2026 data Public-data reference. official source

Navient Solutions, LLC.

36.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

36.6K consumer complaints filed with the CFPB

This profile shows Navient Solutions, LLC.'s complaint history from CFPB public records. 36,648 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 6.5% of cases.

36.6K
Total Complaints
100%
Timely Response
7.5%
Disputed
6.5%
Relief Provided
61
States Active
2012
Since

Total complaints

36.6K

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

6.5%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.5%
Industry median

Share closed with monetary or non-monetary relief.

Navient Solutions, LLC. complaint mix by product

Total complaints: 36.6K

Navient Solutions, LLC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36.6K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 29,939 complaints (81.8%), resolution 6.7% Student loan 81.8% Debt collection: 3,536 complaints (9.7%), resolution 4.9% Debt collection 9.7% Credit reporting,: 2,421 complaints (6.6%), resolution 6.4% Credit reporting, 6.6% Credit reporting: 602 complaints (1.6%), resolution 1.7% Consumer Loan: 33 complaints (0.1%), resolution 6.1% Credit reporting: 28 complaints (0.1%), resolution 7.1% Payday loan,: 19 complaints (0.1%), resolution 0.0%
  • Student loan 30K 81.8% 7% relief
  • Debt collection 4K 9.7% 5% relief
  • Credit reporting, 2K 6.6% 6% relief
  • Credit reporting 602 1.6% 2% relief
  • Consumer Loan 33 0.1% 6% relief
  • Credit reporting 28 0.1% 7% relief
  • Payday loan, 19 0.1% 0% relief

How Navient Solutions, LLC.'s 36.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 29.9K
Debt collection 3.5K
Credit reporting, credit repair services, or other personal consumer reports 2.4K
Credit reporting or other personal consumer reports 602
Consumer Loan 33
Credit reporting 28
Payday loan, title loan, or personal loan 19
Credit card or prepaid card 14
Bank account or service 14
Money transfer, virtual currency, or money service 11
Mortgage 8
Other financial service 5
Checking or savings account 4
Debt or credit management 4
Payday loan, title loan, personal loan, or advance loan 3
Credit card 3
Vehicle loan or lease 2
Payday loan 1
Prepaid card 1

Top States

State Complaints
CA 3.5K
FL 2.7K
NY 2.6K
TX 2.4K
GA 1.8K
PA 1.8K
OH 1.5K
IL 1.4K
NJ 1.3K
VA 1.2K
MD 1.1K
WA 1.1K
NC 1.1K
MI 1.0K
MA 951
AZ 790
IN 741
TN 626
MO 619
CO 599

Top Issues

Issue Complaints
Dealing with your lender or servicer 8.8K
Dealing with my lender or servicer 7.6K
Struggling to repay your loan 4.8K
Can't repay my loan 4.5K
Incorrect information on your report 2.7K
Repaying your loan 1.7K
Communication tactics 1.0K
Problem with a credit reporting company's investigation into an existing problem 862
Problems when you are unable to pay 765
Getting a loan 597
Attempts to collect debt not owed 558
Cont'd attempts collect debt not owed 551
Improper use of your report 360
Written notification about debt 322
False statements or representation 306
Improper contact or sharing of info 244
Disclosure verification of debt 215
Problem with a company's investigation into an existing problem 153
Took or threatened to take negative or legal action 147
Threatened to contact someone or share information improperly 130

Yearly Trend

Year Complaints Timely
2012 1.2K 100%
2013 1.6K 100%
2014 2.4K 100%
2015 1.9K 100%
2016 2.8K 100%
2017 10.5K 100%
2018 4.0K 100%
2019 3.0K 100%
2020 1.7K 100%
2021 1.5K 100%
2022 1.6K 100%
2023 1.1K 100%
2024 2.3K 100%
2025 896 100%
2026 227 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Navient Solutions, LLC.

Navient Solutions, LLC. has accumulated 36,648 consumer complaints in the CFPB public database, with filings active across 61 U.S. states. Of those submissions, 13,835 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Navient Solutions, LLC. reports a 100% timely-response rate and has closed 93.5% of cases with a written explanation to the consumer. 6.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Navient Solutions, LLC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Navient Solutions, LLC. have?

Navient Solutions, LLC. has received 36,648 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Navient Solutions, LLC. respond to complaints on time?

Navient Solutions, LLC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Navient Solutions, LLC.?

The most common issue reported against Navient Solutions, LLC. is "Dealing with your lender or servicer" in the "Student loan" product category.

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