Total complaints
675
Filed since 2018
675 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
675 consumer complaints filed with the CFPB
This profile shows First Technology Federal Credit Union's complaint history from CFPB public records. 675 consumers have filed complaints since 2018. The company has a 92.3% timely response rate and has provided relief in 5% of cases.
Total complaints
675
Filed since 2018
Timely response
92.3%
CFPB-tracked response window
Relief rate
5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How First Technology Federal Credit Union's 675 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 285 |
| Credit reporting or other personal consumer reports | 86 |
| Credit card or prepaid card | 62 |
| Debt collection | 47 |
| Vehicle loan or lease | 41 |
| Credit reporting, credit repair services, or other personal consumer reports | 39 |
| Credit card | 38 |
| Mortgage | 30 |
| Payday loan, title loan, personal loan, or advance loan | 20 |
| Payday loan, title loan, or personal loan | 12 |
| Money transfer, virtual currency, or money service | 10 |
| Student loan | 5 |
| State | Complaints |
|---|---|
| CA | 122 |
| OR | 79 |
| TX | 61 |
| WA | 52 |
| NC | 34 |
| GA | 30 |
| CO | 23 |
| FL | 23 |
| NY | 22 |
| AZ | 19 |
| IL | 18 |
| VA | 15 |
| MI | 14 |
| MA | 14 |
| PA | 13 |
| NV | 11 |
| OH | 11 |
| NJ | 11 |
| MD | 9 |
| SC | 5 |
| Issue | Complaints |
|---|---|
| Managing an account | 160 |
| Incorrect information on your report | 72 |
| Opening an account | 60 |
| Improper use of your report | 48 |
| Getting a credit card | 31 |
| Problem with a purchase shown on your statement | 29 |
| Problem caused by your funds being low | 23 |
| Attempts to collect debt not owed | 21 |
| Closing an account | 20 |
| Trouble during payment process | 20 |
| Problem with a lender or other company charging your account | 19 |
| Managing the loan or lease | 18 |
| Problem when making payments | 15 |
| Problem with a company's investigation into an existing problem | 15 |
| Took or threatened to take negative or legal action | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 11 |
| Repossession | 8 |
| Written notification about debt | 7 |
| Fraud or scam | 7 |
| Struggling to pay your loan | 6 |
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 25 | 80% |
| 2019 | 47 | 85.1% |
| 2020 | 59 | 62.7% |
| 2021 | 93 | 80.6% |
| 2022 | 70 | 100% |
| 2023 | 112 | 100% |
| 2024 | 123 | 100% |
| 2025 | 139 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
First Technology Federal Credit Union has accumulated 675 consumer complaints in the CFPB public database, with filings active across 48 U.S. states. Of those submissions, 159 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-01-13, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, First Technology Federal Credit Union reports a 92.3% timely-response rate and has closed 94.8% of cases with a written explanation to the consumer. 5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First Technology Federal Credit Union: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
First Technology Federal Credit Union has received 675 consumer complaints filed with the Consumer Financial Protection Bureau.
First Technology Federal Credit Union has a 92.3% timely response rate to CFPB complaints.
The most common issue reported against First Technology Federal Credit Union is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.