FinCo Services Inc DBA Current
2.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FinCo Services Inc DBA Current complaint mix by product
- Checking or 1K 66.3% – 9% relief
- Credit card 244 12.0% – 4% relief
- Money transfer, 154 7.6% – 7% relief
- Credit reporting 136 6.7% – 7% relief
- Credit card 71 3.5% – 4% relief
- Prepaid card 48 2.4% – 2% relief
- Debt collection 32 1.6% – 6% relief
How FinCo Services Inc DBA Current's 2.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 1.3K |
| Credit card | 244 |
| Money transfer, virtual currency, or money service | 154 |
| Credit reporting or other personal consumer reports | 136 |
| Credit card or prepaid card | 71 |
| Prepaid card | 48 |
| Debt collection | 32 |
| Payday loan, title loan, personal loan, or advance loan | 15 |
| Debt or credit management | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Top States
| State | Complaints |
|---|---|
| CA | 199 |
| TX | 167 |
| FL | 162 |
| NY | 123 |
| GA | 111 |
| IL | 97 |
| PA | 97 |
| OH | 86 |
| MI | 75 |
| NC | 64 |
| VA | 60 |
| NJ | 55 |
| AZ | 48 |
| TN | 48 |
| MO | 43 |
| CO | 40 |
| IN | 36 |
| WA | 35 |
| SC | 34 |
| OK | 34 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 812 |
| Problem with a lender or other company charging your account | 313 |
| Problem with a purchase shown on your statement | 137 |
| Closing an account | 131 |
| Incorrect information on your report | 91 |
| Getting a credit card | 71 |
| Opening an account | 57 |
| Unauthorized transactions or other transaction problem | 51 |
| Fraud or scam | 47 |
| Problem with a purchase or transfer | 46 |
| Improper use of your report | 29 |
| Problem caused by your funds being low | 28 |
| Problem with a company's investigation into an existing problem | 25 |
| Other transaction problem | 22 |
| Closing your account | 21 |
| Other features, terms, or problems | 19 |
| Attempts to collect debt not owed | 17 |
| Unexpected or other fees | 14 |
| Problem getting a card or closing an account | 14 |
| Trouble using the card | 11 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 5 | 0% |
| 2020 | 58 | 89.7% |
| 2021 | 151 | 99.3% |
| 2022 | 192 | 99.5% |
| 2023 | 187 | 94.1% |
| 2024 | 250 | 81.2% |
| 2025 | 650 | 96.2% |
| 2026 | 561 | 86.6% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FinCo Services Inc DBA Current
FinCo Services Inc DBA Current's 2,054 logged complaints reach a nationwide footprint - 52 states have at least one filing on record. 57.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2019 through 2026-06-26.
FinCo Services Inc DBA Current answers 91.7% of complaints inside the CFPB's tracked window and closes 87% with a written explanation. 7.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FinCo Services Inc DBA Current.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FinCo Services Inc DBA Current have?
2,054, per the CFPB's public complaint count for this company (see the full breakdown above).
Does FinCo Services Inc DBA Current respond to complaints on time?
91.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about FinCo Services Inc DBA Current?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.