2026 data Public-data reference. official source

RANDOLPH-BROOKS FEDERAL CREDIT UNION

474 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

474 consumer complaints filed with the CFPB

This profile shows RANDOLPH-BROOKS FEDERAL CREDIT UNION's complaint history from CFPB public records. 474 consumers have filed complaints since 2021. The company has a 99.6% timely response rate and has provided relief in 4.2% of cases.

474
Total Complaints
99.6%
Timely Response
0%
Disputed
4.2%
Relief Provided
24
States Active
2021
Since

Total complaints

474

Filed since 2021

Timely response

99.6%

CFPB-tracked response window

Relief rate

4.2%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.2%
Industry median

Share closed with monetary or non-monetary relief.

RANDOLPH-BROOKS FEDERAL CREDIT UNION complaint mix by product

Total complaints: 474

RANDOLPH-BROOKS FEDERAL CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 474 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 200 complaints (46.1%), resolution 4.5% Checking or 46.1% Credit reporting: 85 complaints (19.6%), resolution 0.0% Credit reporting 19.6% Vehicle loan: 45 complaints (10.4%), resolution 6.7% Vehicle loan 10.4% Debt collection: 34 complaints (7.8%), resolution 2.9% Debt collection 7.8% Credit card: 29 complaints (6.7%), resolution 6.9% Credit card 6.7% Credit reporting,: 21 complaints (4.8%), resolution 9.5% Credit card: 20 complaints (4.6%), resolution 0.0%
  • Checking or 200 46.1% 5% relief
  • Credit reporting 85 19.6% 0% relief
  • Vehicle loan 45 10.4% 7% relief
  • Debt collection 34 7.8% 3% relief
  • Credit card 29 6.7% 7% relief
  • Credit reporting, 21 4.8% 10% relief
  • Credit card 20 4.6% 0% relief

How RANDOLPH-BROOKS FEDERAL CREDIT UNION's 474 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 200
Credit reporting or other personal consumer reports 85
Vehicle loan or lease 45
Debt collection 34
Credit card or prepaid card 29
Credit reporting, credit repair services, or other personal consumer reports 21
Credit card 20
Money transfer, virtual currency, or money service 18
Mortgage 12
Payday loan, title loan, or personal loan 6
Payday loan, title loan, personal loan, or advance loan 4

Top States

State Complaints
TX 422
CA 6
FL 6
AZ 3
MT 3
MD 3
GA 2
IN 2
VA 2
NC 1
KY 1
TN 1
WA 1
NJ 1
NY 1
CO 1
VT 1
DE 1
IA 1
KS 1

Top Issues

Issue Complaints
Managing an account 115
Incorrect information on your report 57
Problem with a company's investigation into an existing problem 35
Problem with a lender or other company charging your account 32
Problem caused by your funds being low 21
Closing an account 16
Improper use of your report 16
Opening an account 15
Managing the loan or lease 15
Problem with a purchase shown on your statement 14
Took or threatened to take negative or legal action 12
Fraud or scam 12
Attempts to collect debt not owed 11
Getting a loan or lease 10
Getting a credit card 9
False statements or representation 8
Other features, terms, or problems 8
Problem when making payments 7
Repossession 7
Problems at the end of the loan or lease 7

Yearly Trend

Year Complaints Timely
2021 55 100%
2022 63 98.4%
2023 80 100%
2024 89 100%
2025 129 99.2%
2026 58 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About RANDOLPH-BROOKS FEDERAL CREDIT UNION

RANDOLPH-BROOKS FEDERAL CREDIT UNION has accumulated 474 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 111 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2021, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, RANDOLPH-BROOKS FEDERAL CREDIT UNION reports a 99.6% timely-response rate and has closed 90.7% of cases with a written explanation to the consumer. 4.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RANDOLPH-BROOKS FEDERAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does RANDOLPH-BROOKS FEDERAL CREDIT UNION have?

RANDOLPH-BROOKS FEDERAL CREDIT UNION has received 474 consumer complaints filed with the Consumer Financial Protection Bureau.

Does RANDOLPH-BROOKS FEDERAL CREDIT UNION respond to complaints on time?

RANDOLPH-BROOKS FEDERAL CREDIT UNION has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about RANDOLPH-BROOKS FEDERAL CREDIT UNION?

The most common issue reported against RANDOLPH-BROOKS FEDERAL CREDIT UNION is "Managing an account" in the "Checking or savings account" product category.

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