2026 data Public-data reference. official source

HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA)

278 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

278 consumer complaints filed with the CFPB

This profile shows HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA)'s complaint history from CFPB public records. 278 consumers have filed complaints since 2012. The company has a 99.3% timely response rate and has provided relief in 7.9% of cases.

278
Total Complaints
99.3%
Timely Response
12.6%
Disputed
7.9%
Relief Provided
22
States Active
2012
Since

Total complaints

278

Filed since 2012

Timely response

99.3%

CFPB-tracked response window

Relief rate

7.9%

Closed with monetary or non-monetary relief

Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.9%
Industry median

Share closed with monetary or non-monetary relief.

HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) complaint mix by product

Total complaints: 278

HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 278 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 222 complaints (79.9%), resolution 9.5% Student loan 79.9% Credit reporting,: 32 complaints (11.5%), resolution 0.0% Credit reporting, 11.5% Debt collection: 22 complaints (7.9%), resolution 4.5% Debt collection 7.9% Credit reporting: 2 complaints (0.7%), resolution 0.0%
  • Student loan 222 79.9% 10% relief
  • Credit reporting, 32 11.5% 0% relief
  • Debt collection 22 7.9% 5% relief
  • Credit reporting 2 0.7% 0% relief

How HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA)'s 278 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 222
Credit reporting, credit repair services, or other personal consumer reports 32
Debt collection 22
Credit reporting or other personal consumer reports 2

Top States

State Complaints
NJ 192
NY 17
PA 12
MA 8
NC 6
CA 6
GA 5
FL 4
CT 3
MD 3
DE 3
VA 2
DC 2
OH 2
CO 2
SC 2
LA 1
IL 1
MI 1
OR 1

Top Issues

Issue Complaints
Can't repay my loan 53
Dealing with my lender or servicer 50
Dealing with your lender or servicer 36
Incorrect information on your report 31
Repaying your loan 26
Struggling to repay your loan 25
Problems when you are unable to pay 12
Problem with a credit reporting company's investigation into an existing problem 10
Getting a loan 8
Written notification about debt 5
Attempts to collect debt not owed 5
False statements or representation 4
Disclosure verification of debt 3
Cont'd attempts collect debt not owed 2
Unable to get your credit report or credit score 2
Improper use of your report 2
Took or threatened to take negative or legal action 2
Communication tactics 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2012 19 100%
2013 20 100%
2014 34 100%
2015 41 100%
2016 33 100%
2017 28 96.4%
2018 17 100%
2019 20 100%
2020 14 92.9%
2021 11 100%
2022 17 100%
2023 5 100%
2024 12 100%
2025 6 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA)

HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) has accumulated 278 consumer complaints in the CFPB public database, with filings active across 22 U.S. states. Of those submissions, 80 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) reports a 99.3% timely-response rate and has closed 91.4% of cases with a written explanation to the consumer. 7.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 12.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Can't repay my loan".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) have?

HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) has received 278 consumer complaints filed with the Consumer Financial Protection Bureau.

Does HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) respond to complaints on time?

HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) has a 99.3% timely response rate to CFPB complaints.

What is the most common complaint about HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA)?

The most common issue reported against HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) is "Can't repay my loan" in the "Student loan" product category.

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