2026 data Public-data reference. official source

Performant Financial Corporation

592 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

592 consumer complaints filed with the CFPB

This profile shows Performant Financial Corporation's complaint history from CFPB public records. 592 consumers have filed complaints since 2013. The company has a 98.1% timely response rate and has provided relief in 25.8% of cases.

592
Total Complaints
98.1%
Timely Response
9.1%
Disputed
25.8%
Relief Provided
49
States Active
2013
Since

Total complaints

592

Filed since 2013

Timely response

98.1%

CFPB-tracked response window

Relief rate

25.8%

Closed with monetary or non-monetary relief

Timely response rate 98.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.8%
Industry median

Share closed with monetary or non-monetary relief.

Performant Financial Corporation complaint mix by product

Total complaints: 592

Performant Financial Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 592 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 471 complaints (79.6%), resolution 26.8% Debt collection 79.6% Student loan: 97 complaints (16.4%), resolution 24.7% Student loan 16.4% Credit reporting,: 16 complaints (2.7%), resolution 6.3% Consumer Loan: 3 complaints (0.5%), resolution 0.0% Credit card: 2 complaints (0.3%), resolution 0.0% Mortgage: 2 complaints (0.3%), resolution 100.0% Payday loan,: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 471 79.6% 27% relief
  • Student loan 97 16.4% 25% relief
  • Credit reporting, 16 2.7% 6% relief
  • Consumer Loan 3 0.5% 0% relief
  • Credit card 2 0.3% 0% relief
  • Mortgage 2 0.3% 100% relief
  • Payday loan, 1 0.2% 0% relief

How Performant Financial Corporation's 592 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 471
Student loan 97
Credit reporting, credit repair services, or other personal consumer reports 16
Consumer Loan 3
Credit card or prepaid card 2
Mortgage 2
Payday loan, title loan, or personal loan 1

Top States

State Complaints
CA 57
NY 45
FL 35
TX 34
GA 34
PA 29
IN 21
TN 21
MA 19
NJ 19
MD 18
CO 17
NC 17
VA 17
MI 16
IL 16
OH 12
MN 12
WI 12
AZ 11

Top Issues

Issue Complaints
Communication tactics 96
Cont'd attempts collect debt not owed 93
Disclosure verification of debt 55
Improper contact or sharing of info 53
False statements or representation 52
Attempts to collect debt not owed 52
Dealing with my lender or servicer 48
Written notification about debt 29
Can't repay my loan 20
Took or threatened to take negative or legal action 20
Dealing with your lender or servicer 14
Threatened to contact someone or share information improperly 11
Incorrect information on your report 10
Taking/threatening an illegal action 10
Struggling to repay your loan 8
Problems when you are unable to pay 5
Improper use of your report 4
Managing the loan or lease 2
Repaying your loan 2
Problem with a credit reporting company's investigation into an existing problem 2

Yearly Trend

Year Complaints Timely
2013 55 96.4%
2014 150 99.3%
2015 82 96.3%
2016 80 97.5%
2017 66 95.5%
2018 40 100%
2019 70 100%
2020 27 100%
2021 21 100%
2022 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Performant Financial Corporation

Performant Financial Corporation has accumulated 592 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 146 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2022-01-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Performant Financial Corporation reports a 98.1% timely-response rate and has closed 74.2% of cases with a written explanation to the consumer. 25.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Performant Financial Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Performant Financial Corporation have?

Performant Financial Corporation has received 592 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Performant Financial Corporation respond to complaints on time?

Performant Financial Corporation has a 98.1% timely response rate to CFPB complaints.

What is the most common complaint about Performant Financial Corporation?

The most common issue reported against Performant Financial Corporation is "Communication tactics" in the "Debt collection" product category.

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