2026 data Public-data reference. official source

FinCo Services Inc DBA Current

1.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.4K consumer complaints filed with the CFPB

This profile shows FinCo Services Inc DBA Current's complaint history from CFPB public records. 1,407 consumers have filed complaints since 2019. The company has a 94% timely response rate and has provided relief in 7.5% of cases.

1.4K
Total Complaints
94%
Timely Response
0%
Disputed
7.5%
Relief Provided
50
States Active
2019
Since

Total complaints

1.4K

Filed since 2019

Timely response

94%

CFPB-tracked response window

Relief rate

7.5%

Closed with monetary or non-monetary relief

Timely response rate 94.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.5%
Industry median

Share closed with monetary or non-monetary relief.

FinCo Services Inc DBA Current complaint mix by product

Total complaints: 1.4K

FinCo Services Inc DBA Current complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 907 complaints (65.1%), resolution 8.6% Checking or 65.1% Credit card: 167 complaints (12.0%), resolution 4.8% Credit card 12.0% Money transfer,: 116 complaints (8.3%), resolution 7.8% Money transfer, 8.3% Credit reporting: 89 complaints (6.4%), resolution 9.0% Credit reporting 6.4% Credit card: 59 complaints (4.2%), resolution 1.7% Prepaid card: 35 complaints (2.5%), resolution 0.0% Debt collection: 20 complaints (1.4%), resolution 5.0%
  • Checking or 907 65.1% 9% relief
  • Credit card 167 12.0% 5% relief
  • Money transfer, 116 8.3% 8% relief
  • Credit reporting 89 6.4% 9% relief
  • Credit card 59 4.2% 2% relief
  • Prepaid card 35 2.5% 0% relief
  • Debt collection 20 1.4% 5% relief

How FinCo Services Inc DBA Current's 1.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 907
Credit card 167
Money transfer, virtual currency, or money service 116
Credit reporting or other personal consumer reports 89
Credit card or prepaid card 59
Prepaid card 35
Debt collection 20
Payday loan, title loan, personal loan, or advance loan 8
Debt or credit management 4
Credit reporting, credit repair services, or other personal consumer reports 2

Top States

State Complaints
CA 135
TX 113
FL 104
NY 77
IL 75
GA 71
PA 71
OH 55
MI 48
NC 46
VA 43
NJ 34
TN 34
OK 30
CO 29
AZ 29
IN 27
MO 27
MD 24
WA 24

Top Issues

Issue Complaints
Managing an account 551
Problem with a lender or other company charging your account 208
Problem with a purchase shown on your statement 88
Closing an account 81
Incorrect information on your report 58
Getting a credit card 55
Unauthorized transactions or other transaction problem 38
Opening an account 38
Fraud or scam 38
Problem with a purchase or transfer 35
Problem caused by your funds being low 24
Improper use of your report 22
Closing your account 16
Other features, terms, or problems 15
Other transaction problem 15
Problem with a company's investigation into an existing problem 14
Trouble using the card 11
Problem getting a card or closing an account 11
Attempts to collect debt not owed 11
Unexpected or other fees 8

Yearly Trend

Year Complaints Timely
2019 4 0%
2020 48 89.6%
2021 125 100%
2022 155 99.4%
2023 157 93%
2024 198 82.3%
2025 493 96.6%
2026 227 94.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FinCo Services Inc DBA Current

FinCo Services Inc DBA Current has accumulated 1,407 consumer complaints in the CFPB public database, with filings active across 50 U.S. states. Of those submissions, 710 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FinCo Services Inc DBA Current reports a 94% timely-response rate and has closed 86.8% of cases with a written explanation to the consumer. 7.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FinCo Services Inc DBA Current: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FinCo Services Inc DBA Current have?

FinCo Services Inc DBA Current has received 1,407 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FinCo Services Inc DBA Current respond to complaints on time?

FinCo Services Inc DBA Current has a 94% timely response rate to CFPB complaints.

What is the most common complaint about FinCo Services Inc DBA Current?

The most common issue reported against FinCo Services Inc DBA Current is "Managing an account" in the "Checking or savings account" product category.

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