CFPB · Slower timely-response band

Servicer under contract with Federal Student Aid

6.4K CFPB complaints · 1.3% timely (slow band) · top issue Took or threatened to take negative or legal action.

6.4K CFPB complaints

Servicer under contract with Federal Student Aid answers 1.3% on time (lower third) across 6.4K filings. Relief 0% · top product Student loan. Allegations, not findings.

  • Volume rank #94 of 342
  • Slower timely-response band
  • +17144.4% filings 2024 to 2026

CFPB relief outcome brief

CCDB company servicer-under-contract-with-federal-student-aid

0% relief · 1.3% timely · 6.4K filings · Student loan

Nearest relief peer: EdFinancial Services (0% relief)

Servicer under contract with…0%Kikoff Inc.3.2%Sofi Technologies, Inc.8%NCB Management Services Inc.0.2%Sunrise Credit Services, Inc0.9%
Closed-with-relief % among Servicer under contract with Federal Student Aid and nearest filing-volume peers

Servicer under contract with Federal Student Aid closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 6.4K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 1.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Servicer under contract with Federal Student Aid complaint mix by product

Total complaints: 6.4K

Servicer under contract with Federal Student Aid complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 2,554 complaints (39.8%), resolution 0.0% Student loan 39.8% Debt collection: 2,218 complaints (34.6%), resolution 0.0% Debt collection 34.6% Credit reporting: 1,616 complaints (25.2%), resolution 0.0% Credit reporting 25.2% Debt or: 18 complaints (0.3%), resolution 0.0% Money transfer,: 5 complaints (0.1%), resolution 0.0% Credit card: 3 complaints (0.0%), resolution 0.0% Payday loan,: 2 complaints (0.0%), resolution 0.0%
  • Student loan 3K 39.8% 0% relief
  • Debt collection 2K 34.6% 0% relief
  • Credit reporting 2K 25.2% 0% relief
  • Debt or 18 0.3% 0% relief
  • Money transfer, 5 0.1% 0% relief
  • Credit card 3 0.0% 0% relief
  • Payday loan, 2 0.0% 0% relief

Heavy-volume mix: how Servicer under contract with Federal Student Aid's 6.4K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Student loan 2.6K
Debt collection 2.2K
Credit reporting or other personal consumer reports 1.6K
Debt or credit management 18
Money transfer, virtual currency, or money service 5
Credit card 3
Payday loan, title loan, personal loan, or advance loan 2
Prepaid card 2
Checking or savings account 1

Nationwide filing states for Servicer under contract with Federal Student Aid

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
TX
12.9% of this company's filings
TX829CA539FL523GA502NC368NY352IL239NJ218

Servicer under contract with Federal Student Aid rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3.1K
+17144.4% vs 2024
01,0002,0003,0004,000 202420252026 3,104

Top States

State Complaints
TX 829
CA 539
FL 523
GA 502
NC 368
NY 352
IL 239
NJ 218
PA 200
AZ 194
MD 175
VA 174
OH 170
MI 162
SC 140
MS 130
LA 122
TN 101
MN 95
AL 88

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 1.8K
Dealing with your lender or servicer 1.2K
Incorrect information on your report 1.2K
Struggling to repay your loan 756
Improper use of your report 568
Problem with a company's investigation into an existing problem 316
Attempts to collect debt not owed 239
Written notification about debt 126
False statements or representation 84
Credit monitoring or identity theft protection services 60
Problem with fraud alerts or security freezes 23
Issue where my lender is my school 12
Getting a loan 11
Confusing or misleading advertising or marketing 10
Unable to get your credit report or credit score 6
Threatened to contact someone or share information improperly 6
Unauthorized withdrawals or charges 4
Communication tactics 4
Issue with income share agreement 3
Fraud or scam 3

Yearly Trend

Year Complaints Timely
2024 18 0%
2025 3.3K 0%
2026 3.1K 2.6%

Source: CFPB Consumer Complaint Database

Servicer under contract with Federal Student Aid in the slower-timely third

Servicer under contract with Federal Student Aid's 6,419 logged complaints reach a nationwide footprint - 55 states have at least one filing. Only 24.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-26. Timely response 1.3% sits in the lower third of the corpus.

Servicer under contract with Federal Student Aid answers 1.3% of complaints inside the CFPB's tracked window (timely band: slow) and closes 0% with relief; 0% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Student loan" · top issue "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Servicer under contract with Federal Student Aid.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Servicer under contract with Federal Student Aid: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Servicer under contract with Federal Student Aid (#94 of 342; 1.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Slower timely-response band