Problem caused by your funds being low

29.3K consumer complaints across 318 companies

This page tracks consumer complaints about "Problem caused by your funds being low" filed with the CFPB. 29,302 complaints mention this issue across 318 companies. The most affected product category is "Checking or savings account".

29.3K
Total Complaints
318
Companies
Checking or savings account
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 Navy Federal Credit Union 9.1K
2 Wells Fargo & Company 4.9K
3 JPMorgan Chase & Co. 2.4K
4 Bank of America, National Association 2.3K
5 PNC Bank N.A. 896
6 U.S. Bancorp 792
7 Truist Financial Corporation 692
8 TD Bank Us Holding Company 667
9 Regions Financial Corporation 578
10 Citizens Financial Group, Inc. 568
11 Chime Financial Inc 485
12 Capital One Financial Corporation 478
13 Citibank, N.a. 423
14 Fifth Third Financial Corporation 412
15 United Services Automobile Association 327
16 Keycorp 261
17 Huntington National Bank, the 227
18 Block, Inc. 221
19 BB&T Corporation 172
20 Bbva Financial Corporation 157
21 Suntrust Banks, Inc. 156
22 M&T Bank Corporation 153
23 BMO Bank National Association 124
24 Bank of the West 103
25 Tcf National Bank 100
26 Comerica 80
27 Ally Financial Inc. 78
28 Sofi Technologies, Inc. 72
29 Discover Bank 68
30 First National Bank of Pennsylvania 67
31 Paypal Holdings, Inc 66
32 First Citizens Bancshares, Inc. 59
33 Early Warning Services, LLC 47
34 Santander Bank, National Association 47
35 Fidelity National Information Services, Inc. (FNIS) 46
36 First Horizon Bank 44
37 Zions Bancorporation 43
38 Pentagon Federal Credit Union 38
39 Santander Holdings USA, Inc. 37
40 Netspend Corporation 37
41 Vystar Credit Union 34
42 Webster Bank, National Association 34
43 Arvest Bank Group, Inc. 33
44 Credit Karma, LLC 30
45 First Technology Federal Credit Union 30
46 HSBC North America Holdings Inc. 29
47 FinCo Services Inc DBA Current 28
48 Randolph-Brooks Federal Credit Union 28
49 Commerce Bank 27
50 Pending Company Match 26

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "Problem caused by your funds being low" Complaints

The CFPB public record contains 29,302 consumer complaints tagged with the issue "Problem caused by your funds being low", distributed across 318 distinct companies that have been named as the respondent on at least one filing. That mid-range spread suggests the issue recurs across a meaningful slice of the market without being universal, worth checking whether it clusters inside one product category or one business model.

The most common product category where "Problem caused by your funds being low" is raised is "Checking or savings account". See our methodology for how CFPB complaint routing and product-issue pairings work.

How to read complaint data responsibly

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Problem caused by your funds being low" reflects consumer perception, not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Problem caused by your funds being low", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional, this page is informational only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.