Texas Guaranteed
329 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Texas Guaranteed complaint mix by product
- Student loan 131 39.8% – 1% relief
- Debt collection 121 36.8% – 1% relief
- Credit reporting, 47 14.3% – 0% relief
- Credit reporting 27 8.2% – 0% relief
- Payday loan, 2 0.6% – 0% relief
- Credit reporting 1 0.3% – 0% relief
How Texas Guaranteed's 329 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 131 |
| Debt collection | 121 |
| Credit reporting, credit repair services, or other personal consumer reports | 47 |
| Credit reporting or other personal consumer reports | 27 |
| Payday loan, title loan, or personal loan | 2 |
| Credit reporting | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 154 |
| FL | 42 |
| NY | 20 |
| CA | 13 |
| GA | 11 |
| OH | 9 |
| AZ | 8 |
| NC | 5 |
| VA | 5 |
| TN | 5 |
| KY | 4 |
| LA | 4 |
| SC | 4 |
| WI | 4 |
| MN | 4 |
| MO | 3 |
| MA | 3 |
| WA | 3 |
| OR | 3 |
| IN | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 61 |
| Incorrect information on your report | 54 |
| Attempts to collect debt not owed | 45 |
| Dealing with my lender or servicer | 32 |
| Took or threatened to take negative or legal action | 23 |
| Improper use of your report | 17 |
| Written notification about debt | 15 |
| Communication tactics | 14 |
| False statements or representation | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Struggling to repay your loan | 10 |
| Can't repay my loan | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Threatened to contact someone or share information improperly | 5 |
| Getting a loan | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Improper contact or sharing of info | 2 |
| Disclosure verification of debt | 2 |
| Taking/threatening an illegal action | 1 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 2 | 50% |
| 2016 | 26 | 100% |
| 2017 | 47 | 100% |
| 2018 | 28 | 96.4% |
| 2019 | 35 | 91.4% |
| 2020 | 21 | 76.2% |
| 2021 | 32 | 96.9% |
| 2022 | 22 | 95.5% |
| 2023 | 9 | 88.9% |
| 2024 | 23 | 95.7% |
| 2025 | 57 | 100% |
| 2026 | 24 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Texas Guaranteed
Texas Guaranteed's 329 logged complaints stay concentrated: only 35 states show a filing on record. 49.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-23.
Texas Guaranteed answers 95.7% of complaints inside the CFPB's tracked window and closes 96.7% with a written explanation. 0.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Texas Guaranteed.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Texas Guaranteed have?
329, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Texas Guaranteed respond to complaints on time?
95.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Texas Guaranteed?
"Dealing with your lender or servicer", filed under the "Student loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.