Total complaints
13.8K
Filed since 2013
13.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
13.8K consumer complaints filed with the CFPB
This profile shows GOLDMAN SACHS BANK USA's complaint history from CFPB public records. 13,811 consumers have filed complaints since 2013. The company has a 99.8% timely response rate and has provided relief in 29.7% of cases.
Total complaints
13.8K
Filed since 2013
Timely response
99.8%
CFPB-tracked response window
Relief rate
29.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How GOLDMAN SACHS BANK USA's 13.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit card | 4.0K |
| Credit reporting or other personal consumer reports | 3.0K |
| Checking or savings account | 2.1K |
| Credit card or prepaid card | 1.9K |
| Debt collection | 1.4K |
| Credit reporting, credit repair services, or other personal consumer reports | 803 |
| Money transfer, virtual currency, or money service | 225 |
| Payday loan, title loan, or personal loan | 152 |
| Payday loan, title loan, personal loan, or advance loan | 55 |
| Mortgage | 54 |
| Bank account or service | 38 |
| Consumer Loan | 11 |
| Prepaid card | 7 |
| Debt or credit management | 6 |
| Payday loan | 4 |
| Money transfers | 2 |
| Vehicle loan or lease | 2 |
| Credit reporting | 1 |
| State | Complaints |
|---|---|
| CA | 2.2K |
| FL | 1.5K |
| NY | 1.3K |
| TX | 1.0K |
| GA | 736 |
| NJ | 639 |
| PA | 550 |
| IL | 542 |
| NC | 399 |
| MI | 346 |
| VA | 338 |
| MD | 317 |
| OH | 306 |
| AZ | 274 |
| MA | 271 |
| WA | 236 |
| NV | 200 |
| TN | 197 |
| CT | 196 |
| CO | 181 |
| Issue | Complaints |
|---|---|
| Problem with a purchase shown on your statement | 2.6K |
| Incorrect information on your report | 2.3K |
| Managing an account | 1.3K |
| Improper use of your report | 991 |
| Getting a credit card | 740 |
| Problem with a company's investigation into an existing problem | 701 |
| Attempts to collect debt not owed | 558 |
| Took or threatened to take negative or legal action | 536 |
| Other features, terms, or problems | 532 |
| Closing an account | 483 |
| Problem when making payments | 463 |
| Trouble using your card | 389 |
| Fees or interest | 332 |
| Closing your account | 315 |
| Opening an account | 235 |
| Advertising and marketing, including promotional offers | 155 |
| Problem with a credit reporting company's investigation into an existing problem | 134 |
| Written notification about debt | 132 |
| False statements or representation | 105 |
| Struggling to pay your bill | 75 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 100% |
| 2014 | 20 | 100% |
| 2015 | 27 | 92.6% |
| 2016 | 22 | 95.5% |
| 2017 | 50 | 100% |
| 2018 | 82 | 100% |
| 2019 | 173 | 100% |
| 2020 | 396 | 100% |
| 2021 | 661 | 100% |
| 2022 | 1.4K | 99.6% |
| 2023 | 2.1K | 99.7% |
| 2024 | 3.3K | 99.7% |
| 2025 | 4.0K | 100% |
| 2026 | 1.6K | 99.9% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
GOLDMAN SACHS BANK USA has accumulated 13,811 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 3,979 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-03, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, GOLDMAN SACHS BANK USA reports a 99.8% timely-response rate and has closed 70.1% of cases with a written explanation to the consumer. 29.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card", and the single most common underlying issue is "Problem with a purchase shown on your statement".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating GOLDMAN SACHS BANK USA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
GOLDMAN SACHS BANK USA has received 13,811 consumer complaints filed with the Consumer Financial Protection Bureau.
GOLDMAN SACHS BANK USA has a 99.8% timely response rate to CFPB complaints.
The most common issue reported against GOLDMAN SACHS BANK USA is "Problem with a purchase shown on your statement" in the "Credit card" product category.
Read our methodology — how this data is sourced, computed, and verified.