2026 data Public-data reference. official source

Block, Inc.

42.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

42.1K consumer complaints filed with the CFPB

This profile shows Block, Inc.'s complaint history from CFPB public records. 42,134 consumers have filed complaints since 2019. The company has a 98.3% timely response rate and has provided relief in 0.2% of cases.

42.1K
Total Complaints
98.3%
Timely Response
0%
Disputed
0.2%
Relief Provided
57
States Active
2019
Since

Total complaints

42.1K

Filed since 2019

Timely response

98.3%

CFPB-tracked response window

Relief rate

0.2%

Closed with monetary or non-monetary relief

Timely response rate 98.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median

Share closed with monetary or non-monetary relief.

Block, Inc. complaint mix by product

Total complaints: 42.1K

Block, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 42.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 32,364 complaints (77.3%), resolution 0.1% Money transfer, 77.3% Checking or: 5,970 complaints (14.3%), resolution 0.1% Checking or 14.3% Prepaid card: 1,266 complaints (3.0%), resolution 0.2% Credit card: 1,037 complaints (2.5%), resolution 0.2% Credit card: 762 complaints (1.8%), resolution 1.2% Payday loan,: 252 complaints (0.6%), resolution 11.9% Credit reporting: 220 complaints (0.5%), resolution 0.0%
  • Money transfer, 32K 77.3% 0% relief
  • Checking or 6K 14.3% 0% relief
  • Prepaid card 1K 3.0% 0% relief
  • Credit card 1K 2.5% 0% relief
  • Credit card 762 1.8% 1% relief
  • Payday loan, 252 0.6% 12% relief
  • Credit reporting 220 0.5% 0% relief

How Block, Inc.'s 42.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 32.4K
Checking or savings account 6.0K
Prepaid card 1.3K
Credit card or prepaid card 1.0K
Credit card 762
Payday loan, title loan, personal loan, or advance loan 252
Credit reporting or other personal consumer reports 220
Debt collection 109
Debt or credit management 77
Credit reporting, credit repair services, or other personal consumer reports 37
Payday loan, title loan, or personal loan 37
Vehicle loan or lease 1
Mortgage 1
Student loan 1

Top States

State Complaints
TX 4.4K
FL 3.0K
GA 3.0K
CA 2.9K
NY 2.0K
IL 2.0K
NC 1.9K
MI 1.6K
OH 1.5K
PA 1.4K
SC 1.3K
VA 1.2K
AL 1.2K
TN 1.2K
LA 975
MS 970
NJ 936
MD 932
IN 897
MO 817

Top Issues

Issue Complaints
Other transaction problem 17.4K
Fraud or scam 5.1K
Unauthorized transactions or other transaction problem 4.5K
Managing an account 3.4K
Managing, opening, or closing your mobile wallet account 1.5K
Trouble accessing funds in your mobile or digital wallet 1.4K
Problem with a lender or other company charging your account 1.2K
Problem with a purchase or transfer 896
Closing an account 825
Other service problem 701
Problem with a purchase shown on your statement 596
Unexpected or other fees 518
Confusing or missing disclosures 506
Money was not available when promised 431
Problem getting a card or closing an account 358
Opening an account 316
Getting a credit card 223
Trouble using the card 204
Other features, terms, or problems 199
Problem adding money 198

Yearly Trend

Year Complaints Timely
2019 374 95.2%
2020 1.2K 99.7%
2021 1.0K 99.9%
2022 1.5K 99.8%
2023 2.4K 99.8%
2024 2.8K 99.9%
2025 28.9K 97.8%
2026 4.0K 99.4%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Block, Inc.

Block, Inc. has accumulated 42,134 consumer complaints in the CFPB public database, with filings active across 57 U.S. states. Of those submissions, 24,210 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Block, Inc. reports a 98.3% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 0.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Money transfer, virtual currency, or money service", and the single most common underlying issue is "Other transaction problem".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Block, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Block, Inc. have?

Block, Inc. has received 42,134 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Block, Inc. respond to complaints on time?

Block, Inc. has a 98.3% timely response rate to CFPB complaints.

What is the most common complaint about Block, Inc.?

The most common issue reported against Block, Inc. is "Other transaction problem" in the "Money transfer, virtual currency, or money service" product category.

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