2026 data Public-data reference. official source

MOHELA

19.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

19.2K consumer complaints filed with the CFPB

This profile shows MOHELA's complaint history from CFPB public records. 19,153 consumers have filed complaints since 2012. The company has a 72.5% timely response rate and has provided relief in 4.9% of cases.

19.2K
Total Complaints
72.5%
Timely Response
0.2%
Disputed
4.9%
Relief Provided
59
States Active
2012
Since

Total complaints

19.2K

Filed since 2012

Timely response

72.5%

CFPB-tracked response window

Relief rate

4.9%

Closed with monetary or non-monetary relief

Timely response rate 72.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.9%
Industry median

Share closed with monetary or non-monetary relief.

MOHELA complaint mix by product

Total complaints: 19.2K

MOHELA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 15,305 complaints (79.9%), resolution 5.8% Student loan 79.9% Credit reporting: 2,919 complaints (15.2%), resolution 1.2% Credit reporting 15.2% Debt collection: 533 complaints (2.8%), resolution 1.9% Credit reporting,: 365 complaints (1.9%), resolution 3.3% Debt or: 13 complaints (0.1%), resolution 0.0% Credit card: 5 complaints (0.0%), resolution 0.0% Payday loan,: 5 complaints (0.0%), resolution 0.0%
  • Student loan 15K 79.9% 6% relief
  • Credit reporting 3K 15.2% 1% relief
  • Debt collection 533 2.8% 2% relief
  • Credit reporting, 365 1.9% 3% relief
  • Debt or 13 0.1% 0% relief
  • Credit card 5 0.0% 0% relief
  • Payday loan, 5 0.0% 0% relief

How MOHELA's 19.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 15.3K
Credit reporting or other personal consumer reports 2.9K
Debt collection 533
Credit reporting, credit repair services, or other personal consumer reports 365
Debt or credit management 13
Credit card 5
Payday loan, title loan, personal loan, or advance loan 5
Mortgage 2
Credit reporting 2
Credit card or prepaid card 2
Payday loan, title loan, or personal loan 1
Money transfer, virtual currency, or money service 1

Top States

State Complaints
CA 2.0K
TX 1.5K
FL 1.2K
NY 1.1K
GA 993
PA 907
IL 845
OH 691
NJ 666
VA 655
NC 653
MD 645
MI 547
MA 538
CO 359
WA 358
SC 339
IN 331
AZ 329
MO 321

Top Issues

Issue Complaints
Dealing with your lender or servicer 11.4K
Incorrect information on your report 2.8K
Struggling to repay your loan 2.3K
Improper use of your report 978
Problem with a company's investigation into an existing problem 549
Attempts to collect debt not owed 163
Took or threatened to take negative or legal action 157
Dealing with my lender or servicer 131
Problem with a credit reporting company's investigation into an existing problem 92
Credit monitoring or identity theft protection services 88
Getting a loan 83
False statements or representation 81
Written notification about debt 67
Can't repay my loan 49
Problem with fraud alerts or security freezes 39
Communication tactics 35
Repaying your loan 16
Issue with income share agreement 15
Unable to get your credit report or credit score 14
Issue where my lender is my school 13

Yearly Trend

Year Complaints Timely
2012 10 80%
2013 15 100%
2014 26 100%
2015 35 100%
2016 109 100%
2017 108 100%
2018 92 97.8%
2019 69 98.6%
2020 81 98.8%
2021 91 98.9%
2022 745 96.4%
2023 2.9K 99.8%
2024 4.8K 100%
2025 7.7K 41%
2026 2.4K 71.1%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About MOHELA

MOHELA has accumulated 19,153 consumer complaints in the CFPB public database, with filings active across 59 U.S. states. Of those submissions, 6,289 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, MOHELA reports a 72.5% timely-response rate and has closed 71.9% of cases with a written explanation to the consumer. 4.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MOHELA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does MOHELA have?

MOHELA has received 19,153 consumer complaints filed with the Consumer Financial Protection Bureau.

Does MOHELA respond to complaints on time?

MOHELA has a 72.5% timely response rate to CFPB complaints.

What is the most common complaint about MOHELA?

The most common issue reported against MOHELA is "Dealing with your lender or servicer" in the "Student loan" product category.

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