2026 data Public-data reference. official source

ECMC GROUP, INC.

1.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.1K consumer complaints filed with the CFPB

This profile shows ECMC GROUP, INC.'s complaint history from CFPB public records. 1,068 consumers have filed complaints since 2013. The company has a 99.8% timely response rate and has provided relief in 3.4% of cases.

1.1K
Total Complaints
99.8%
Timely Response
9.5%
Disputed
3.4%
Relief Provided
50
States Active
2013
Since

Total complaints

1.1K

Filed since 2013

Timely response

99.8%

CFPB-tracked response window

Relief rate

3.4%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.4%
Industry median

Share closed with monetary or non-monetary relief.

ECMC GROUP, INC. complaint mix by product

Total complaints: 1.1K

ECMC GROUP, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 568 complaints (53.4%), resolution 2.1% Debt collection 53.4% Student loan: 347 complaints (32.6%), resolution 5.8% Student loan 32.6% Credit reporting,: 95 complaints (8.9%), resolution 2.1% Credit reporting, 8.9% Credit reporting: 45 complaints (4.2%), resolution 2.2% Credit reporting: 4 complaints (0.4%), resolution 25.0% Bank account: 3 complaints (0.3%), resolution 0.0% Consumer Loan: 2 complaints (0.2%), resolution 0.0%
  • Debt collection 568 53.4% 2% relief
  • Student loan 347 32.6% 6% relief
  • Credit reporting, 95 8.9% 2% relief
  • Credit reporting 45 4.2% 2% relief
  • Credit reporting 4 0.4% 25% relief
  • Bank account 3 0.3% 0% relief
  • Consumer Loan 2 0.2% 0% relief

How ECMC GROUP, INC.'s 1.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 568
Student loan 347
Credit reporting, credit repair services, or other personal consumer reports 95
Credit reporting or other personal consumer reports 45
Credit reporting 4
Bank account or service 3
Consumer Loan 2
Credit card or prepaid card 2
Other financial service 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
CA 181
TX 75
FL 67
NY 63
GA 62
TN 49
IL 39
VA 36
IN 36
NC 35
PA 33
OH 31
SC 29
AZ 24
WA 24
MI 21
NJ 20
MO 19
MD 19
CO 18

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 126
Dealing with my lender or servicer 124
Dealing with your lender or servicer 121
Attempts to collect debt not owed 111
Incorrect information on your report 103
Communication tactics 68
Disclosure verification of debt 67
False statements or representation 59
Written notification about debt 47
Struggling to repay your loan 34
Problem with a credit reporting company's investigation into an existing problem 31
Took or threatened to take negative or legal action 31
Improper contact or sharing of info 29
Can't repay my loan 26
Taking/threatening an illegal action 25
Improper use of your report 11
Problem with a company's investigation into an existing problem 11
Getting a loan 9
Repaying your loan 8
Incorrect information on credit report 4

Yearly Trend

Year Complaints Timely
2013 62 100%
2014 144 98.6%
2015 81 100%
2016 166 100%
2017 148 100%
2018 110 100%
2019 64 100%
2020 46 100%
2021 64 100%
2022 29 100%
2023 16 100%
2024 34 100%
2025 76 100%
2026 28 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ECMC GROUP, INC.

ECMC GROUP, INC. has accumulated 1,068 consumer complaints in the CFPB public database, with filings active across 50 U.S. states. Of those submissions, 299 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ECMC GROUP, INC. reports a 99.8% timely-response rate and has closed 96.3% of cases with a written explanation to the consumer. 3.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ECMC GROUP, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ECMC GROUP, INC. have?

ECMC GROUP, INC. has received 1,068 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ECMC GROUP, INC. respond to complaints on time?

ECMC GROUP, INC. has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about ECMC GROUP, INC.?

The most common issue reported against ECMC GROUP, INC. is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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