CFPB · Heavy issue volume

Problem caused by your funds being low

29.3K CFPB complaints (heavy-volume third) · 318 companies · top product Checking or savings account.

29.3K CFPB complaints

"Problem caused by your funds being low" is in the heavy-volume third with 29.3K CFPB complaints (ranks #34 of 178) across 318 companies. Top product Checking or savings account. Allegations, not findings.

  • Volume rank #34 of 178
  • Navy Federal Credit Uni… 31% of filings
  • Data updated June 2026
  • Heavy issue volume
29.3K
Total Complaints
318
Companies
Checking or savings account
Top Product

Companies with most complaints for this issue

# Company Complaints
1 Navy Federal Credit Union 9.1K
2 Wells Fargo & Company 4.9K
3 JPMorgan Chase & Co. 2.4K
4 Bank of America, National Association 2.3K
5 PNC Bank N.A. 896
6 U.S. Bancorp 792
7 Truist Financial Corporation 692
8 TD Bank Us Holding Company 667
9 Regions Financial Corporation 578
10 Citizens Financial Group, Inc. 568
11 Chime Financial Inc 485
12 Capital One Financial Corporation 478
13 Citibank, N.a. 423
14 Fifth Third Financial Corporation 412
15 United Services Automobile Association 327
16 Keycorp 261
17 Huntington National Bank, the 227
18 Block, Inc. 221
19 BB&T Corporation 172
20 Bbva Financial Corporation 157
21 Suntrust Banks, Inc. 156
22 M&T Bank Corporation 153
23 BMO Bank National Association 124
24 Bank of the West 103
25 Tcf National Bank 100
26 Comerica 80
27 Ally Financial Inc. 78
28 Sofi Technologies, Inc. 72
29 Discover Bank 68
30 First National Bank of Pennsylvania 67
31 Paypal Holdings, Inc 66
32 First Citizens Bancshares, Inc. 59
33 Early Warning Services, LLC 47
34 Santander Bank, National Association 47
35 Fidelity National Information Services, Inc. (FNIS) 46
36 First Horizon Bank 44
37 Zions Bancorporation 43
38 First Technology Federal Credit Union 39
39 Pentagon Federal Credit Union 38
40 Santander Holdings USA, Inc. 37
41 Netspend Corporation 37
42 Vystar Credit Union 34
43 Webster Bank, National Association 34
44 Arvest Bank Group, Inc. 33
45 Credit Karma, LLC 30
46 HSBC North America Holdings Inc. 29
47 FinCo Services Inc DBA Current 28
48 Randolph-Brooks Federal Credit Union 28
49 Commerce Bank 27
50 Pending Company Match 26

Source: CFPB Consumer Complaint Database

"Problem caused by your funds being low" in the heavy-volume third

"Problem caused by your funds being low" is tagged on 29,302 consumer complaints across 318 companies. Volume lands in the heaviest third of indexed issue categories (#34 of 178). No single company exceeds 31% of these filings.

The most common product category where "Problem caused by your funds being low" is raised is "Checking or savings account". Use company profiles to see relief and timely-response rates on the firms named most often. Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.

Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.

Data sourced from official public datasets for "Problem caused by your funds being low" (#34 of 178; 318 companies). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Heavy issue volume