Total complaints
19.2K
Filed since 2012
19.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
19.2K consumer complaints filed with the CFPB
This profile shows MOHELA's complaint history from CFPB public records. 19,153 consumers have filed complaints since 2012. The company has a 72.5% timely response rate and has provided relief in 4.9% of cases.
Total complaints
19.2K
Filed since 2012
Timely response
72.5%
CFPB-tracked response window
Relief rate
4.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How MOHELA's 19.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Student loan | 15.3K |
| Credit reporting or other personal consumer reports | 2.9K |
| Debt collection | 533 |
| Credit reporting, credit repair services, or other personal consumer reports | 365 |
| Debt or credit management | 13 |
| Credit card | 5 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| Mortgage | 2 |
| Credit reporting | 2 |
| Credit card or prepaid card | 2 |
| Payday loan, title loan, or personal loan | 1 |
| Money transfer, virtual currency, or money service | 1 |
| State | Complaints |
|---|---|
| CA | 2.0K |
| TX | 1.5K |
| FL | 1.2K |
| NY | 1.1K |
| GA | 993 |
| PA | 907 |
| IL | 845 |
| OH | 691 |
| NJ | 666 |
| VA | 655 |
| NC | 653 |
| MD | 645 |
| MI | 547 |
| MA | 538 |
| CO | 359 |
| WA | 358 |
| SC | 339 |
| IN | 331 |
| AZ | 329 |
| MO | 321 |
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 11.4K |
| Incorrect information on your report | 2.8K |
| Struggling to repay your loan | 2.3K |
| Improper use of your report | 978 |
| Problem with a company's investigation into an existing problem | 549 |
| Attempts to collect debt not owed | 163 |
| Took or threatened to take negative or legal action | 157 |
| Dealing with my lender or servicer | 131 |
| Problem with a credit reporting company's investigation into an existing problem | 92 |
| Credit monitoring or identity theft protection services | 88 |
| Getting a loan | 83 |
| False statements or representation | 81 |
| Written notification about debt | 67 |
| Can't repay my loan | 49 |
| Problem with fraud alerts or security freezes | 39 |
| Communication tactics | 35 |
| Repaying your loan | 16 |
| Issue with income share agreement | 15 |
| Unable to get your credit report or credit score | 14 |
| Issue where my lender is my school | 13 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 10 | 80% |
| 2013 | 15 | 100% |
| 2014 | 26 | 100% |
| 2015 | 35 | 100% |
| 2016 | 109 | 100% |
| 2017 | 108 | 100% |
| 2018 | 92 | 97.8% |
| 2019 | 69 | 98.6% |
| 2020 | 81 | 98.8% |
| 2021 | 91 | 98.9% |
| 2022 | 745 | 96.4% |
| 2023 | 2.9K | 99.8% |
| 2024 | 4.8K | 100% |
| 2025 | 7.7K | 41% |
| 2026 | 2.4K | 71.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
MOHELA has accumulated 19,153 consumer complaints in the CFPB public database, with filings active across 59 U.S. states. Of those submissions, 6,289 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, MOHELA reports a 72.5% timely-response rate and has closed 71.9% of cases with a written explanation to the consumer. 4.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MOHELA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
MOHELA has received 19,153 consumer complaints filed with the Consumer Financial Protection Bureau.
MOHELA has a 72.5% timely response rate to CFPB complaints.
The most common issue reported against MOHELA is "Dealing with your lender or servicer" in the "Student loan" product category.
Read our methodology — how this data is sourced, computed, and verified.