2026 data Public-data reference. official source

GOLDMAN SACHS BANK USA

13.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

13.8K consumer complaints filed with the CFPB

This profile shows GOLDMAN SACHS BANK USA's complaint history from CFPB public records. 13,811 consumers have filed complaints since 2013. The company has a 99.8% timely response rate and has provided relief in 29.7% of cases.

13.8K
Total Complaints
99.8%
Timely Response
0.2%
Disputed
29.7%
Relief Provided
56
States Active
2013
Since

Total complaints

13.8K

Filed since 2013

Timely response

99.8%

CFPB-tracked response window

Relief rate

29.7%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 29.7%
Industry median

Share closed with monetary or non-monetary relief.

GOLDMAN SACHS BANK USA complaint mix by product

Total complaints: 13.8K

GOLDMAN SACHS BANK USA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 4,045 complaints (30.0%), resolution 37.0% Credit card 30.0% Credit reporting: 2,968 complaints (22.0%), resolution 40.1% Credit reporting 22.0% Checking or: 2,114 complaints (15.7%), resolution 6.6% Checking or 15.7% Credit card: 1,928 complaints (14.3%), resolution 23.1% Credit card 14.3% Debt collection: 1,396 complaints (10.4%), resolution 43.7% Debt collection 10.4% Credit reporting,: 803 complaints (6.0%), resolution 18.9% Money transfer,: 225 complaints (1.7%), resolution 11.6%
  • Credit card 4K 30.0% 37% relief
  • Credit reporting 3K 22.0% 40% relief
  • Checking or 2K 15.7% 7% relief
  • Credit card 2K 14.3% 23% relief
  • Debt collection 1K 10.4% 44% relief
  • Credit reporting, 803 6.0% 19% relief
  • Money transfer, 225 1.7% 12% relief

How GOLDMAN SACHS BANK USA's 13.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 4.0K
Credit reporting or other personal consumer reports 3.0K
Checking or savings account 2.1K
Credit card or prepaid card 1.9K
Debt collection 1.4K
Credit reporting, credit repair services, or other personal consumer reports 803
Money transfer, virtual currency, or money service 225
Payday loan, title loan, or personal loan 152
Payday loan, title loan, personal loan, or advance loan 55
Mortgage 54
Bank account or service 38
Consumer Loan 11
Prepaid card 7
Debt or credit management 6
Payday loan 4
Money transfers 2
Vehicle loan or lease 2
Credit reporting 1

Top States

State Complaints
CA 2.2K
FL 1.5K
NY 1.3K
TX 1.0K
GA 736
NJ 639
PA 550
IL 542
NC 399
MI 346
VA 338
MD 317
OH 306
AZ 274
MA 271
WA 236
NV 200
TN 197
CT 196
CO 181

Top Issues

Issue Complaints
Problem with a purchase shown on your statement 2.6K
Incorrect information on your report 2.3K
Managing an account 1.3K
Improper use of your report 991
Getting a credit card 740
Problem with a company's investigation into an existing problem 701
Attempts to collect debt not owed 558
Took or threatened to take negative or legal action 536
Other features, terms, or problems 532
Closing an account 483
Problem when making payments 463
Trouble using your card 389
Fees or interest 332
Closing your account 315
Opening an account 235
Advertising and marketing, including promotional offers 155
Problem with a credit reporting company's investigation into an existing problem 134
Written notification about debt 132
False statements or representation 105
Struggling to pay your bill 75

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 20 100%
2015 27 92.6%
2016 22 95.5%
2017 50 100%
2018 82 100%
2019 173 100%
2020 396 100%
2021 661 100%
2022 1.4K 99.6%
2023 2.1K 99.7%
2024 3.3K 99.7%
2025 4.0K 100%
2026 1.6K 99.9%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About GOLDMAN SACHS BANK USA

GOLDMAN SACHS BANK USA has accumulated 13,811 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 3,979 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, GOLDMAN SACHS BANK USA reports a 99.8% timely-response rate and has closed 70.1% of cases with a written explanation to the consumer. 29.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card", and the single most common underlying issue is "Problem with a purchase shown on your statement".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating GOLDMAN SACHS BANK USA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does GOLDMAN SACHS BANK USA have?

GOLDMAN SACHS BANK USA has received 13,811 consumer complaints filed with the Consumer Financial Protection Bureau.

Does GOLDMAN SACHS BANK USA respond to complaints on time?

GOLDMAN SACHS BANK USA has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about GOLDMAN SACHS BANK USA?

The most common issue reported against GOLDMAN SACHS BANK USA is "Problem with a purchase shown on your statement" in the "Credit card" product category.

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