2026 data Public-data reference. official source

MORGAN STANLEY & CO. LLC

802 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

802 consumer complaints filed with the CFPB

This profile shows MORGAN STANLEY & CO. LLC's complaint history from CFPB public records. 802 consumers have filed complaints since 2012. The company has a 97.8% timely response rate and has provided relief in 7.5% of cases.

802
Total Complaints
97.8%
Timely Response
7.9%
Disputed
7.5%
Relief Provided
48
States Active
2012
Since

Total complaints

802

Filed since 2012

Timely response

97.8%

CFPB-tracked response window

Relief rate

7.5%

Closed with monetary or non-monetary relief

Timely response rate 97.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.5%
Industry median

Share closed with monetary or non-monetary relief.

MORGAN STANLEY & CO. LLC complaint mix by product

Total complaints: 802

MORGAN STANLEY & CO. LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 802 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 435 complaints (55.0%), resolution 3.0% Checking or 55.0% Mortgage: 284 complaints (35.9%), resolution 15.1% Mortgage 35.9% Bank account: 41 complaints (5.2%), resolution 0.0% Money transfer,: 14 complaints (1.8%), resolution 0.0% Debt collection: 8 complaints (1.0%), resolution 25.0% Credit reporting: 5 complaints (0.6%), resolution 0.0% Credit reporting,: 4 complaints (0.5%), resolution 0.0%
  • Checking or 435 55.0% 3% relief
  • Mortgage 284 35.9% 15% relief
  • Bank account 41 5.2% 0% relief
  • Money transfer, 14 1.8% 0% relief
  • Debt collection 8 1.0% 25% relief
  • Credit reporting 5 0.6% 0% relief
  • Credit reporting, 4 0.5% 0% relief

How MORGAN STANLEY & CO. LLC's 802 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 435
Mortgage 284
Bank account or service 41
Money transfer, virtual currency, or money service 14
Debt collection 8
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 4
Payday loan, title loan, personal loan, or advance loan 3
Credit card 3
Payday loan, title loan, or personal loan 2
Consumer Loan 1
Credit card or prepaid card 1
Money transfers 1

Top States

State Complaints
CA 147
FL 92
NY 63
TX 58
IL 34
NJ 33
PA 31
GA 29
OH 27
WA 21
VA 17
MI 16
CT 16
NC 16
MA 16
MD 16
TN 15
NV 12
AZ 12
SC 11

Top Issues

Issue Complaints
Managing an account 271
Loan modification,collection,foreclosure 112
Opening an account 86
Loan servicing, payments, escrow account 65
Closing an account 59
Trouble during payment process 31
Account opening, closing, or management 29
Application, originator, mortgage broker 20
Settlement process and costs 17
Struggling to pay mortgage 15
Problem with a lender or other company charging your account 15
Other 9
Credit decision / Underwriting 7
Deposits and withdrawals 7
Incorrect information on your report 7
Applying for a mortgage or refinancing an existing mortgage 5
Problem caused by your funds being low 4
Confusing or missing disclosures 3
Disclosure verification of debt 3
Other transaction problem 3

Yearly Trend

Year Complaints Timely
2012 53 84.9%
2013 86 98.8%
2014 61 100%
2015 33 100%
2016 39 100%
2017 24 100%
2018 7 100%
2019 8 100%
2020 13 100%
2021 8 100%
2022 38 94.7%
2023 51 92.2%
2024 49 100%
2025 230 99.1%
2026 102 99%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About MORGAN STANLEY & CO. LLC

MORGAN STANLEY & CO. LLC has accumulated 802 consumer complaints in the CFPB public database, with filings active across 48 U.S. states. Of those submissions, 160 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, MORGAN STANLEY & CO. LLC reports a 97.8% timely-response rate and has closed 88.9% of cases with a written explanation to the consumer. 7.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MORGAN STANLEY & CO. LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does MORGAN STANLEY & CO. LLC have?

MORGAN STANLEY & CO. LLC has received 802 consumer complaints filed with the Consumer Financial Protection Bureau.

Does MORGAN STANLEY & CO. LLC respond to complaints on time?

MORGAN STANLEY & CO. LLC has a 97.8% timely response rate to CFPB complaints.

What is the most common complaint about MORGAN STANLEY & CO. LLC?

The most common issue reported against MORGAN STANLEY & CO. LLC is "Managing an account" in the "Checking or savings account" product category.

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