2026 data Public-data reference. official source

First Technology Federal Credit Union

675 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

675 consumer complaints filed with the CFPB

This profile shows First Technology Federal Credit Union's complaint history from CFPB public records. 675 consumers have filed complaints since 2018. The company has a 92.3% timely response rate and has provided relief in 5% of cases.

675
Total Complaints
92.3%
Timely Response
0%
Disputed
5%
Relief Provided
48
States Active
2018
Since

Total complaints

675

Filed since 2018

Timely response

92.3%

CFPB-tracked response window

Relief rate

5%

Closed with monetary or non-monetary relief

Timely response rate 92.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.0%
Industry median

Share closed with monetary or non-monetary relief.

First Technology Federal Credit Union complaint mix by product

Total complaints: 675

First Technology Federal Credit Union complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 675 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 285 complaints (47.7%), resolution 8.1% Checking or 47.7% Credit reporting: 86 complaints (14.4%), resolution 0.0% Credit reporting 14.4% Credit card: 62 complaints (10.4%), resolution 1.6% Credit card 10.4% Debt collection: 47 complaints (7.9%), resolution 4.3% Debt collection 7.9% Vehicle loan: 41 complaints (6.9%), resolution 7.3% Vehicle loan 6.9% Credit reporting,: 39 complaints (6.5%), resolution 0.0% Credit reporting, 6.5% Credit card: 38 complaints (6.4%), resolution 0.0% Credit card 6.4%
  • Checking or 285 47.7% 8% relief
  • Credit reporting 86 14.4% 0% relief
  • Credit card 62 10.4% 2% relief
  • Debt collection 47 7.9% 4% relief
  • Vehicle loan 41 6.9% 7% relief
  • Credit reporting, 39 6.5% 0% relief
  • Credit card 38 6.4% 0% relief

How First Technology Federal Credit Union's 675 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 285
Credit reporting or other personal consumer reports 86
Credit card or prepaid card 62
Debt collection 47
Vehicle loan or lease 41
Credit reporting, credit repair services, or other personal consumer reports 39
Credit card 38
Mortgage 30
Payday loan, title loan, personal loan, or advance loan 20
Payday loan, title loan, or personal loan 12
Money transfer, virtual currency, or money service 10
Student loan 5

Top States

State Complaints
CA 122
OR 79
TX 61
WA 52
NC 34
GA 30
CO 23
FL 23
NY 22
AZ 19
IL 18
VA 15
MI 14
MA 14
PA 13
NV 11
OH 11
NJ 11
MD 9
SC 5

Top Issues

Issue Complaints
Managing an account 160
Incorrect information on your report 72
Opening an account 60
Improper use of your report 48
Getting a credit card 31
Problem with a purchase shown on your statement 29
Problem caused by your funds being low 23
Attempts to collect debt not owed 21
Closing an account 20
Trouble during payment process 20
Problem with a lender or other company charging your account 19
Managing the loan or lease 18
Problem when making payments 15
Problem with a company's investigation into an existing problem 15
Took or threatened to take negative or legal action 13
Problem with a credit reporting company's investigation into an existing problem 11
Repossession 8
Written notification about debt 7
Fraud or scam 7
Struggling to pay your loan 6

Yearly Trend

Year Complaints Timely
2018 25 80%
2019 47 85.1%
2020 59 62.7%
2021 93 80.6%
2022 70 100%
2023 112 100%
2024 123 100%
2025 139 100%
2026 7 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About First Technology Federal Credit Union

First Technology Federal Credit Union has accumulated 675 consumer complaints in the CFPB public database, with filings active across 48 U.S. states. Of those submissions, 159 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-01-13, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, First Technology Federal Credit Union reports a 92.3% timely-response rate and has closed 94.8% of cases with a written explanation to the consumer. 5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First Technology Federal Credit Union: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does First Technology Federal Credit Union have?

First Technology Federal Credit Union has received 675 consumer complaints filed with the Consumer Financial Protection Bureau.

Does First Technology Federal Credit Union respond to complaints on time?

First Technology Federal Credit Union has a 92.3% timely response rate to CFPB complaints.

What is the most common complaint about First Technology Federal Credit Union?

The most common issue reported against First Technology Federal Credit Union is "Managing an account" in the "Checking or savings account" product category.

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