2026 data Public-data reference. official source

EQUIFAX, INC.

3.5M consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3.5M consumer complaints filed with the CFPB

This profile shows EQUIFAX, INC.'s complaint history from CFPB public records. 3,463,816 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 51% of cases.

3.5M
Total Complaints
100%
Timely Response
0.3%
Disputed
51%
Relief Provided
63
States Active
2012
Since

Total complaints

3.5M

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

51%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 51.0%
Industry median

Share closed with monetary or non-monetary relief.

EQUIFAX, INC. complaint mix by product

Total complaints: 3.5M

EQUIFAX, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.5M total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 2,743,820 complaints (79.2%), resolution 60.5% Credit reporting 79.2% Credit reporting,: 604,148 complaints (17.4%), resolution 10.3% Credit reporting, 17.4% Debt collection: 49,576 complaints (1.4%), resolution 47.2% Credit reporting: 45,046 complaints (1.3%), resolution 19.3% Credit card: 17,853 complaints (0.5%), resolution 61.4% Credit card: 1,611 complaints (0.0%), resolution 48.5% Vehicle loan: 445 complaints (0.0%), resolution 30.8%
  • Credit reporting 2.7M 79.2% 61% relief
  • Credit reporting, 604K 17.4% 10% relief
  • Debt collection 50K 1.4% 47% relief
  • Credit reporting 45K 1.3% 19% relief
  • Credit card 18K 0.5% 61% relief
  • Credit card 2K 0.0% 49% relief
  • Vehicle loan 445 0.0% 31% relief

How EQUIFAX, INC.'s 3.5M complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 2.7M
Credit reporting, credit repair services, or other personal consumer reports 604.1K
Debt collection 49.6K
Credit reporting 45.0K
Credit card 17.9K
Credit card or prepaid card 1.6K
Vehicle loan or lease 445
Debt or credit management 332
Student loan 220
Checking or savings account 200
Mortgage 170
Payday loan, title loan, personal loan, or advance loan 114
Prepaid card 96
Payday loan, title loan, or personal loan 64
Consumer Loan 52
Money transfer, virtual currency, or money service 52
Bank account or service 14
Other financial service 3

Top States

State Complaints
FL 507.8K
TX 499.6K
CA 319.8K
GA 265.2K
NY 199.0K
IL 150.3K
PA 148.3K
NC 121.8K
NJ 108.9K
AL 91.9K
MD 88.5K
LA 85.2K
SC 78.0K
MI 69.6K
VA 66.8K
OH 66.6K
MS 57.7K
TN 55.6K
AZ 50.4K
NV 45.3K

Top Issues

Issue Complaints
Incorrect information on your report 1.9M
Improper use of your report 795.1K
Problem with a company's investigation into an existing problem 499.9K
Problem with a credit reporting company's investigation into an existing problem 176.1K
Incorrect information on credit report 32.4K
Attempts to collect debt not owed 24.3K
Unable to get your credit report or credit score 23.1K
Written notification about debt 22.6K
Problem with fraud alerts or security freezes 10.6K
Credit monitoring or identity theft protection services 8.3K
Credit reporting company's investigation 5.6K
Unable to get credit report/credit score 4.2K
Getting a credit card 1.8K
Improper use of my credit report 1.5K
Credit monitoring or identity protection 1.3K
False statements or representation 1.2K
Took or threatened to take negative or legal action 1.1K
Problem with a company's investigation into an existing issue 903
Fraud or scam 261
Identity theft protection or other monitoring services 261

Yearly Trend

Year Complaints Timely
2012 622 100%
2013 4.8K 100%
2014 10.0K 100%
2015 11.0K 100%
2016 14.4K 100%
2017 26.9K 94.9%
2018 25.6K 100%
2019 35.9K 99.7%
2020 70.2K 100%
2021 137.6K 99.9%
2022 152.4K 100%
2023 279.3K 100%
2024 669.5K 100%
2025 1.5M 100%
2026 478.8K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About EQUIFAX, INC.

EQUIFAX, INC. has accumulated 3,463,816 consumer complaints in the CFPB public database, with filings active across 63 U.S. states. Of those submissions, 481,322 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, EQUIFAX, INC. reports a 100% timely-response rate and has closed 47.9% of cases with a written explanation to the consumer. 51% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating EQUIFAX, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does EQUIFAX, INC. have?

EQUIFAX, INC. has received 3,463,816 consumer complaints filed with the Consumer Financial Protection Bureau.

Does EQUIFAX, INC. respond to complaints on time?

EQUIFAX, INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about EQUIFAX, INC.?

The most common issue reported against EQUIFAX, INC. is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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