2026 data Public-data reference. official source

Goal Structured Solutions, LLC

418 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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418 consumer complaints filed with the CFPB

This profile shows Goal Structured Solutions, LLC's complaint history from CFPB public records. 418 consumers have filed complaints since 2019. The company has a 99.5% timely response rate and has provided relief in 0% of cases.

418
Total Complaints
99.5%
Timely Response
0%
Disputed
0%
Relief Provided
41
States Active
2019
Since

Total complaints

418

Filed since 2019

Timely response

99.5%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 99.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Goal Structured Solutions, LLC complaint mix by product

Total complaints: 418

Goal Structured Solutions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 418 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 129 complaints (30.9%), resolution 0.0% Debt collection 30.9% Student loan: 126 complaints (30.1%), resolution 0.0% Student loan 30.1% Credit reporting: 124 complaints (29.7%), resolution 0.0% Credit reporting 29.7% Credit reporting,: 20 complaints (4.8%), resolution 0.0% Payday loan,: 14 complaints (3.3%), resolution 0.0% Mortgage: 3 complaints (0.7%), resolution 0.0% Debt or: 2 complaints (0.5%), resolution 0.0%
  • Debt collection 129 30.9% – 0% relief
  • Student loan 126 30.1% – 0% relief
  • Credit reporting 124 29.7% – 0% relief
  • Credit reporting, 20 4.8% – 0% relief
  • Payday loan, 14 3.3% – 0% relief
  • Mortgage 3 0.7% – 0% relief
  • Debt or 2 0.5% – 0% relief

How Goal Structured Solutions, LLC's 418 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 129
Student loan 126
Credit reporting or other personal consumer reports 124
Credit reporting, credit repair services, or other personal consumer reports 20
Payday loan, title loan, personal loan, or advance loan 14
Mortgage 3
Debt or credit management 2

Top States

State Complaints
CA 72
TX 41
FL 39
IL 29
GA 23
NY 18
NJ 16
TN 14
MA 13
AZ 12
WA 12
PA 11
NV 10
NC 10
MD 9
SC 9
LA 7
MI 7
VA 6
OH 6

Top Issues

Issue Complaints
Incorrect information on your report 102
Attempts to collect debt not owed 59
Dealing with your lender or servicer 56
Problem with a company's investigation into an existing problem 27
Struggling to repay your loan 23
Took or threatened to take negative or legal action 22
False statements or representation 19
Improper use of your report 19
Issue with income share agreement 19
Written notification about debt 17
Getting a loan 11
Problem with a credit reporting company's investigation into an existing problem 8
Communication tactics 7
Credit monitoring or identity theft protection services 4
Getting the loan 3
Problem when making payments 3
Threatened to contact someone or share information improperly 3
Charged fees or interest you didn't expect 2
Electronic communications 2
Issue where my lender is my school 2

Yearly Trend

Year Complaints Timely
2019 5 100%
2020 7 100%
2021 16 93.8%
2022 34 97.1%
2023 37 100%
2024 59 100%
2025 169 100%
2026 91 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Goal Structured Solutions, LLC

Goal Structured Solutions, LLC has accumulated 418 consumer complaints in the CFPB public database, with filings active across 41 U.S. states. Of those submissions, 106 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Goal Structured Solutions, LLC reports a 99.5% timely-response rate and has closed 98.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Goal Structured Solutions, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Goal Structured Solutions, LLC have?

Goal Structured Solutions, LLC has received 418 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Goal Structured Solutions, LLC respond to complaints on time?

Goal Structured Solutions, LLC has a 99.5% timely response rate to CFPB complaints.

What is the most common complaint about Goal Structured Solutions, LLC?

The most common issue reported against Goal Structured Solutions, LLC is "Incorrect information on your report" in the "Debt collection" product category.

Read our methodology — how this data is sourced, computed, and verified.

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