Total complaints
19.6K
Filed since 2012
19.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
19.6K consumer complaints filed with the CFPB
This profile shows Nelnet, Inc.'s complaint history from CFPB public records. 19,616 consumers have filed complaints since 2012. The company has a 99.7% timely response rate and has provided relief in 0.2% of cases.
Total complaints
19.6K
Filed since 2012
Timely response
99.7%
CFPB-tracked response window
Relief rate
0.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Nelnet, Inc.'s 19.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Student loan | 11.3K |
| Credit reporting or other personal consumer reports | 4.6K |
| Credit reporting, credit repair services, or other personal consumer reports | 2.3K |
| Debt collection | 1.4K |
| Credit card or prepaid card | 25 |
| Debt or credit management | 16 |
| Payday loan, title loan, or personal loan | 12 |
| Credit card | 11 |
| Money transfer, virtual currency, or money service | 8 |
| Checking or savings account | 7 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Credit reporting | 5 |
| Consumer Loan | 4 |
| Vehicle loan or lease | 2 |
| Mortgage | 2 |
| Other financial service | 2 |
| Prepaid card | 1 |
| State | Complaints |
|---|---|
| TX | 2.0K |
| FL | 1.7K |
| CA | 1.7K |
| GA | 1.4K |
| NY | 1.2K |
| IL | 825 |
| PA | 797 |
| MI | 667 |
| OH | 650 |
| NC | 635 |
| VA | 580 |
| NJ | 574 |
| MA | 524 |
| MD | 480 |
| SC | 473 |
| AZ | 372 |
| TN | 371 |
| CO | 325 |
| AL | 307 |
| LA | 299 |
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 6.1K |
| Incorrect information on your report | 5.0K |
| Improper use of your report | 2.0K |
| Struggling to repay your loan | 1.8K |
| Problem with a company's investigation into an existing problem | 1.1K |
| Problem with a credit reporting company's investigation into an existing problem | 908 |
| Dealing with my lender or servicer | 599 |
| Attempts to collect debt not owed | 530 |
| Took or threatened to take negative or legal action | 306 |
| Written notification about debt | 238 |
| Credit monitoring or identity theft protection services | 183 |
| Can't repay my loan | 163 |
| False statements or representation | 158 |
| Getting a loan | 74 |
| Problem with fraud alerts or security freezes | 69 |
| Communication tactics | 64 |
| Repaying your loan | 45 |
| Unable to get your credit report or credit score | 24 |
| Disclosure verification of debt | 24 |
| Electronic communications | 21 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 31 | 100% |
| 2013 | 35 | 100% |
| 2014 | 24 | 100% |
| 2015 | 23 | 95.7% |
| 2016 | 473 | 100% |
| 2017 | 861 | 99.4% |
| 2018 | 773 | 98.8% |
| 2019 | 715 | 98.6% |
| 2020 | 932 | 99.6% |
| 2021 | 1.1K | 99.7% |
| 2022 | 1.4K | 99.8% |
| 2023 | 2.5K | 99.9% |
| 2024 | 2.6K | 99.8% |
| 2025 | 6.2K | 99.8% |
| 2026 | 1.9K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Nelnet, Inc. has accumulated 19,616 consumer complaints in the CFPB public database, with filings active across 57 U.S. states. Of those submissions, 6,259 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Nelnet, Inc. reports a 99.7% timely-response rate and has closed 99.6% of cases with a written explanation to the consumer. 0.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Nelnet, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Nelnet, Inc. has received 19,616 consumer complaints filed with the Consumer Financial Protection Bureau.
Nelnet, Inc. has a 99.7% timely response rate to CFPB complaints.
The most common issue reported against Nelnet, Inc. is "Dealing with your lender or servicer" in the "Student loan" product category.
Read our methodology — how this data is sourced, computed, and verified.