CFPB · Diversified product mix

Goal Structured Solutions, LLC

635 CFPB complaints · diversified mix (top product 30.9%) · top issue Incorrect information on your report.

635 CFPB complaints

Goal Structured Solutions, LLC: top product "Student loan" is only 30.9% of 635 - multi-bucket mix. Timely 99.5% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +3820% filings 2019 to 2026

CFPB relief outcome brief

CCDB company goal-structured-solutions-llc

0% relief · 99.5% timely · 635 filings · Student loan

Nearest relief peer: EdFinancial Services (0% relief)

Goal Structured Solutions, L…0%Riverwalk Financial Corporat…1.1%Certegy Holdings, LLC0%Nationwide Recovery Systems,…0%Avant Credit Corporation2.1%
Closed-with-relief % among Goal Structured Solutions, LLC and nearest filing-volume peers

Goal Structured Solutions, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 635 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Goal Structured Solutions, LLC complaint mix by product

Total complaints: 635

Goal Structured Solutions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 635 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 196 complaints (30.9%), resolution 0.0% Student loan 30.9% Debt collection: 189 complaints (29.8%), resolution 0.0% Debt collection 29.8% Credit reporting: 184 complaints (29.0%), resolution 0.0% Credit reporting 29.0% Payday loan,: 28 complaints (4.4%), resolution 0.0% Credit reporting,: 28 complaints (4.4%), resolution 0.0% Mortgage: 7 complaints (1.1%), resolution 0.0% Debt or: 2 complaints (0.3%), resolution 0.0%
  • Student loan 196 30.9% 0% relief
  • Debt collection 189 29.8% 0% relief
  • Credit reporting 184 29.0% 0% relief
  • Payday loan, 28 4.4% 0% relief
  • Credit reporting, 28 4.4% 0% relief
  • Mortgage 7 1.1% 0% relief
  • Debt or 2 0.3% 0% relief

How Goal Structured Solutions, LLC's 635 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 196
Debt collection 189
Credit reporting or other personal consumer reports 184
Payday loan, title loan, personal loan, or advance loan 28
Credit reporting, credit repair services, or other personal consumer reports 28
Mortgage 7
Debt or credit management 2
Money transfer, virtual currency, or money service 1

Nationwide filing states for Goal Structured Solutions, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
17.5% of this company's filings
CA111TX74FL62IL40GA29NY27NJ26MA19

Goal Structured Solutions, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
196
+3820% vs 2019
050100150200250 20192020202120222023202420252026 196

Top States

State Complaints
CA 111
TX 74
FL 62
IL 40
GA 29
NY 27
NJ 26
MA 19
TN 18
MD 17
AZ 16
WA 15
NV 15
NC 15
PA 14
VA 14
SC 13
MI 9
LA 8
OH 8

Top Issues

Issue Complaints
Incorrect information on your report 148
Dealing with your lender or servicer 97
Attempts to collect debt not owed 78
Problem with a company's investigation into an existing problem 40
Took or threatened to take negative or legal action 38
False statements or representation 30
Issue with income share agreement 29
Struggling to repay your loan 28
Improper use of your report 26
Written notification about debt 25
Getting a loan 19
Problem with a credit reporting company's investigation into an existing problem 11
Communication tactics 10
Credit monitoring or identity theft protection services 7
Getting the loan 6
Charged fees or interest you didn't expect 6
Electronic communications 4
Problem with additional add-on products or services 4
Threatened to contact someone or share information improperly 4
Problem when making payments 3

Yearly Trend

Year Complaints Timely
2019 5 100%
2020 10 100%
2021 20 95%
2022 43 97.7%
2023 47 100%
2024 87 98.9%
2025 227 100%
2026 196 100%

Source: CFPB Consumer Complaint Database

Goal Structured Solutions, LLC spreads across product buckets

Goal Structured Solutions, LLC's 635 logged complaints reach a nationwide footprint - 46 states have at least one filing. Only 38.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2019 through 2026-06-26.

Goal Structured Solutions, LLC answers 99.5% of complaints inside the CFPB's tracked window and closes 98.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Goal Structured Solutions, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Goal Structured Solutions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Goal Structured Solutions, LLC (99.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix