CFPB · Single-product concentration

Higher Education Student Assistance Authority (Hesaa)

319 CFPB complaints · 78.7% in "Student loan" · top issue Can't repay my loan.

319 CFPB complaints

Higher Education Student Assistance Authority (Hesaa): 78.7% of 319 CFPB complaints sit in "Student loan". Timely 98.1% · relief 7.8%. Allegations, not findings.

  • Single-product concentration
  • -78.9% filings 2012 to 2026

CFPB relief outcome brief

CCDB company higher-education-student-assistance-authority-hesaa

7.8% relief · 98.1% timely · 319 filings · Student loan

Nearest relief peer: South Carolina Student Loan Corp (7.7% relief)

Higher Education Student Ass…7.8%Medical-Commercial Audit Inc94.7%Cadence Bank22.8%Entrata Inc.1.9%Glasser and Glasser, PLC2.8%
Closed-with-relief % among Higher Education Student Assistance Authority (Hesaa) and nearest filing-volume peers

Higher Education Student Assistance Authority (Hesaa) closes 7.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 319 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 98.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Higher Education Student Assistance Authority (Hesaa) complaint mix by product

Total complaints: 319

Higher Education Student Assistance Authority (Hesaa) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 319 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 251 complaints (78.7%), resolution 9.2% Student loan 78.7% Credit reporting,: 39 complaints (12.2%), resolution 0.0% Credit reporting, 12.2% Debt collection: 25 complaints (7.8%), resolution 8.0% Debt collection 7.8% Credit reporting: 4 complaints (1.3%), resolution 0.0%
  • Student loan 251 78.7% 9% relief
  • Credit reporting, 39 12.2% 0% relief
  • Debt collection 25 7.8% 8% relief
  • Credit reporting 4 1.3% 0% relief

How Higher Education Student Assistance Authority (Hesaa)'s 319 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 251
Credit reporting, credit repair services, or other personal consumer reports 39
Debt collection 25
Credit reporting or other personal consumer reports 4

Concentrated filing states for Higher Education Student Assistance Authority (Hesaa)

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NJ
69% of this company's filings
NJ220NY20PA13FL8CA8MA8NC6GA6

Higher Education Student Assistance Authority (Hesaa) falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-78.9% vs 2012
01020304050 20122014201620182020202220242026 4

Top States

State Complaints
NJ 220
NY 20
PA 13
FL 8
CA 8
MA 8
NC 6
GA 6
CT 4
DE 3
MD 3
OH 2
SC 2
CO 2
DC 2
VA 2
LA 2
TX 1
IL 1
MO 1

Top Issues

Issue Complaints
Can't repay my loan 57
Dealing with my lender or servicer 54
Dealing with your lender or servicer 51
Incorrect information on your report 37
Struggling to repay your loan 30
Repaying your loan 26
Problems when you are unable to pay 12
Problem with a credit reporting company's investigation into an existing problem 11
Getting a loan 8
Written notification about debt 6
Attempts to collect debt not owed 5
False statements or representation 5
Disclosure verification of debt 4
Improper use of your report 3
Unable to get your credit report or credit score 2
Cont'd attempts collect debt not owed 2
Credit monitoring or identity theft protection services 2
Took or threatened to take negative or legal action 2
Problem with a company's investigation into an existing problem 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2012 19 100%
2013 20 100%
2014 34 100%
2015 45 100%
2016 39 100%
2017 31 96.8%
2018 25 100%
2019 22 95.5%
2020 17 88.2%
2021 16 87.5%
2022 18 100%
2023 5 100%
2024 15 100%
2025 9 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Higher Education Student Assistance Authority (Hesaa) filings cluster in one product

Higher Education Student Assistance Authority (Hesaa)'s 319 logged complaints stay concentrated: only 23 states show a filing. Only 37% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2026-06-25.

Higher Education Student Assistance Authority (Hesaa) answers 98.1% of complaints inside the CFPB's tracked window and closes 90.9% with a written explanation. 7.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Can't repay my loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Higher Education Student Assistance Authority (Hesaa).

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Higher Education Student Assistance Authority (Hesaa): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Higher Education Student Assistance Authority (Hesaa) (98.1% timely; 7.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration