Total complaints
1.2K
Filed since 2012
1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.2K consumer complaints filed with the CFPB
This profile shows ACS Education Services's complaint history from CFPB public records. 1,173 consumers have filed complaints since 2012. The company has a 95.4% timely response rate and has provided relief in 5.5% of cases.
Total complaints
1.2K
Filed since 2012
Timely response
95.4%
CFPB-tracked response window
Relief rate
5.5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How ACS Education Services's 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Student loan | 991 |
| Credit reporting, credit repair services, or other personal consumer reports | 101 |
| Debt collection | 66 |
| Credit reporting or other personal consumer reports | 10 |
| Consumer Loan | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Bank account or service | 1 |
| Credit reporting | 1 |
| State | Complaints |
|---|---|
| CA | 171 |
| NY | 101 |
| TX | 82 |
| FL | 72 |
| GA | 58 |
| PA | 52 |
| IL | 50 |
| MD | 50 |
| VA | 43 |
| OH | 41 |
| MA | 35 |
| NJ | 33 |
| CO | 29 |
| WA | 28 |
| NC | 27 |
| MN | 26 |
| AZ | 23 |
| MI | 19 |
| OR | 16 |
| DC | 15 |
| Issue | Complaints |
|---|---|
| Dealing with my lender or servicer | 384 |
| Dealing with your lender or servicer | 233 |
| Repaying your loan | 162 |
| Can't repay my loan | 127 |
| Incorrect information on your report | 98 |
| Problem with a credit reporting company's investigation into an existing problem | 34 |
| Struggling to repay your loan | 29 |
| Problems when you are unable to pay | 28 |
| Attempts to collect debt not owed | 15 |
| False statements or representation | 11 |
| Communication tactics | 10 |
| Cont'd attempts collect debt not owed | 10 |
| Disclosure verification of debt | 9 |
| Getting a loan | 5 |
| Written notification about debt | 5 |
| Taking/threatening an illegal action | 2 |
| Improper contact or sharing of info | 2 |
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 2 |
| Problem with customer service | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 106 | 98.1% |
| 2013 | 89 | 100% |
| 2014 | 125 | 99.2% |
| 2015 | 77 | 96.1% |
| 2016 | 260 | 95.4% |
| 2017 | 216 | 99.1% |
| 2018 | 103 | 97.1% |
| 2019 | 77 | 83.1% |
| 2020 | 33 | 78.8% |
| 2021 | 26 | 92.3% |
| 2022 | 28 | 82.1% |
| 2023 | 11 | 81.8% |
| 2024 | 11 | 81.8% |
| 2025 | 11 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
ACS Education Services has accumulated 1,173 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 373 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2025-11-23, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ACS Education Services reports a 95.4% timely-response rate and has closed 93.9% of cases with a written explanation to the consumer. 5.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 15.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with my lender or servicer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ACS Education Services: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
ACS Education Services has received 1,173 consumer complaints filed with the Consumer Financial Protection Bureau.
ACS Education Services has a 95.4% timely response rate to CFPB complaints.
The most common issue reported against ACS Education Services is "Dealing with my lender or servicer" in the "Student loan" product category.
Read our methodology — how this data is sourced, computed, and verified.