2026 data Public-data reference. official source

ACS Education Services

1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.2K consumer complaints filed with the CFPB

This profile shows ACS Education Services's complaint history from CFPB public records. 1,173 consumers have filed complaints since 2012. The company has a 95.4% timely response rate and has provided relief in 5.5% of cases.

1.2K
Total Complaints
95.4%
Timely Response
15.5%
Disputed
5.5%
Relief Provided
53
States Active
2012
Since

Total complaints

1.2K

Filed since 2012

Timely response

95.4%

CFPB-tracked response window

Relief rate

5.5%

Closed with monetary or non-monetary relief

Timely response rate 95.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.5%
Industry median

Share closed with monetary or non-monetary relief.

ACS Education Services complaint mix by product

Total complaints: 1.2K

ACS Education Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 991 complaints (84.6%), resolution 6.5% Student loan 84.6% Credit reporting,: 101 complaints (8.6%), resolution 0.0% Credit reporting, 8.6% Debt collection: 66 complaints (5.6%), resolution 0.0% Credit reporting: 10 complaints (0.9%), resolution 0.0% Consumer Loan: 2 complaints (0.2%), resolution 0.0% Money transfer,: 1 complaints (0.1%), resolution 0.0% Bank account: 1 complaints (0.1%), resolution 100.0%
  • Student loan 991 84.6% 7% relief
  • Credit reporting, 101 8.6% 0% relief
  • Debt collection 66 5.6% 0% relief
  • Credit reporting 10 0.9% 0% relief
  • Consumer Loan 2 0.2% 0% relief
  • Money transfer, 1 0.1% 0% relief
  • Bank account 1 0.1% 100% relief

How ACS Education Services's 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 991
Credit reporting, credit repair services, or other personal consumer reports 101
Debt collection 66
Credit reporting or other personal consumer reports 10
Consumer Loan 2
Money transfer, virtual currency, or money service 1
Bank account or service 1
Credit reporting 1

Top States

State Complaints
CA 171
NY 101
TX 82
FL 72
GA 58
PA 52
IL 50
MD 50
VA 43
OH 41
MA 35
NJ 33
CO 29
WA 28
NC 27
MN 26
AZ 23
MI 19
OR 16
DC 15

Top Issues

Issue Complaints
Dealing with my lender or servicer 384
Dealing with your lender or servicer 233
Repaying your loan 162
Can't repay my loan 127
Incorrect information on your report 98
Problem with a credit reporting company's investigation into an existing problem 34
Struggling to repay your loan 29
Problems when you are unable to pay 28
Attempts to collect debt not owed 15
False statements or representation 11
Communication tactics 10
Cont'd attempts collect debt not owed 10
Disclosure verification of debt 9
Getting a loan 5
Written notification about debt 5
Taking/threatening an illegal action 2
Improper contact or sharing of info 2
Took or threatened to take negative or legal action 2
Improper use of your report 2
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2012 106 98.1%
2013 89 100%
2014 125 99.2%
2015 77 96.1%
2016 260 95.4%
2017 216 99.1%
2018 103 97.1%
2019 77 83.1%
2020 33 78.8%
2021 26 92.3%
2022 28 82.1%
2023 11 81.8%
2024 11 81.8%
2025 11 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ACS Education Services

ACS Education Services has accumulated 1,173 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 373 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2025-11-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ACS Education Services reports a 95.4% timely-response rate and has closed 93.9% of cases with a written explanation to the consumer. 5.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 15.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with my lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ACS Education Services: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ACS Education Services have?

ACS Education Services has received 1,173 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ACS Education Services respond to complaints on time?

ACS Education Services has a 95.4% timely response rate to CFPB complaints.

What is the most common complaint about ACS Education Services?

The most common issue reported against ACS Education Services is "Dealing with my lender or servicer" in the "Student loan" product category.

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