting or other personal consumer reports 7.1K
Credit card or prepaid card 6.6K
Credit reporting, credit repair services, or other personal consumer reports 4.6K
Debt collection 4.5K
Checking or savings account 1.6K
Student loan 1.3K
Bank account or service 443
Money transfer, virtual currency, or money service 276
Mortgage 206
Payday loan, title loan, or personal loan 160
Consumer Loan 114
Payday loan, title loan, personal loan, or advance loan 104
Credit reporting 67
Debt or credit management 43
Prepaid card 10
Money transfers 9
Vehicle loan or lease 3
Other financial service 2

Top States

State Complaints
CA 4.3K
FL 3.8K
NY 3.2K
TX 2.9K
GA 2.1K
PA 1.7K
IL 1.6K
NJ 1.5K
NC 1.1K
OH 989
MD 938
MI 929
MA 867
VA 842
AZ 639
SC 536
TN 513
MO 445
NV 444
MN 435

Top Issues

Issue Complaints
Incorrect information on your report 6.8K
Problem with a purchase shown on your statement 3.9K
Improper use of your report 3.5K
Attempts to collect debt not owed 1.9K
Getting a credit card 1.6K
Problem with a company's investigation into an existing problem 1.5K
Other features, terms, or problems 1.2K
Problem with a credit reporting company's investigation into an existing problem 1.1K
Closing your account 1.1K
Managing an account 958
Problem when making payments 845
Fees or interest 732
Billing disputes 603
Took or threatened to take negative or legal action 592
Written notification about debt 562
False statements or representation 501
Communication tactics 486
Other 439
Identity theft / Fraud / Embezzlement 408
Trouble using your card 386

Yearly Trend

Year Complaints Timely
2011 57 94.7%
2012 843 98.6%
2013 901 100%
2014 1.0K 100%
2015 1.3K 100%
2016 1.4K 100%
2017 1.5K 100%
2018 1.6K 100%
2019 1.8K 100%
2020 2.0K 100%
2021 2.7K 100%
2022 3.3K 100%
2023 4.1K 100%
2024 5.5K 100%
2025 6.7K 100%
2026 1.6K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About DISCOVER BANK

DISCOVER BANK has accumulated 36,320 consumer complaints in the CFPB public database, with filings active across 62 U.S. states. Of those submissions, 10,304 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, DISCOVER BANK reports a 100% timely-response rate and has closed 70.9% of cases with a written explanation to the consumer. 28.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DISCOVER BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does DISCOVER BANK have?

DISCOVER BANK has received 36,320 consumer complaints filed with the Consumer Financial Protection Bureau.

Does DISCOVER BANK respond to complaints on time?

DISCOVER BANK has a 100% timely response rate to CFPB complaints.

What is the most common complaint about DISCOVER BANK?

The most common issue reported against DISCOVER BANK is "Incorrect information on your report" in the "Credit card" product category.

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