Total complaints
474
Filed since 2021
474 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
474 consumer complaints filed with the CFPB
This profile shows RANDOLPH-BROOKS FEDERAL CREDIT UNION's complaint history from CFPB public records. 474 consumers have filed complaints since 2021. The company has a 99.6% timely response rate and has provided relief in 4.2% of cases.
Total complaints
474
Filed since 2021
Timely response
99.6%
CFPB-tracked response window
Relief rate
4.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How RANDOLPH-BROOKS FEDERAL CREDIT UNION's 474 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 200 |
| Credit reporting or other personal consumer reports | 85 |
| Vehicle loan or lease | 45 |
| Debt collection | 34 |
| Credit card or prepaid card | 29 |
| Credit reporting, credit repair services, or other personal consumer reports | 21 |
| Credit card | 20 |
| Money transfer, virtual currency, or money service | 18 |
| Mortgage | 12 |
| Payday loan, title loan, or personal loan | 6 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
| State | Complaints |
|---|---|
| TX | 422 |
| CA | 6 |
| FL | 6 |
| AZ | 3 |
| MT | 3 |
| MD | 3 |
| GA | 2 |
| IN | 2 |
| VA | 2 |
| NC | 1 |
| KY | 1 |
| TN | 1 |
| WA | 1 |
| NJ | 1 |
| NY | 1 |
| CO | 1 |
| VT | 1 |
| DE | 1 |
| IA | 1 |
| KS | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 115 |
| Incorrect information on your report | 57 |
| Problem with a company's investigation into an existing problem | 35 |
| Problem with a lender or other company charging your account | 32 |
| Problem caused by your funds being low | 21 |
| Closing an account | 16 |
| Improper use of your report | 16 |
| Opening an account | 15 |
| Managing the loan or lease | 15 |
| Problem with a purchase shown on your statement | 14 |
| Took or threatened to take negative or legal action | 12 |
| Fraud or scam | 12 |
| Attempts to collect debt not owed | 11 |
| Getting a loan or lease | 10 |
| Getting a credit card | 9 |
| False statements or representation | 8 |
| Other features, terms, or problems | 8 |
| Problem when making payments | 7 |
| Repossession | 7 |
| Problems at the end of the loan or lease | 7 |
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 55 | 100% |
| 2022 | 63 | 98.4% |
| 2023 | 80 | 100% |
| 2024 | 89 | 100% |
| 2025 | 129 | 99.2% |
| 2026 | 58 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
RANDOLPH-BROOKS FEDERAL CREDIT UNION has accumulated 474 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 111 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2021, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, RANDOLPH-BROOKS FEDERAL CREDIT UNION reports a 99.6% timely-response rate and has closed 90.7% of cases with a written explanation to the consumer. 4.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RANDOLPH-BROOKS FEDERAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
RANDOLPH-BROOKS FEDERAL CREDIT UNION has received 474 consumer complaints filed with the Consumer Financial Protection Bureau.
RANDOLPH-BROOKS FEDERAL CREDIT UNION has a 99.6% timely response rate to CFPB complaints.
The most common issue reported against RANDOLPH-BROOKS FEDERAL CREDIT UNION is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.