CFPB · Mid-pack CFPB posture

Randolph-Brooks Federal Credit Union

640 CFPB complaints · 27 states · top issue Managing an account.

640 CFPB complaints

Randolph-Brooks Federal Credit Union has 640 consumer complaints in the CFPB public database. Timely response is 99.7%; 3.8% closed with relief; top product Checking or savings account. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +130.5% filings 2021 to 2026

CFPB relief outcome brief

CCDB company randolph-brooks-federal-credit-union

3.8% relief · 99.7% timely · 640 filings · Checking or savings account

Nearest relief peer: B9, Inc. (3.8% relief)

Randolph-Brooks Federal Cred…3.8%Mortgage Research Center, LLC0.9%Optimum Outcomes, Inc.0%Ray Klein, Inc.7.6%Certegy Holdings, LLC0%
Closed-with-relief % among Randolph-Brooks Federal Credit Union and nearest filing-volume peers

Randolph-Brooks Federal Credit Union closes 3.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 640 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Randolph-Brooks Federal Credit Union complaint mix by product

Total complaints: 640

Randolph-Brooks Federal Credit Union complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 640 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 265 complaints (45.3%), resolution 4.2% Checking or 45.3% Credit reporting: 108 complaints (18.5%), resolution 0.0% Credit reporting 18.5% Vehicle loan: 68 complaints (11.6%), resolution 5.9% Vehicle loan 11.6% Debt collection: 46 complaints (7.9%), resolution 2.2% Debt collection 7.9% Credit card: 38 complaints (6.5%), resolution 0.0% Credit card 6.5% Credit card: 34 complaints (5.8%), resolution 8.8% Credit reporting,: 26 complaints (4.4%), resolution 7.7%
  • Checking or 265 45.3% 4% relief
  • Credit reporting 108 18.5% 0% relief
  • Vehicle loan 68 11.6% 6% relief
  • Debt collection 46 7.9% 2% relief
  • Credit card 38 6.5% 0% relief
  • Credit card 34 5.8% 9% relief
  • Credit reporting, 26 4.4% 8% relief

How Randolph-Brooks Federal Credit Union's 640 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 265
Credit reporting or other personal consumer reports 108
Vehicle loan or lease 68
Debt collection 46
Credit card 38
Credit card or prepaid card 34
Credit reporting, credit repair services, or other personal consumer reports 26
Money transfer, virtual currency, or money service 25
Mortgage 18
Payday loan, title loan, or personal loan 7
Payday loan, title loan, personal loan, or advance loan 5

Concentrated filing states for Randolph-Brooks Federal Credit Union

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
89.5% of this company's filings
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Randolph-Brooks Federal Credit Union rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
136
+130.5% vs 2021
50100150200 202120222023202420252026 136

Top States

State Complaints
TX 573
FL 8
CA 6
AZ 5
GA 3
MT 3
WA 3
MD 3
IN 3
VA 2
NC 2
NY 2
TN 2
OH 1
MI 1
IA 1
DE 1
UT 1
AR 1
VT 1

Top Issues

Issue Complaints
Managing an account 156
Incorrect information on your report 77
Problem with a lender or other company charging your account 40
Problem with a company's investigation into an existing problem 39
Problem caused by your funds being low 28
Problem with a purchase shown on your statement 27
Improper use of your report 22
Closing an account 20
Managing the loan or lease 20
Opening an account 19
Took or threatened to take negative or legal action 18
Fraud or scam 17
Getting a loan or lease 17
Problem when making payments 14
Attempts to collect debt not owed 13
Repossession 11
Problems at the end of the loan or lease 10
Getting a credit card 9
Other features, terms, or problems 9
Trouble during payment process 9

Yearly Trend

Year Complaints Timely
2021 59 100%
2022 76 98.7%
2023 107 100%
2024 105 100%
2025 157 99.4%
2026 136 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Randolph-Brooks Federal Credit Union

Randolph-Brooks Federal Credit Union's 640 logged complaints stay concentrated: only 27 states show a filing. Only 33.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-25.

Randolph-Brooks Federal Credit Union answers 99.7% of complaints inside the CFPB's tracked window and closes 89.4% with a written explanation. 3.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Randolph-Brooks Federal Credit Union.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Randolph-Brooks Federal Credit Union: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Randolph-Brooks Federal Credit Union (99.7% timely; 3.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture