CFPB · Narrative-heavy record

Equitable Acceptance Corp

367 CFPB complaints · 54% with narratives · top issue Dealing with your lender or servicer.

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367 CFPB complaints

Equitable Acceptance Corp: 54% of 367 filings include consumer narratives. Timely 93.2% · relief 6.8% · top product Student loan. Allegations, not findings.

  • Narrative-heavy record
  • -95.7% filings 2016 to 2026

CFPB relief outcome brief

CCDB company equitable-acceptance-corp

6.8% relief · 93.2% timely · 367 filings · Student loan

Same-product relief peers

Nearest relief peer: Granite State Management & Resources (6% relief)

Equitable Acceptance Corp (t…6.8%Select Management Resources,…79.6%Tfs Financial Corporation0.8%International Computer Syste…0.5%Altisource Portfolio Solutio…20.6%
Closed-with-relief % among Equitable Acceptance Corp and nearest filing-volume peers

Equitable Acceptance Corp closes 6.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Equitable Acceptance Corp's 367 filings include narrative text

54% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 93.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Equitable Acceptance Corp complaint mix by product

Total complaints: 367

Equitable Acceptance Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 367 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 201 complaints (56.0%), resolution 8.5% Student loan 56.0% Debt collection: 52 complaints (14.5%), resolution 0.0% Debt collection 14.5% Money transfer,: 42 complaints (11.7%), resolution 0.0% Money transfer, 11.7% Credit reporting,: 34 complaints (9.5%), resolution 5.9% Credit reporting, 9.5% Other financial: 19 complaints (5.3%), resolution 26.3% Payday loan,: 6 complaints (1.7%), resolution 0.0% Consumer Loan: 5 complaints (1.4%), resolution 20.0%
  • Student loan 201 56.0% – 9% relief
  • Debt collection 52 14.5% – 0% relief
  • Money transfer, 42 11.7% – 0% relief
  • Credit reporting, 34 9.5% – 6% relief
  • Other financial 19 5.3% – 26% relief
  • Payday loan, 6 1.7% – 0% relief
  • Consumer Loan 5 1.4% – 20% relief

How Equitable Acceptance Corp's 367 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 201
Debt collection 52
Money transfer, virtual currency, or money service 42
Credit reporting, credit repair services, or other personal consumer reports 34
Other financial service 19
Payday loan, title loan, or personal loan 6
Consumer Loan 5
Credit card or prepaid card 3
Checking or savings account 2
Credit reporting or other personal consumer reports 1
Credit card 1
Credit reporting 1

Nationwide filing states for Equitable Acceptance Corp

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
8.7% of this company's filings
CA32FL30TX21NY19MD19NC16PA15NJ13

Equitable Acceptance Corp falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-95.7% vs 2016
050100150 2016201720182019202020212023202420252026 2

Top States

State Complaints
CA 32
FL 30
TX 21
NY 19
MD 19
NC 16
PA 15
NJ 13
GA 12
SC 11
OH 10
TN 10
IL 9
MI 9
IN 9
MO 8
AL 8
OK 7
KY 6
MA 6

Top Issues

Issue Complaints
Dealing with your lender or servicer 125
Fraud or scam 47
Dealing with my lender or servicer 45
Struggling to repay your loan 22
Incorrect information on your report 19
False statements or representation 19
Improper use of your report 9
Took or threatened to take negative or legal action 9
Attempts to collect debt not owed 7
Communication tactics 7
Getting a loan 7
Confusing or misleading advertising or marketing 7
Written notification about debt 5
Problem with a credit reporting company's investigation into an existing problem 5
Confusing or missing disclosures 3
Disclosure verification of debt 2
Can't repay my loan 2
Taking out the loan or lease 2
Threatened to contact someone or share information improperly 2
Getting the loan 2

Yearly Trend

Year Complaints Timely
2016 47 57.4%
2017 130 100%
2018 110 100%
2019 56 100%
2020 15 100%
2021 4 100%
2023 1 0%
2024 1 0%
2025 1 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

Equitable Acceptance Corp's narrative-rich complaint ledger

Equitable Acceptance Corp's 367 logged complaints reach a nationwide footprint - 47 states have at least one filing. 54% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-04-07.

Equitable Acceptance Corp answers 93.2% of complaints inside the CFPB's tracked window and closes 91.8% with a written explanation. 6.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Equitable Acceptance Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Equitable Acceptance Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 367.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 93.2%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Equitable Acceptance Corp (93.2% timely; 6.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record