CFPB · Lower closed-with-relief share
Early Warning Services, LLC
35.5K CFPB complaints · 0% relief (low band) · top issue Other transaction problem.
Early Warning Services, LLC closes 0% with relief (lower third) on 35.5K filings. Timely 100% · top product Money transfer, virtual currency, or money service. Allegations, not findings.
- Lower closed-with-relief share
- +36012.5% filings 2013 to 2026
CFPB relief outcome brief
CCDB company early-warning-services-llc
0% relief · 100% timely · 35.5K filings · Money transfer, virtual currency, or money service
Same-product relief peers
Nearest relief peer: Robinhood Markets Inc. (0% relief)
Early Warning Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Early Warning Services, LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
99.8% of complaints closed with an explanation to the consumer
Most of Early Warning Services, LLC's 35.5K filings include narrative text
60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Early Warning Services, LLC complaint mix by product
- Money transfer, 22K 62.9% – 0% relief
- Credit reporting 9K 25.8% – 0% relief
- Checking or 2K 5.7% – 0% relief
- Credit reporting, 2K 5.0% – 0% relief
- Credit reporting 106 0.3% – 0% relief
- Debt collection 77 0.2% – 0% relief
- Bank account 34 0.1% – 0% relief
Heavy-volume mix: how Early Warning Services, LLC's 35.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Money transfer, virtual currency, or money service | 22.3K |
| Credit reporting or other personal consumer reports | 9.1K |
| Checking or savings account | 2.0K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.8K |
| Credit reporting | 106 |
| Debt collection | 77 |
| Bank account or service | 34 |
| Credit card | 15 |
| Debt or credit management | 15 |
| Credit card or prepaid card | 10 |
| Prepaid card | 5 |
| Vehicle loan or lease | 1 |
| Money transfers | 1 |
| Other financial service | 1 |
Nationwide filing states for Early Warning Services, LLC
Top states by attributed volume, heavy-filing company
- Leading state
- CA
- 12.3% of this company's filings
Early Warning Services, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2.9K
- +36012.5% vs 2013
Volume vs. relief
Where Early Warning Services, LLC sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, Early Warning Services, LLC files more complaint volume than 93% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for high volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 35,534 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| CA | 4.4K |
| TX | 4.2K |
| IL | 4.0K |
| FL | 3.9K |
| NY | 3.0K |
| GA | 3.0K |
| NJ | 1.2K |
| PA | 974 |
| MI | 889 |
| NC | 772 |
| OH | 674 |
| MD | 653 |
| AZ | 636 |
| VA | 630 |
| IN | 593 |
| LA | 560 |
| NV | 498 |
| SC | 480 |
| TN | 461 |
| MS | 448 |
Top Issues
| Issue | Complaints |
|---|---|
| Other transaction problem | 16.7K |
| Incorrect information on your report | 6.5K |
| Fraud or scam | 3.0K |
| Improper use of your report | 2.2K |
| Opening an account | 1.2K |
| Problem with a company's investigation into an existing problem | 919 |
| Confusing or missing disclosures | 853 |
| Unauthorized transactions or other transaction problem | 669 |
| Managing an account | 455 |
| Problem with a company's investigation into an existing issue | 431 |
| Other service problem | 413 |
| Unable to get your credit report or credit score | 328 |
| Problem with fraud alerts or security freezes | 296 |
| Problem with a credit reporting company's investigation into an existing problem | 220 |
| Money was not available when promised | 172 |
| Managing, opening, or closing your mobile wallet account | 148 |
| Problem with a lender or other company charging your account | 113 |
| Wrong amount charged or received | 95 |
| Closing an account | 93 |
| Trouble accessing funds in your mobile or digital wallet | 81 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 8 | 100% |
| 2014 | 21 | 100% |
| 2015 | 45 | 100% |
| 2016 | 44 | 100% |
| 2017 | 131 | 100% |
| 2018 | 224 | 100% |
| 2019 | 309 | 99.4% |
| 2020 | 363 | 99.2% |
| 2021 | 698 | 100% |
| 2022 | 1.3K | 100% |
| 2023 | 1.6K | 99.8% |
| 2024 | 3.5K | 99.9% |
| 2025 | 24.5K | 100% |
| 2026 | 2.9K | 100% |
Source: CFPB Consumer Complaint Database
Early Warning Services, LLC in the lower-relief third
Early Warning Services, LLC's 35,534 logged complaints reach a nationwide footprint - 59 states have at least one filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.
Early Warning Services, LLC closes 0% with monetary or non-monetary relief and answers 100% inside the CFPB window; 99.8% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Money transfer, virtual currency, or money service" · top issue "Other transaction problem."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Early Warning Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Early Warning Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 35.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Early Warning Services, LLC (#26 of 342; 100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share