2026 data Public-data reference. official source

Early Warning Services, LLC

30.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

30.3K consumer complaints filed with the CFPB

This profile shows Early Warning Services, LLC's complaint history from CFPB public records. 30,279 consumers have filed complaints since 2013. The company has a 100% timely response rate and has provided relief in 0% of cases.

30.3K
Total Complaints
100%
Timely Response
0.2%
Disputed
0%
Relief Provided
58
States Active
2013
Since

Total complaints

30.3K

Filed since 2013

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Early Warning Services, LLC complaint mix by product

Total complaints: 30.3K

Early Warning Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 19,910 complaints (65.8%), resolution 0.0% Money transfer, 65.8% Credit reporting: 7,043 complaints (23.3%), resolution 0.0% Credit reporting 23.3% Checking or: 1,586 complaints (5.2%), resolution 0.0% Credit reporting,: 1,516 complaints (5.0%), resolution 0.0% Credit reporting: 92 complaints (0.3%), resolution 0.0% Debt collection: 64 complaints (0.2%), resolution 0.0% Bank account: 28 complaints (0.1%), resolution 0.0%
  • Money transfer, 20K 65.8% 0% relief
  • Credit reporting 7K 23.3% 0% relief
  • Checking or 2K 5.2% 0% relief
  • Credit reporting, 2K 5.0% 0% relief
  • Credit reporting 92 0.3% 0% relief
  • Debt collection 64 0.2% 0% relief
  • Bank account 28 0.1% 0% relief

How Early Warning Services, LLC's 30.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 19.9K
Credit reporting or other personal consumer reports 7.0K
Checking or savings account 1.6K
Credit reporting, credit repair services, or other personal consumer reports 1.5K
Credit reporting 92
Debt collection 64
Bank account or service 28
Credit card 12
Debt or credit management 11
Credit card or prepaid card 9
Prepaid card 5
Money transfers 1
Other financial service 1
Vehicle loan or lease 1

Top States

State Complaints
CA 3.7K
TX 3.6K
IL 3.6K
FL 3.2K
GA 2.5K
NY 2.5K
NJ 1.1K
PA 839
MI 733
NC 644
OH 575
MD 554
IN 539
AZ 525
VA 523
LA 484
MS 428
SC 422
NV 420
TN 370

Top Issues

Issue Complaints
Other transaction problem 15.2K
Incorrect information on your report 5.2K
Fraud or scam 2.4K
Improper use of your report 1.7K
Opening an account 973
Confusing or missing disclosures 815
Problem with a company's investigation into an existing problem 641
Unauthorized transactions or other transaction problem 592
Managing an account 376
Other service problem 345
Problem with a company's investigation into an existing issue 317
Unable to get your credit report or credit score 293
Problem with fraud alerts or security freezes 243
Problem with a credit reporting company's investigation into an existing problem 176
Money was not available when promised 131
Managing, opening, or closing your mobile wallet account 119
Problem with a lender or other company charging your account 90
Wrong amount charged or received 83
Confusing or misleading advertising or marketing 72
Trouble accessing funds in your mobile or digital wallet 63

Yearly Trend

Year Complaints Timely
2013 8 100%
2014 21 100%
2015 42 100%
2016 32 100%
2017 106 100%
2018 176 100%
2019 251 99.2%
2020 293 99%
2021 583 100%
2022 1.0K 100%
2023 1.3K 99.8%
2024 2.9K 99.9%
2025 22.1K 100%
2026 1.4K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Early Warning Services, LLC

Early Warning Services, LLC has accumulated 30,279 consumer complaints in the CFPB public database, with filings active across 58 U.S. states. Of those submissions, 17,377 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Early Warning Services, LLC reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Money transfer, virtual currency, or money service", and the single most common underlying issue is "Other transaction problem".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Early Warning Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Early Warning Services, LLC have?

Early Warning Services, LLC has received 30,279 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Early Warning Services, LLC respond to complaints on time?

Early Warning Services, LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Early Warning Services, LLC?

The most common issue reported against Early Warning Services, LLC is "Other transaction problem" in the "Money transfer, virtual currency, or money service" product category.

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