Climb Credit Inc.
670 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Climb Credit Inc. complaint mix by product
- Student loan 432 64.9% – 1% relief
- Credit reporting 99 14.9% – 0% relief
- Debt collection 96 14.4% – 0% relief
- Payday loan, 16 2.4% – 0% relief
- Credit reporting, 16 2.4% – 6% relief
- Vehicle loan 4 0.6% – 0% relief
- Payday loan, 3 0.5% – 0% relief
How Climb Credit Inc.'s 670 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 432 |
| Credit reporting or other personal consumer reports | 99 |
| Debt collection | 96 |
| Payday loan, title loan, personal loan, or advance loan | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 16 |
| Vehicle loan or lease | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Debt or credit management | 2 |
| Credit card | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 80 |
| CA | 70 |
| NY | 69 |
| FL | 63 |
| GA | 33 |
| NJ | 26 |
| NC | 24 |
| AZ | 23 |
| CO | 22 |
| MA | 19 |
| PA | 18 |
| WA | 17 |
| VA | 16 |
| TN | 15 |
| OH | 14 |
| MD | 13 |
| IN | 12 |
| IL | 10 |
| MI | 10 |
| SC | 9 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 224 |
| Getting a loan | 106 |
| Incorrect information on your report | 77 |
| Struggling to repay your loan | 39 |
| Took or threatened to take negative or legal action | 37 |
| Attempts to collect debt not owed | 34 |
| Improper use of your report | 29 |
| Problem with a company's investigation into an existing problem | 24 |
| Issue where my lender is my school | 20 |
| Issue with income share agreement | 17 |
| False statements or representation | 10 |
| Written notification about debt | 7 |
| Charged fees or interest you didn't expect | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Communication tactics | 5 |
| Dealing with my lender or servicer | 4 |
| Getting the loan | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Electronic communications | 3 |
| Problem with additional add-on products or services | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 100% |
| 2017 | 3 | 66.7% |
| 2018 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 5 | 0% |
| 2021 | 5 | 100% |
| 2022 | 14 | 100% |
| 2023 | 38 | 100% |
| 2024 | 57 | 98.2% |
| 2025 | 317 | 100% |
| 2026 | 224 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Climb Credit Inc.
Climb Credit Inc.'s 670 logged complaints reach a nationwide footprint - 47 states have at least one filing on record. 47.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-06-26.
Climb Credit Inc. answers 99% of complaints inside the CFPB's tracked window and closes 98.7% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Climb Credit Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Climb Credit Inc. have?
670, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Climb Credit Inc. respond to complaints on time?
99% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Climb Credit Inc.?
"Dealing with your lender or servicer", filed under the "Student loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.