2026 data Public-data reference. official source

FIRST NATIONAL BANK OF PENNSYLVANIA

765 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

765 consumer complaints filed with the CFPB

This profile shows FIRST NATIONAL BANK OF PENNSYLVANIA's complaint history from CFPB public records. 765 consumers have filed complaints since 2015. The company has a 94.9% timely response rate and has provided relief in 31.4% of cases.

765
Total Complaints
94.9%
Timely Response
2.5%
Disputed
31.4%
Relief Provided
31
States Active
2015
Since

Total complaints

765

Filed since 2015

Timely response

94.9%

CFPB-tracked response window

Relief rate

31.4%

Closed with monetary or non-monetary relief

Timely response rate 94.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 31.4%
Industry median

Share closed with monetary or non-monetary relief.

FIRST NATIONAL BANK OF PENNSYLVANIA complaint mix by product

Total complaints: 765

FIRST NATIONAL BANK OF PENNSYLVANIA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 765 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 347 complaints (49.9%), resolution 36.3% Checking or 49.9% Mortgage: 160 complaints (23.0%), resolution 21.3% Mortgage 23.0% Bank account: 85 complaints (12.2%), resolution 58.8% Bank account 12.2% Vehicle loan: 30 complaints (4.3%), resolution 13.3% Credit reporting,: 29 complaints (4.2%), resolution 13.8% Debt collection: 24 complaints (3.5%), resolution 25.0% Payday loan,: 20 complaints (2.9%), resolution 25.0%
  • Checking or 347 49.9% 36% relief
  • Mortgage 160 23.0% 21% relief
  • Bank account 85 12.2% 59% relief
  • Vehicle loan 30 4.3% 13% relief
  • Credit reporting, 29 4.2% 14% relief
  • Debt collection 24 3.5% 25% relief
  • Payday loan, 20 2.9% 25% relief

How FIRST NATIONAL BANK OF PENNSYLVANIA's 765 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 347
Mortgage 160
Bank account or service 85
Vehicle loan or lease 30
Credit reporting, credit repair services, or other personal consumer reports 29
Debt collection 24
Payday loan, title loan, or personal loan 20
Money transfer, virtual currency, or money service 19
Consumer Loan 15
Credit reporting or other personal consumer reports 15
Credit card or prepaid card 12
Payday loan, title loan, personal loan, or advance loan 4
Credit card 4
Money transfers 1

Top States

State Complaints
PA 391
NC 100
MD 89
OH 49
VA 23
SC 14
FL 12
WV 9
NY 8
CA 6
IL 5
TN 5
TX 5
NJ 4
KY 4
DC 3
UT 3
DE 2
MA 2
ME 2

Top Issues

Issue Complaints
Managing an account 225
Trouble during payment process 64
Problem caused by your funds being low 56
Account opening, closing, or management 37
Applying for a mortgage or refinancing an existing mortgage 29
Incorrect information on your report 28
Opening an account 27
Problems caused by my funds being low 24
Managing the loan or lease 22
Closing on a mortgage 20
Loan servicing, payments, escrow account 20
Closing an account 20
Problem with a lender or other company charging your account 17
Deposits and withdrawals 15
Struggling to pay mortgage 13
Fraud or scam 13
Struggling to pay your loan 10
Improper use of your report 9
Application, originator, mortgage broker 9
Problem with a company's investigation into an existing problem 9

Yearly Trend

Year Complaints Timely
2015 25 100%
2016 68 67.6%
2017 126 90.5%
2018 63 100%
2019 48 100%
2020 63 95.2%
2021 58 100%
2022 70 97.1%
2023 72 100%
2024 55 100%
2025 94 100%
2026 23 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST NATIONAL BANK OF PENNSYLVANIA

FIRST NATIONAL BANK OF PENNSYLVANIA has accumulated 765 consumer complaints in the CFPB public database, with filings active across 31 U.S. states. Of those submissions, 233 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST NATIONAL BANK OF PENNSYLVANIA reports a 94.9% timely-response rate and has closed 68.5% of cases with a written explanation to the consumer. 31.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST NATIONAL BANK OF PENNSYLVANIA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST NATIONAL BANK OF PENNSYLVANIA have?

FIRST NATIONAL BANK OF PENNSYLVANIA has received 765 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST NATIONAL BANK OF PENNSYLVANIA respond to complaints on time?

FIRST NATIONAL BANK OF PENNSYLVANIA has a 94.9% timely response rate to CFPB complaints.

What is the most common complaint about FIRST NATIONAL BANK OF PENNSYLVANIA?

The most common issue reported against FIRST NATIONAL BANK OF PENNSYLVANIA is "Managing an account" in the "Checking or savings account" product category.

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